681 N Saginaw Blvd, Saginaw, TX 76179
Northwest Fort Worth
Monthly Cost Breakdown at Ashton Apartments
The listed rent isn't the whole number. Here's what Ashton Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Ashton Apartments
We found a few insurance details on Ashton Apartments's website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to Ashton Apartments can push your insurance cost up or down:
Older Building
Built in 1982 — older plumbing/electrical may increase risk
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1077/100K (32% below national average)
What You'll Likely Pay
$15
Est. Monthly
$176
Est. Annual
$14
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Ashton Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Ashton Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $14/mo
6 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Saginaw.
Saginaw property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Below-average property crime typically translates to lower renters insurance premiums in this area, and security features on the building can push your rate even lower. Ashton Apartments also has on-site security features (Controlled access, Property manager on site, Video patrol, Sprinklers, On site maintenance) that insurers recognize with discounts.
Source: FBI UCR Program, Saginaw (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Ashton Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Ashton Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Trash
Charged per unit.
Pest Control
Charged per unit.
Admin RUBS Fee
Charged per unit.
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Parking Fees
Parking Deposit
Charged per vehicle.
Parking Fee
Charged per vehicle.
Amenities
Special Features
Community Features
Floor Plan Amenities
About Ashton Apartments
From the property listing:
Welcome home to Ashton Apartment Homes, a welcoming community designed for comfort and convenience. We take pride in offering quality living spaces paired with thoughtful amenities to help residents feel right at home. Choose from inviting one- or two-bedroom apartment homes designed with spacious, open living areas and generous storage. Each apartment features a fully equipped kitchen with stainless steel appliances, high-speed internet access, and walk-in closets. Select homes also offer hardwood-style flooring, cozy fireplaces, and private yards—perfect for relaxing at home.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Saginaw — compare rent and estimated insurance cost side by side.
10105 Cougar Tr Rental
Northwest Fort Worth
30 West Luxury Rental Homes
Northwest Fort Worth
Aden Crest Ft. Worth Apartments
Northwest Fort Worth
Alta Marine Creek Apartments
Northwest Fort Worth
Alton Park Apartments
Northwest Fort Worth
Ascent at Lake Worth Apartments
Northwest Fort Worth
Frequently Asked Questions
Does Ashton Apartments require renters insurance?
How much is renters insurance at Ashton Apartments?
What will I actually pay per month at Ashton Apartments?
How safe is the area around Ashton Apartments?
What floor plans does Ashton Apartments offer?
Get Renters Insurance for Ashton Apartments
See how much you could save on renters insurance
Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.