Pinnacle Ridge Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at Pinnacle Ridge Apartments in Oak Cliff? Rent here runs $981 - $3,513, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1310 N Cockrell Hill Rd, Dallas, TX 75211

Oak Cliff

Built 2008 3 stories 296 units
5/5 ·14 reviews Apt. Finder
$981 - $3,513 /month

Monthly Cost Breakdown at Pinnacle Ridge Apartments

The listed rent isn't the whole number. Here's what Pinnacle Ridge Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $995 – $3,527
Base Rent $981 – $3,513
Required Monthly Fees $0
Est. Renters Insurance $14/mo

Renters Insurance at Pinnacle Ridge Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Pinnacle Ridge Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$13

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Pinnacle Ridge Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$50,000 recommended

If you own less

$30,000

If you own more

$75,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Pinnacle Ridge Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Dallas.

On-Site Security

Controlled access Property manager on site Gated Doorman

Fees Beyond Rent

These are the additional charges beyond base rent at Pinnacle Ridge Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$75

Administrative Fee

$150

Pets Fees

Monthly Pet Fee

$25 / mo

One-Time Pet Fee

$400

Amenities

Special Features

Spacious Closets Crown Molding VIEW-CITY VIEW-OTHER Large Pantries in Kitchen FL-P1--0B Garden Tubs LVL-TOP-1B VIEW-WOODED

Community Features

Wi-Fi Laundry Facilities Maintenance on site Business Center Clubhouse Breakfast/Coffee Concierge Walk-Up Fitness Center

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Storage Space Dishwasher Ice Maker Kitchen Microwave Refrigerator Crown Molding Walk-In Closets

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Pinnacle Ridge Apartments.

Grocery

  • Walmart Supercenter 3.9
  • Grocery Clearance Center 4.4

Hospital

  • Methodist Dallas Medical Center Emergency Room 2.5
  • William P. Clements Jr. University Hospital Emergency Room 2.6
  • Medical City Dallas Emergency Room 3.7

Gym

  • Colaw Fitness of Dallas Gyms 5.0
  • 24 Hour Fitness 3.9
  • Planet Fitness 4.4

Restaurant

  • Lucky Rice 4.1
  • Chili's Grill & Bar 4.1
  • Golden Corral Buffet & Grill 3.6

Park

  • Era Elements LLC

Bank

  • Bank of America (with Drive-thru ATM) 1.5
  • Wells Fargo Bank 2.2
  • PNC ATM 4.0

Pet Policy

Bringing a pet? Here's what Pinnacle Ridge Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $25 Monthly Pet Rent
  • $400 Fee
  • 2 Pet Limit

About Pinnacle Ridge Apartments

Pinnacle Ridge is a beautiful apartment community located just west of Downtown Dallas. Our prime location gives our residents stunning views. We are proud to offer newly renovated units with white cabinetry, upgraded lighting and plumbing fixtures, plank flooring, digital thermostats, upgraded window coverings, and more. Pinnacle Ridge also offers a beautiful new pergola-covered grill station and leash-free dog park and as part of our continued efforts to provide our Residents with the best possible amenity package, we are in the process of revitalizing several of our amenity spaces. Ask our team about the new Leasing Office, Fitness Center, Conference Space, Cyber Lounge, and Outdoor Kitchen. You won't believe your eyes at Pinnacle Ridge. We are sure that you will love to call Pinnacle Ridge home.

Year Built: 2008
Stories: 3
Total Units: 296
Phone: (469) 660-1112

Other Options Nearby

Still weighing your choices? These communities are in the same part of Dallas — compare rent and estimated insurance cost side by side.

212 Melba Apartments

Oak Cliff

$1,365 - $2,270 Ins: ~$12/mo

Archive Apartments

Oak Cliff

$1,063 - $8,881 Ins: ~$12/mo

Banyan Flats Apartments

Oak Cliff

$1,154 - $3,142 Ins: ~$12/mo

Beaux House at Bishop Ridge Apartments

Oak Cliff

$1,025 - $1,300 Ins: ~$16/mo

Bishop North Apartments

Oak Cliff

$1,860 Ins: ~$12/mo

Burnett Lofts at Bishop Ridge

Oak Cliff

$1,300 - $2,440 Ins: ~$13/mo

Frequently Asked Questions

Does Pinnacle Ridge Apartments require renters insurance?
We didn't find a public insurance requirement for Pinnacle Ridge Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Pinnacle Ridge Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). Pinnacle Ridge Apartments has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Pinnacle Ridge Apartments?
Plan for $995 to $3,527/month all-in. That's base rent ($981 - $3,513), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Pinnacle Ridge Apartments allow pets?
Yes, Pinnacle Ridge Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $25 Monthly Pet Rent. $400 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Pinnacle Ridge Apartments offer?
There are 6 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, studio layouts. Rent ranges from $981 - $3,513. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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