Gables Villa Rosa Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at Gables Villa Rosa Apartments in Uptown/Park Cities? Rent here runs $2,123 - $6,674, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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2650-2650 Cedar Springs Rd, Dallas, TX 75201

Uptown/Park Cities

Managed by Gables Residential Built 2006 7 stories 601 units
5/5 ·105 reviews
$2,123 - $6,674 /month

Monthly Cost Breakdown at Gables Villa Rosa Apartments

The listed rent isn't the whole number. Here's what Gables Villa Rosa Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $2,200 – $6,751
Base Rent $2,123 – $6,674
Required Monthly Fees $64
Est. Renters Insurance $13/mo

Renters Insurance at Gables Villa Rosa Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Gables Villa Rosa Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$13

Est. Monthly

$160

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Gables Villa Rosa Apartments based on the rent level and building features.

Personal Property Coverage

$75,000 recommended
Low: $40,000 High: $100,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Gables Villa Rosa Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Gables Villa Rosa Apartments.

On-Site Security

Property manager on site Gated Controlled access Covered parking

Fees Beyond Rent

These are the additional charges beyond base rent at Gables Villa Rosa Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Pest Control

Amount due for pest control services.

$1.44 / mo

Utility Administration Fee

Amount due for reimbursement of third party monthly administ... Read Moreration billing fee. Read Less

$3 / mo

Lifestyle Services

Amount due for lifestyle services which includes package ser... Read Morevices and valet trash services. Read Less

$55 / mo

Water

Amount due for the consumption of water services.

Varies

Stormwater

Amount due for stormwater / drainage services.

Varies

Electric

Only applicable to select units, amount for consumption of e... Read Morelectric service paid to third party utility provider. Read Less

Varies

Gas

Only applicable to select units, amount due for the consumpt... Read Moreion of gas services. Read Less

Varies

Sewer

Amount due for the consumption of sewer services.

Varies

Liability Insurance

Amount for liability insurance obtained through resident's p... Read Morerovider of choice. All residents are required to purchase and maintain personal liability insurance in a minimum policy coverage amount of $300,000.00. Read Less

Varies

Unreserved Parking

Included

Varies

Trash

Amount due for haul away trash services.

Varies

Application Deposit

The application deposit is not a security deposit and will b... Read Moree credited toward the required security deposit when the lease has been signed by all parties. Additional deposit may be required based on credit scoring requirements. Read Less

$1,000

Administrative Fee

Amount due to offset our anticipated costs for administering... Read More the lease contract. Read Less

$315

Application Fee

Amount due for each applicant 18 years of age and older for ... Read Moreverification of information and credit approval. Read Less

$90

Security Deposit

Taken from the application deposit. General security deposit... Read More due to be held during residency. Additional deposit may be required based on credit scoring requirements. Subject to refund in accordance with the lease agreement. Read Less

$1,000

Pets Fees

Pet Fee

One-time nonrefundable fee due per authorized pet to keep th... Read Moree pet in the dwelling unit. Maximum of two pets per household. Breed and other restrictions may apply. See Leasing Agent for details. Read Less

$500

Pet Rent

Amount due monthly per authorized pet. Maximum of two pets p... Read Moreer household. Breed and other restrictions may apply. See Leasing Agent for details. Read Less

$25 / mo

Parking Fees

Additional Unreserved Parking

Amount due monthly per rentable item. All items subject to a... Read Morevailability. Final pricing and availability will be determined during lease agreement. See Leasing Agent for details. Read Less

$25 - $75 / mo

Reserved Parking

Amount due monthly per rentable item. All items subject to a... Read Morevailability. Final pricing and availability will be determined during lease agreement. See Leasing Agent for details. Read Less

$45 - $85 / mo

Amenities

Special Features

10-20' Ceilings Additional Storage Available Bike Racks Cyber Lounge Demonstration Kitchen Electric Vehicle Charging Stations Electronic Thermostat Extended Patios with Street Access* Furnished Apartments Available Game Room Garage Parking on Apartment Home Level Available Gas Fireplaces* Golf Simulator Grab & Go Market Grilling Area Plank Flooring Throughout Pool Views* Smoke Free Community Starbucks Coffee Bar Tiled Flooring Townhomes Available Wine Refrigerators*

Community Features

Maintenance on site Furnished Units Available Recycling Pet Play Area Car Charging Station Public Transportation Key Fob Entry Elevator Business Center Clubhouse Lounge Courtyard Fitness Center Pool Gameroom

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Double Vanities Tub/Shower Fireplace Framed Mirrors Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Island Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Quartz Countertops Hardwood Floors High Ceilings Built-In Bookshelves Walk-In Closets Furnished Window Coverings Large Bedrooms Balcony Patio

Pet Policy

Bringing a pet? Here's what Gables Villa Rosa Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed

  • $25 Monthly Pet Rent
  • $500 Fee
  • 2 Pet Limit

About Gables Villa Rosa Apartments

Gables Villa Rosa provides luxurious apartment homes in a variety of floor plans to suit every taste. Quality like no other, from gourmet island kitchen with stainless steel appliances, custom lighting, high end finishes, and granite countertops to plank flooring in the kitchen, dining, and living area. Gables Villa Rosa is located in the prestigious Uptown/Turtle Creek area where you can enjoy great restaurants, shopping, and entertainment within walking distance. Whatever your lifestyle, Gables Villa Rosa has a newly renovated apartment suited to fit your needs.

Year Built: 2006
Stories: 7
Total Units: 601
Management: Gables Residential
Phone: (469) 242-6608

Other Options Nearby

Still weighing your choices? These communities are in the same part of Dallas — with their own insurance costs and safety profiles worth comparing.

2811 Maple Apartments

Uptown/Park Cities

$3,525 - $20,000 Ins: ~$12/mo

2929 Wycliff Apartments

Uptown/Park Cities

$1,170 - $2,605 Ins: ~$13/mo

3700M Apartments

Uptown/Park Cities

$2,435 - $9,301 Ins: ~$13/mo

4110 Fairmount Apartments

Uptown/Park Cities

$1,351 - $9,388 Ins: ~$13/mo

4235 Cole Ave Apartments

Uptown/Park Cities

$1,850 Ins: ~$16/mo

Alton Apartments

Uptown/Park Cities

$2,095 - $6,130 Ins: ~$12/mo

Frequently Asked Questions

Does Gables Villa Rosa Apartments require renters insurance?
We didn't find a public insurance requirement for Gables Villa Rosa Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Gables Villa Rosa Apartments?
For this zip code and building type, expect to pay around $13/month ($160/year). Gables Villa Rosa Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Gables Villa Rosa Apartments?
Plan for $2,200 to $6,751/month all-in. That's base rent ($2,123 - $6,674), plus $64/month in required fees (trash, utilities, etc.), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Gables Villa Rosa Apartments allow pets?
Yes, Gables Villa Rosa Apartments is pet-friendly. Here are the details: Dogs Allowed. $25 Monthly Pet Rent. $500 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Gables Villa Rosa Apartments offer?
There are 66 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, studio layouts. Rent ranges from $2,123 - $6,674. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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