Gables Mirabella Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at Gables Mirabella Apartments in Uptown/Park Cities? Rent here runs $1,874 – $6,558, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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2600 Cole Ave, Dallas, TX 75204

Uptown/Park Cities

Built 1996 4 stories 127 units
5/5 ·30 reviews Apt. Finder
$1,874 – $6,558 /month

Monthly Cost Breakdown at Gables Mirabella Apartments

The listed rent isn't the whole number. Here's what Gables Mirabella Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,888 – $6,572
Base Rent $1,874 – $6,558
Est. Renters Insurance $14/mo

Renters Insurance at Gables Mirabella Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Gables Mirabella Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$13

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Gables Mirabella Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$40,000 recommended

If you own less

$25,000

If you own more

$60,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Gables Mirabella Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Dallas.

On-Site Security

Package service Controlled access Gated

Fees Beyond Rent

These are the additional charges beyond base rent at Gables Mirabella Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$90

Administrative Fee

$265

Pets Fees

Cat Fee

$450

Dog Fee

$450

Cat Rent

$20 / mo

Dog Rent

$20 / mo

Amenities

Special Features

10 Ceilings Clothes Care Center Corporate Housing Available Electronic Thermostat Free Wi-Fi In Amenity Areas Furnished Apartments Available Granite Countertops* In-Unit Washer & Dryer IREM Certified Juliette Balcony Pet-Friendly Pool Views* Private Terraces* Smoke Free Community Temperature Controlled Storage Rooms

Community Features

Furnished Units Available Recycling Public Transportation Elevator Business Center Clubhouse Disposal Chutes Fitness Center Pool Bicycle Storage

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Storage Space Tub/Shower Fireplace Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Kitchen Microwave Oven Range Refrigerator Freezer Carpet Tile Floors Built-In Bookshelves Crown Molding Walk-In Closets Linen Closet Furnished Balcony

Pet Policy

Bringing a pet? Here's what Gables Mirabella Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed

  • $20 Monthly Pet Rent
  • $450 Fee
  • 2 Pet Limit

About Gables Mirabella Apartments

td { border: 1px solid rgba(204, 204, 204, 1) } br { } Gables Mirabella is located in the heart of Uptown, where you are steps away from the best shopping, dining and entertainment. Our boutique size community and spacious one and two-bedroom apartments, creates a sense of comfort and community.

Year Built: 1996
Stories: 4
Total Units: 127
Phone: (469) 436-6362

Other Options Nearby

Still weighing your choices? These communities are in the same part of Dallas — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Gables Mirabella Apartments require renters insurance?
We didn't find a public insurance requirement for Gables Mirabella Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Gables Mirabella Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). Gables Mirabella Apartments has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Gables Mirabella Apartments?
Plan for $1,888 to $6,572/month all-in. That's base rent ($1,874 – $6,558), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Gables Mirabella Apartments allow pets?
Yes, Gables Mirabella Apartments is pet-friendly. Here are the details: Dogs Allowed. $20 Monthly Pet Rent. $450 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Gables Mirabella Apartments offer?
There are 7 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,874 – $6,558. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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