The Alona Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at The Alona Apartments in Oak Cliff? With rent at $944 - $4,006 and renters insurance running about $14/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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1531 Duncanville Rd, Dallas, TX 75211

Oak Cliff

Built 2003 3 stories 216 units
5/5 ·7 reviews
$944 - $4,006 /month

Monthly Cost Breakdown at The Alona Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at The Alona Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,061 – $4,123
Base Rent $944 – $4,006
Required Monthly Fees $103
Est. Renters Insurance $14/mo

What You Need to Know About Insurance at The Alona Apartments

What Affects Your Premium Here

Every building is different. These factors specific to The Alona Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Alona Apartments based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Alona Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges The Alona Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Stormwater / Drainage Admin Fee

Management of community stormwater drainage and runoff infra... Read Morestructure Read Less

$2.5 / mo

Trash Services - Doorstep

Fee for doorstep trash and recycle pickup service.

$25 / mo

Gas Admin

Administrative costs for managing gas service billing, distr... Read Moreibution, and related expenses for your apartment home. Read Less

$3 / mo

Trash Admin

Administrative costs for managing trash service billing, coo... Read Morerdination, and related expenses for your apartment. Read Less

$3 / mo

Package Management

Handling and storage of resident deliveries.

$5 / mo

Community Amenity Fee

Fee for access to shared resident amenities and facilities.

$50 / mo

Pest Control Services

Regular pest prevention and treatment services.

$7 / mo

Common Area Utilities

Shared utility costs in community common areas.

Varies

Admin Fee

Fee to process rental application and background check

$150

Application Fee Per Applicant

$65

Application Fee

Administrative processing fee to cover lease preparation.

$75

Administrative Fee

Electronic or physical key for secure entry to the community... Read More and/or home. Read Less

$150

Access Device

Electronic or physical key for secure entry to the community... Read More and/or home. Read Less

$45

Package Management Setup

Charge for establishing resident access to the package manag... Read Moreement system. Read Less

$5

Community Amenity Set Up

Administrative fee for community amenity setup and resident ... Read Moreprogram enrollment. Read Less

$50

Pets Fees

Pet Fee

Fee for allowing pets in the home.

$250

Cat Fee

$400

Dog Fee

$400

Cat Rent

$25 / mo

Dog Rent

$25 / mo

Pet Rent

monthly charge for keeping a pet in the home.

$25 / mo

Pet / Animal Lease Violation

Fee issued for unauthorized pets or violations of pet policy... Read More. Read Less

Varies

Parking Fees

Parking - Garage

Charge for access to a garage space.

$150 / mo

Parking - Carport

Fee for covered parking in a designated carport space.

$50 / mo

Addons Fees

Storage Space Rental

Fee for an on-site storage unit.

$25

Parking EV Charging

Fee for on-site electric vehicle charging access.

Varies

Situational Fees

Satellite Deposit (Refundable)

Deposit to cover potential damages from satellite installati... Read Moreon. Read Less

$250

Intra-Community Transfer Fee

Charge for transferring to another home within the same comm... Read Moreunity. Read Less

$500

Security Deposit (Refundable)

Refundable deposit covering potential damages and unpaid ren... Read Moret per lease terms. Read Less

$500 - $1,250

Security Deposit Alternative

Alternative to a standard security deposit typically issued ... Read Morethrough a surety bond. Read Less

$20 - $35 / mo

NSF Tenant Fee

NSF Tenant Fee

$30 / occurence

Late Fee (Percentage)

Calculated as a percentage of the base rent amount.

10% of base rent / occurence

Utility - Non-transferred Utility Fee

Charge for utility costs not moved to residents name.

Varies

Utility - Vacant Cost Recovery

Utility costs incurred while the unit was unoccupied.

Varies

Deposit (Nonrefundable)

a screening-based, non-refundable deposit to address damages... Read More or unpaid rent per lease agreement. Read Less

Varies

Concession Repayment

Tenant repayment of rent discounts if lease terms are not me... Read Moret. Read Less

Varies

Legal / Eviction Fee

Costs associated with an eviction proceeding.

Varies

Reletting Fee

An expense associated with re-renting a unit after early lea... Read Morese termination. Read Less

Varies

Lease Violation

Fee for non-compliance with lease terms or community policie... Read Mores. Read Less

Varies

Early Lease Termination / Buyout

Buyout for ending lease agreement before its scheduled end d... Read Moreate. Read Less

Varies

Renter Liability - Third Party

Expense related to required liability coverage through a thi... Read Morerd-party provider. Read Less

Varies

Utility - Electric

Cost of electricity usage for your apartment.

Varies

Utility - Gas

Cost of gas usage for your apartment.

Varies

Utility - Stormwater / Drainage

Local stormwater management and drainage system fee.

Varies

Utility - Water / Sewer

Water usage and wastewater removal costs.

Varies

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around The Alona Apartments.

1%

Dallas overall is safer than only 1% of U.S. cities

This is a city-wide stat — your actual neighborhood may differ. The good news: The Alona Apartments has on-site security features (Concierge, Doorman, Package lockers, Covered parking) that insurers recognize with premium discounts.

On-Site Security

Concierge Doorman Package lockers Covered parking

Amenities

Special Features

Built-In Computer Workstations Bus Line Within Walking Distance Kitchen Islands Pool Lounge Area and Cabana Resort-Inspired Swimming Pool Smart Home Devices & Systems Updated Light Fixtures* Controlled Gate Access Large Oval Garden Tubs* Quartz Countertops* Washer/Dryer Included* 24-Hour Fitness Center Kitchen Pantry* Picnic Area with BBQ Grill Rentable Storage Units Stainless Steel Appliances* Faux Hardwood Floors* Newly Renovated* Under-Mount Kitchen Sinks* Concierge Package Lockers On-Site Laundry Facility Covered Parking Available

Community Features

Laundry Facilities Business Center Lounge Walk-Up Cabana Grill Picnic Area Fitness Center Pool

Floor Plan Amenities

Washer/Dryer Air Conditioning Smoke Free Storage Space Tub/Shower Dishwasher Stainless Steel Appliances Pantry Island Kitchen Kitchen Quartz Countertops Hardwood Floors Walk-In Closets

Pet Policy

Bringing a pet? Here's what The Alona Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $25 Monthly Pet Rent
  • $400 Fee
  • 2 Pet Limit

About The Alona Apartments

Embrace the distinctive experience of The Alona and begin living on your terms. Located just moments from the vibrant atmosphere of Downtown, our Dallas apartments place you at the center of the excitement, delivering all the exceptional comforts of luxury living within your home.Experience the luxuries of life by selecting a one, two, or three-bedroom apartment in Dallas, TX. The Alona is poised to exceed your expectations in upscale living, presenting an array of exceptional amenities just moments from Grand Prairie and Irving. Explore our floor plans, and reach out to us to arrange an in-person tour for a closer look.

Year Built: 2003
Stories: 3
Total Units: 216
Phone: (469) 949-2414

Other Options Nearby

Still weighing your choices? These communities are in the same part of Dallas — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does The Alona Apartments require renters insurance?
We didn't find a public insurance requirement for The Alona Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Alona Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). The Alona Apartments has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at The Alona Apartments?
Plan for $1,061 to $4,123/month all-in. That's base rent ($944 - $4,006), plus $103/month in required fees (trash, utilities, etc.), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does The Alona Apartments allow pets?
Yes, The Alona Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $25 Monthly Pet Rent. $400 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does The Alona Apartments offer?
There are 10 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $944 - $4,006. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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