Oakhouse Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at Oakhouse Apartments in Oak Cliff? Rent here runs $1,345 - $2,888, and renters insurance adds about $12/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

Get Renters Insurance for Oakhouse Apartments

Compare renters insurance quotes in seconds

900 E Colorado Blvd, Dallas, TX 75203

Oak Cliff

Managed by Gables Residential Built 2024 6 stories 219 units
5/5 ·1 review Apt. Finder
$1,345 - $2,888 /month

Monthly Cost Breakdown at Oakhouse Apartments

The listed rent isn't the whole number. Here's what Oakhouse Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,540 – $3,083
Base Rent $1,345 – $2,888
Required Monthly Fees $183
Est. Renters Insurance $12/mo

Renters Insurance at Oakhouse Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Oakhouse Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$11

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Oakhouse Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$50,000 recommended

If you own less

$30,000

If you own more

$75,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Oakhouse Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $11/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Dallas.

On-Site Security

Package service Controlled access Property manager on site Gated

Fees Beyond Rent

These are the additional charges beyond base rent at Oakhouse Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Pest Control

Amount due for pest control services.

$1.35 / mo

Lifestyle Services

Amount due for lifestyle services which includes package services and valet trash services.

$100 / mo

Utility Administration Fee

Amount due for reimbursement of third party monthly administration billing fee.

$3 / mo

Resident Internet

Amount due for bulk internet access services.

$75 / mo

Sewer

Amount due for the consumption of sewer services.

Varies

Stormwater

Amount due for stormwater / drainage services.

Varies

Water

Amount due for lifestyle services including package services, valet trash services, and digital access services.

Varies

Electric

Amount for consumption of electric service paid to third party utility provider.

Varies

Liability Insurance

Amount for liability insurance obtained through resident's provider of choice. All residents are required to purchase and maintain personal liability insurance in a minimum policy coverage amount of $300,000.00.

Varies

Unreserved Parking

Included

Varies

Trash

Amount due for haul away trash services.

Varies

Application Deposit

The application deposit is not a security deposit and will be credited toward the required security deposit when the lease has been signed by all parties. Additional deposit may be required based on credit scoring requirements.

$1,000 - $2,000

Administrative Fee

Amount due to offset our anticipated costs for administeringthe lease contract.

$265

Application Fee

Amount due for each applicant 18 years of age and older for verification of information and credit approval.

$90

Pets Fees

Pet Fee

One-time nonrefundable fee due per authorized pet to keep the pet in the dwelling unit. Maximum of two pets per household. Breed and other restrictions may apply. See Leasing Agent for details.

$500

Pet Rent

Amount due monthly per authorized pet. Maximum of two pets per household. Breed and other restrictions may apply. See Leasing Agent for details.

$25 / mo

Parking Fees

Additional Unreserved Parking

Amount due monthly per rentable item. All items subject to availability. Final pricing and availability will be determined during lease agreement. See Leasing Agent for details.

$100 / mo

Reserved Parking

Amount due monthly per rentable item. All items subject to availability. Final pricing and availability will be determined during lease agreement. See Leasing Agent for details.

$45 - $85 / mo

Amenities

Special Features

Grill area In-unit full-sized washers and dryers Pet-friendly community with a dedicated dog park Spacious walk-in closets with built-in shelving Elegant quartz countertops in the kitchen Walk-in showers with built-in benches Work from home space

Community Features

Maintenance on site Recycling Pet Play Area Car Charging Station Key Fob Entry Elevator Clubhouse Lounge Grill Fitness Center Pool Bicycle Storage

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Air Conditioning Heating Ceiling Fans Double Vanities Tub/Shower Framed Mirrors Dishwasher Disposal Ice Maker Stainless Steel Appliances Island Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Quartz Countertops Vinyl Flooring High Ceilings Walk-In Closets Balcony

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Oakhouse Apartments.

Grocery

  • Whole Foods Market 4.5
  • Super Mercado Monterrey 4.2
  • Kiest Market 4.1

Hospital

  • Methodist Dallas Medical Center Emergency Room 2.5
  • Baylor University Medical Center, part of Baylor Scott & White Health Emergency Room 3.6
  • William P. Clements Jr. University Hospital Emergency Room 2.6

Restaurant

  • La Bodega Rotisserie and Goods 4.7
  • Stock & Barrel 4.8
  • Elephant Indian Bar & Grill-Beckley Ave 4.9

Park

  • Lake Cliff Park 4.5
  • City Of Dallas Park and Recreation 4.2
  • Beckley-Saner Recreation Center 4.5

Bank

  • Origin Bank 4.6
  • Bank of Texas - Oak Cliff 4.1
  • Bank of America Financial Center 2.2

Gas

  • Shell 3.4
  • QuikTrip 3.5
  • 7-Eleven Fuel

Pet Policy

Bringing a pet? Here's what Oakhouse Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed

  • $25 Monthly Pet Rent
  • $500 Fee
  • 100 lb Weight Limit
  • 2 Pet Limit

About Oakhouse Apartments

Introducing Oakhouse, a luxury apartment community less than a mile from downtown Dallas, situated in the Oak Cliff neighborhood near Bishop Arts. Our meticulously designed community features spacious interiors, upscale amenities, and stunning views of the Dallas skyline. Enjoy immediate access to Bishop Arts' eclectic charm and downtown Dallas' vibrant cultural scene, making Oakhouse the epitome of sophisticated urban living.

Year Built: 2024
Stories: 6
Total Units: 219
Management: Gables Residential
Phone: (469) 529-8541

Other Options Nearby

Still weighing your choices? These communities are in the same part of Dallas — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Oakhouse Apartments require renters insurance?
We didn't find a public insurance requirement for Oakhouse Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Oakhouse Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). Oakhouse Apartments has security features that qualify for discounts — with those applied, you could pay as little as $11/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Oakhouse Apartments?
Plan for $1,540 to $3,083/month all-in. That's base rent ($1,345 - $2,888), plus $183/month in required fees (trash, utilities, etc.), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Oakhouse Apartments allow pets?
Yes, Oakhouse Apartments is pet-friendly. Here are the details: Dogs Allowed. $25 Monthly Pet Rent. $500 Fee. 100 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Oakhouse Apartments offer?
There are 46 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, studio layouts. Rent ranges from $1,345 - $2,888. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

Get Renters Insurance for Oakhouse Apartments

See how much you could save on renters insurance

Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.

Your privacy

We use cookies to run this site, measure how it's used, and support our advertising. See our Privacy Policy for details.