The Bowie at Bishop Ridge Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at The Bowie at Bishop Ridge Apartments in Oak Cliff? Rent here runs $1,425 – $2,875, and renters insurance adds about $12/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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405 N Ewing Ave, Dallas, TX 75203

Oak Cliff

Managed by Indio Management Built 2025 4 stories 75 units
Apt. Finder
$1,425 – $2,875 /month

Monthly Cost Breakdown at The Bowie at Bishop Ridge Apartments

The listed rent isn't the whole number. Here's what The Bowie at Bishop Ridge Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,437 – $2,887
Base Rent $1,425 – $2,875
Est. Renters Insurance $12/mo

Renters Insurance at The Bowie at Bishop Ridge Apartments

We found a few insurance details on The Bowie at Bishop Ridge Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to The Bowie at Bishop Ridge Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Bowie at Bishop Ridge Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Bowie at Bishop Ridge Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Fees Beyond Rent

These are the additional charges beyond base rent at The Bowie at Bishop Ridge Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$65

Administrative Fee

Free

Pets Fees

Monthly Pet Fee

$25 / mo

One-Time Pet Fee

$350 - $700

Parking Fees

Parking Fee

N/A / mo

Amenities

Floor Plan Amenities

Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around The Bowie at Bishop Ridge Apartments.

Grocery

  • Fiesta Mart #29 4.0
  • Jerry's Supermarkets Inc 4.1
  • Whole Foods Market 4.5

Pharmacy

  • Walgreens Pharmacy 3.1
  • Methodist Community Pharmacy - Dallas 3.2
  • CVS Pharmacy 4.0

Hospital

  • Methodist Dallas Medical Center Emergency Room 2.5
  • Baylor University Medical Center, part of Baylor Scott & White Health Emergency Room 3.6
  • William P. Clements Jr. University Hospital Emergency Room 2.6

Gym

  • Anytime Fitness Bishop Arts District Dallas TX 4.7
  • Inspire Fitness Dallas 4.9
  • Bishop Arts Fitness 4.9

Restaurant

  • La Bodega Rotisserie and Goods 4.7
  • Suya Feast 5.0
  • Stock & Barrel 4.8

Park

  • Lake Cliff Park 4.5
  • Kidd Springs Park 4.6
  • Kidd Springs Recreation Center 4.6

Bank

  • Credit Union of Texas 3.5
  • RBFCU - Garland 4.5
  • Bank of Texas - Oak Cliff 4.1

Gas

  • Shell 3.4
  • 7-Eleven Fuel
  • QuikTrip 3.5

Pet Policy

Bringing a pet? Here's what The Bowie at Bishop Ridge Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed
$25 Monthly Pet Rent
$350-$700 Fee
2 Pet Limit

About The Bowie at Bishop Ridge Apartments

Year Built: 2025
Stories: 4 stories
Units: 75
Management: Indio Management
Phone: (972) 559-0214

From the property listing:

Our vibrant yet slow-paced community offers modern rental homes with all the contemporary amenities that you've come to expect from a maintenance-free, community living experience. Residents enjoy unbeatable benefits and high-quality services all throughout our property.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Dallas — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does The Bowie at Bishop Ridge Apartments require renters insurance?
We found specific coverage details on The Bowie at Bishop Ridge Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Bowie at Bishop Ridge Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at The Bowie at Bishop Ridge Apartments?
Plan for $1,437 to $2,887/month all-in. That's base rent ($1,425 – $2,875), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does The Bowie at Bishop Ridge Apartments allow pets?
Yes, The Bowie at Bishop Ridge Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $25 Monthly Pet Rent. $350-$700 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does The Bowie at Bishop Ridge Apartments offer?
There are 6 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, studio layouts. Rent ranges from $1,425 – $2,875. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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