5545 Buckley Dr, El Paso, TX 79912
El Paso
Monthly Cost Breakdown at Luxx Verge Villas Apartments
The listed rent isn't the whole number. Here's what Luxx Verge Villas Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Luxx Verge Villas Apartments
We found a few insurance details on Luxx Verge Villas Apartments's website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to Luxx Verge Villas Apartments can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
FBI UCR
Property crime rate: 1356/100K (14% below national average)
What You'll Likely Pay
$13
Est. Monthly
$155
Est. Annual
$12
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Luxx Verge Villas Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$25,000
If you own more
$60,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in Texas
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Luxx Verge Villas Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $12/mo
5 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for El Paso.
El Paso property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in El Paso track closely with national baselines. Luxx Verge Villas Apartments also has on-site security features (Sprinklers) that insurers recognize with discounts.
Source: FBI UCR Program, El Paso (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Fees Beyond Rent
These are the additional charges beyond base rent at Luxx Verge Villas Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Amenities
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Luxx Verge Villas Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Luxx Verge Villas Apartments
From the property listing:
About Luxx Verge Villas: We at Luxx Verge Villas take pride in our luxury residential rental community. At Luxx Verge Villas you are guaranteed the perfect blend of location with spectacular mountain and city views, along with an easy access to I-10. Our community offers different floor plans that are crafted with the warmth and elegance of a custom-made home. We are also pet friendly! Close to many retail centers and grocery stores such as Sunland Park Mall, the Outlet Mall, and many restaurants. EPISD Schools near you are Dr.
Other Options Nearby
Still weighing your choices? These communities are in the same part of El Paso — compare rent and estimated insurance cost side by side.
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12616 Christian Isaiah Rental
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14267 John Scagno Rental
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Frequently Asked Questions
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Get Renters Insurance for Luxx Verge Villas Apartments
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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