30 West Luxury Rental Homes: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at 30 West Luxury Rental Homes in Northwest Fort Worth? Rent here runs $2,199 – $2,399, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

Get Renters Insurance for 30 West Luxury Rental Homes

Compare renters insurance quotes in seconds

2741 Mistwood Dr, Fort Worth, TX 76108

Northwest Fort Worth

Built 2025 1 story 135 units
5/5 ·4 reviews Google
Apt. Finder
$2,199 – $2,399 /month

Monthly Cost Breakdown at 30 West Luxury Rental Homes

The listed rent isn't the whole number. Here's what 30 West Luxury Rental Homes actually costs each month once you add required fees and insurance.

Total Monthly Cost $2,852 – $3,052
Base Rent $2,199 – $2,399
Required Monthly Fees $640
Est. Renters Insurance $13/mo

Renters Insurance at 30 West Luxury Rental Homes

We found a few insurance details on 30 West Luxury Rental Homes's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to 30 West Luxury Rental Homes can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Ground Level

Single-story — higher flood/water intrusion risk

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2314/100K (47% above national average)

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 30 West Luxury Rental Homes based on the rent level and building features.

Personal Property

What your stuff is worth

$40,000 recommended

If you own less

$25,000

If you own more

$60,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 30 West Luxury Rental Homes:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Fort Worth.

Fort Worth property crime rate

2,314

per 100K residents

47% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
295 / 200
Larceny / theft
1,643 / 1,172
Vehicle theft
375 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. 30 West Luxury Rental Homes also has on-site security features (Perimeter fencing) that insurers recognize with discounts.

Source: FBI UCR Program, Fort Worth (2024-12 to 2025-11)

On-Site Security

Perimeter fencing

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 30 West Luxury Rental Homes.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at 30 West Luxury Rental Homes. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Community Fee

Charged per unit.

$160 / mo

Application Fee Per Applicant

Non-refundable $59.00 Application Fee Per Adult Charged per applicant.

$59

Move-In Fee

One Time Move In Fee Charged per unit.

$199

Amenities

Community Features

Wi-Fi Laundry Facilities 24 Hour Access Online Services Walk-Up Pool

Floor Plan Amenities

Washer/Dryer Air Conditioning Heating Ceiling Fans Smoke Free Tub/Shower Dishwasher Disposal Stainless Steel Appliances Kitchen Microwave Oven Range Refrigerator Carpet Vinyl Flooring Family Room Attic Walk-In Closets Yard

Pet Policy

Bringing a pet? Here's what 30 West Luxury Rental Homes allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$199 Fee
3 Pet Limit

About 30 West Luxury Rental Homes

Year Built: 2025
Stories: 1 story
Units: 135
Phone: (682) 688-3279

From the property listing:

Welcome to 30 West, Fort Worth’s newest luxury rental home community, located near the intersection of I-30 and Loop 820 W. This brand-new development offers a collection of beautifully designed single-family homes. Each home boasts an open-concept floor plan with upgraded stainless steel appliances, a stylish kitchen that flows seamlessly into the dining and living areas, and a spacious primary suite complete with a walk-in closet and attached bathroom.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Fort Worth — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does 30 West Luxury Rental Homes require renters insurance?
We found specific coverage details on 30 West Luxury Rental Homes's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 30 West Luxury Rental Homes?
For this zip code and building type, expect to pay around $13/month ($155/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at 30 West Luxury Rental Homes?
Plan for $2,852 to $3,052/month all-in. That's base rent ($2,199 – $2,399), plus $640/month in required fees (trash, utilities, etc.), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 30 West Luxury Rental Homes allow pets?
Yes, 30 West Luxury Rental Homes is pet-friendly. Here are the details: Cats Allowed. $199 Fee. 3 Pet Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around 30 West Luxury Rental Homes?
Property crime in Fort Worth runs noticeably higher than the national average — 2,314 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 295/100K here. On the property itself, you'll find perimeter fencing — features that can qualify for premium discounts.
What floor plans does 30 West Luxury Rental Homes offer?
There are 4 floor plans to choose from, spanning 3-bedroom, 4-bedroom layouts. Rent ranges from $2,199 – $2,399. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

Get Renters Insurance for 30 West Luxury Rental Homes

See how much you could save on renters insurance

Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.

Your privacy

We use cookies to run this site, measure how it's used, and support our advertising. See our Privacy Policy for details.