El Paso, TX

Cliffside at Mountain Park Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Cliffside at Mountain Park Apartments in El Paso? Rent here runs $883 – $1,348, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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3334 Zion Ln, El Paso, TX 79904

El Paso

Managed by M7ELP Management LLC Built 1974 3 stories 188 units
3.5/5 ·170 reviews Google
4/5 ·30 reviews Apt. Finder
$883 – $1,348 /month

Monthly Cost Breakdown at Cliffside at Mountain Park Apartments

The listed rent isn't the whole number. Here's what Cliffside at Mountain Park Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $899 – $1,364
Base Rent $883 – $1,348
Est. Renters Insurance $16/mo

Renters Insurance at Cliffside at Mountain Park Apartments

We found a few insurance details on Cliffside at Mountain Park Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Cliffside at Mountain Park Apartments can push your insurance cost up or down:

Older Building

Built in 1974 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Water/Leak Issues

5 mentions in Google reviews

FBI UCR

Property crime rate: 1356/100K (14% below national average)

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Cliffside at Mountain Park Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Cliffside at Mountain Park Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for El Paso.

El Paso property crime rate

1,356

per 100K residents

14% below U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
117 / 200
Larceny / theft
966 / 1,172
Vehicle theft
272 / 206

U.S. average

Near-average property crime means insurance premiums in El Paso track closely with national baselines.

Source: FBI UCR Program, El Paso (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Frequent topic
18×
Water Damage Common topic
Safety Concerns Mentioned

Fees Beyond Rent

These are the additional charges beyond base rent at Cliffside at Mountain Park Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Cable

Charged per unit.

N/A / mo

High Speed Internet Access

Charged per unit.

N/A / mo

Application Fee Per Applicant

Charged per applicant.

$40

Pets Fees

Pet Deposit

Max of 2. Charged per pet.

$300

Pet Fee

Max of 2. Charged per pet.

$300

Monthly Pet Fee

Max of 2. Charged per pet.

$25 / mo

Amenities

Community Features

Laundry Facilities Lounge Walk-Up Grill Picnic Area Pool Playground Walking/Biking Trails

Floor Plan Amenities

High Speed Internet Access Wi-Fi Air Conditioning Heating Ceiling Fans Smoke Free Fireplace Dishwasher Disposal Microwave Oven Range Refrigerator Freezer Breakfast Nook Carpet Tile Floors Vinyl Flooring Dining Room Walk-In Closets Balcony Patio Porch

Pet Policy

Bringing a pet? Here's what Cliffside at Mountain Park Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$300 Deposit
$25 Monthly Pet Rent
$300 Fee
2 Pet Limit
35 lb Weight Limit

About Cliffside at Mountain Park Apartments

Year Built: 1974
Stories: 3 stories
Units: 188
Management: M7ELP Management LLC
Phone: (915) 529-4191

From the property listing:

Welcome Home to Cliffside at Mountain Park! Cliffside at Mountain Park offers apartments with very spacious one, two, or three bedroom floorplans. Many units feature renovations throughout with fireplaces and townhome-style floorplans. At Cliffside, enjoy the modern feel you deserve and amenities that meet your everyday needs. Along with our pet-friendly policy, all community amenities have recently been added or are being enhanced under its new professional management.

Other Options Nearby

Still weighing your choices? These communities are in the same part of El Paso — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Cliffside at Mountain Park Apartments require renters insurance?
We found specific coverage details on Cliffside at Mountain Park Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Cliffside at Mountain Park Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). For context, the statewide average is $14/month, so this building is above average.
What will I actually pay per month at Cliffside at Mountain Park Apartments?
Plan for $899 to $1,364/month all-in. That's base rent ($883 – $1,348), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Cliffside at Mountain Park Apartments allow pets?
Yes, Cliffside at Mountain Park Apartments is pet-friendly. Here are the details: Cats Allowed. $300 Deposit. $25 Monthly Pet Rent. $300 Fee. 2 Pet Limit. 35 lb Weight Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Cliffside at Mountain Park Apartments?
Property crime in El Paso sits near the national average — 1,356 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 117/100K here.
What floor plans does Cliffside at Mountain Park Apartments offer?
There are 6 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, studio layouts. Rent ranges from $883 – $1,348. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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