Dallas, TX

La Madera Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at La Madera Apartments in Oak Cliff? Rent here runs $825 – $1,695, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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3702 Legendary Ln, Dallas, TX 75224

Oak Cliff

Built 1962 2 stories 60 units
Apt. Finder
$825 – $1,695 /month

Monthly Cost Breakdown at La Madera Apartments

The listed rent isn't the whole number. Here's what La Madera Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $841 – $1,711
Base Rent $825 – $1,695
Est. Renters Insurance $16/mo

Renters Insurance at La Madera Apartments

We found a few insurance details on La Madera Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to La Madera Apartments can push your insurance cost up or down:

Older Building

Built in 1962 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for La Madera Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near La Madera Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Dallas.

On-Site Security

Gated On site maintenance

Fees Beyond Rent

These are the additional charges beyond base rent at La Madera Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$50

Administrative Fee

Free

Pets Fees

Monthly Pet Fee

$25 / mo

One-Time Pet Fee

$400

Amenities

Special Features

24/7 Emergency Maintenance Convenient Location Onsite Management

Community Features

Trash Pickup - Curbside Business Center Clubhouse Fitness Center Media Center/Movie Theatre

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Hookup Air Conditioning Ceiling Fans Smoke Free Vaulted Ceiling Walk-In Closets Balcony

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around La Madera Apartments.

Pharmacy

  • Oak Cliff Grand office 3.5
  • ReNue Hampton Pharmacy 4.9
  • CVS Pharmacy y más 4.1

Pet Policy

Bringing a pet? Here's what La Madera Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed
$25 Monthly Pet Rent
$400 Fee
2 Pet Limit

About La Madera Apartments

Year Built: 1962
Stories: 2 stories
Units: 60
Phone: (469) 757-7262

From the property listing:

Discover a hidden gem in the heart of Dallas at La Madera Apartments! Our thoughtfully renovated community offers stylish, budget-friendly living with a fresh, modern vibe. Choose from spacious one, two and three bedroom floor plans designed with modern finishes, open layouts, and plenty of natural light – perfect for relaxing or entertaining. At La Madera, we believe where you live should make life easier. Enjoy on-site management, ample parking, and a pet-friendly environment that welcomes your four-legged family members.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Dallas — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does La Madera Apartments require renters insurance?
We found specific coverage details on La Madera Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at La Madera Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). La Madera Apartments has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $14/month, so this building is above average.
What will I actually pay per month at La Madera Apartments?
Plan for $841 to $1,711/month all-in. That's base rent ($825 – $1,695), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does La Madera Apartments allow pets?
Yes, La Madera Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $25 Monthly Pet Rent. $400 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does La Madera Apartments offer?
There are 9 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, 4-bedroom layouts. Rent ranges from $825 – $1,695. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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