Alta Marine Creek Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Alta Marine Creek Apartments in Northwest Fort Worth? Rent here runs $1,332 – $2,349, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

Get Renters Insurance for Alta Marine Creek Apartments

Compare renters insurance quotes in seconds

5400 Huffines Blvd, Fort Worth, TX 76179

Northwest Fort Worth

Managed by Greystar Built 2024 3 stories 330 units
4.5/5 ·150 reviews Google
4/5 ·22 reviews Apt. Finder
$1,332 – $2,349 /month

Monthly Cost Breakdown at Alta Marine Creek Apartments

The listed rent isn't the whole number. Here's what Alta Marine Creek Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,470 – $2,487
Base Rent $1,332 – $2,349
Required Monthly Fees $125
Est. Renters Insurance $13/mo

Renters Insurance at Alta Marine Creek Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Alta Marine Creek Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2314/100K (47% above national average)

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Alta Marine Creek Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Alta Marine Creek Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Fort Worth.

Fort Worth property crime rate

2,314

per 100K residents

47% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
295 / 200
Larceny / theft
1,643 / 1,172
Vehicle theft
375 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Alta Marine Creek Apartments also has on-site security features (Package service, Controlled access, Property manager on site) that insurers recognize with discounts.

Source: FBI UCR Program, Fort Worth (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned
Noise Mentioned

On-Site Security

Package service Controlled access Property manager on site

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Alta Marine Creek Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Alta Marine Creek Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Boiler Management

Amount for boiler heating/management services. Charged per unit.

$14.60 / mo

Trash Services - Hauling

Amount for shared trash/waste services. Charged per unit.

$15 / mo

Package Services

Amount for package services. Charged per unit.

$15 / mo

Utility - Stormwater/Drainage Admin Fee

Amount to manage drainage billing. Charged per unit.

$2 / mo

Utility - Gas Administrative Fee

Amount to manage gas billing. Charged per unit.

$2 / mo

Trash Services - Doorstep

Amount for doorstep trash removal from rental home. Charged per unit.

$25 / mo

Trash Administrative Fee

Amount to manage trash service billing. Charged per unit.

$3 / mo

Pest Control Services

Amount for pest control services. Charged per unit.

$5 / mo

Utility - Water/Sewer

Usage-Based (Utilities).Amount for provision and/or consumption of water and sewer services Charged per unit.

Varies / mo

Utility - Gas

Usage-Based (Utilities).Amount for provision and consumptionof natural gas. Charged per unit.

Varies / mo

Utility - Electric - Third Party

Usage-Based (Utilities).Amount for provision and consumptionof electric paid to a third party. Charged per unit. Payable to 3rd Party

Varies / mo

Renters Liability Insurance - Third Party

Amount for renters liability insurance obtained through resident's provider of choice. Charged per leaseholder. Payable to 3rd Party

Varies / mo

Utility - Water/Wastewater Submeter Admin Fee

Amount for water billing services calculated as a percentageof consumption as allowed by regulation. Charged per unit.

Varies / mo

Utility - Stormwater/Drainage

Usage-Based (Utilities).Amount for provision of storm water services. Charged per unit.

Varies / mo

Environmental Fee

Usage-Based (Utilities).Amount imposed by local jurisdictionrelated to environmental protection. Charged per unit.

Varies / mo

Administrative Fee

Amount to facilitate move-in process for a resident. Chargedper unit.

$150

Application Fee

Amount to process application, initiate screening, and take a rental home off the market. Charged per applicant.

$75

Security Deposit (Refundable)

Amount intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms. Charged per unit type.

$100 - $300

Pets Fees

Pet Fee

| Restrictions: None

$350

Pet Rent

Max of 1. Monthly amount for authorized pet. Charged per pet

$20 / mo

Pet Management - Third Party

Max of 1. Amount for authorized pet registration and screening services. Charged per pet. Payable to 3rd Party

$25 - $30 / yr

Parking Fees

Parking Fee

Max of 1. Amount for covered parking space/services. May besubject to availability. Charged per rentable item.

$50 / mo

Parking - Reserved

Max of 1. Amount for reserved parking space/services. May besubject to availability. Charged per rentable item.

$40 / mo

Addons Fees

Renters Liability/Content - Property Program

Amount to participate in the property Renters Liability Program. Charged per unit.

$14.50 / mo

Common Area/Clubhouse Rental

Amount to rent a shared common area space, including clubhouse. May be subject to availability. Charged per unit.

$250 / occurence

Situational Fees

Express Move Out

Amount for community to perform rental home cleaning upon move-out. Charged per unit type.

$150 - $250

Month-to-Month Fee

Amount, in addition to base rent, for a month-to-month leaseCharged per unit.

$500 / mo

Renters Liability Only - Non-Compliance

Amount for not maintaining required Renters Liability PolicyCharged per unit.

$10.75 / occurence

Returned Payment Fee (NSF)

Amount for returned payment. Charged per unit.

$125 / occurence

Lease Violation

Amount for violation of community policies and/or per lease terms. Charged per unit.

$25 - $50 / occurence

Common Area/Clubhouse Deposit (Refundable)

Amount to rent a shared community amenity space. Refund processed in accordance with amenity/clubhouse rental agreement. May be subject to availability. Charged per unit.

$250 / occurence

Trash Container - Replacement

Amount to replace trash/waste container. Charged per unit.

$50 / occurence

Access Device - Replacement

Amount to obtain a replacement access device for community; fobs, keys, remotes, access passes. Charged per device.

$50 / occurence

Access/Lock Change Fee

Amount to change or reprogram access to rental home. Chargedper unit.

$50 / occurence

Utility - Vacant Processing Fee

Amount for failing to transfer utilities into resident name.Charged per unit.

$50 / occurence

Intra-Community Transfer Fee

Amount due when transferring to another rental unit within community. Charged per unit.

$500 / occurence

Early Lease Termination/Cancellation

Amount to terminate lease earlier than lease end date; excludes rent and other charges. Charged per unit.

200% of base rent / occurence

Reletting Fee

Marketing fee related to early lease termination; excludes rent and other charges. Charged per unit.

85% of base rent / occurence

Late Fee

Amount for paying after rent due date; per terms of lease. Charged per unit.

9.99% of base rent / occurence

Liquidated Damages

Amount for not satisfying the application and/or lease termsCharged per unit.

Varies / occurrence

Payment Services - Third Party

Amount for using a third party, electronic payment processing service (i.e. credit card, ACH, etc.). Charged per unit. Payable to 3rd Party

Varies / occurrence

Lease Violation - Extermination Services

Amount for violation of pest-related community policies. Charged per unit.

Varies / occurrence

Legal/Eviction Fees

Amount for legal expenses incurred for lease violations. Charged per unit.

Varies / occurrence

Utility - Vacant Cost Recovery

Usage-Based (Utilities).Amount for utility usage not transferred to resident responsibility any time during occupancy. Charged per unit.

Varies / occurrence

Pet/Animal - Lease Violation

Amount for violation of community policies related to pet orassistance animal. Charged per unit.

Varies / occurrence

Security Deposit - Additional (Refundable)

Additional amount, based on screening results, intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms. Charged per unit.

Varies one-time

Amenities

Special Features

24/7 Maintenance Services Coffee bar Designer wood-style plank flooring Wi-Fi in common areas 9-foot ceilings Energy Star full-size washer and dryer Fetch package service Upscale carpet in bedrooms USB outlets Ceiling fans in living room and bedroom(s) Programmable thermostats Ceiling mounted lights Stainless steel Energy Star appliances

Community Features

Wi-Fi Maintenance on site 24 Hour Access Trash Pickup - Door to Door Recycling Online Services Planned Social Activities Pet Play Area Pet Washing Station Wheelchair Accessible Business Center Clubhouse Lounge Roof Terrace Cabana Courtyard Grill Picnic Area Waterfront Lake Access Fitness Center Pool Bicycle Storage Walking/Biking Trails Gameroom Media Center/Movie Theatre

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Air Conditioning Heating Ceiling Fans Cable Ready Storage Space Double Vanities Tub/Shower Framed Mirrors Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Instant Hot Water Hardwood Floors Carpet Vinyl Flooring Dining Room High Ceilings Office Walk-In Closets Linen Closet Double Pane Windows Window Coverings Large Bedrooms Balcony Patio Porch Yard

Pet Policy

Bringing a pet? Here's what Alta Marine Creek Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

About Alta Marine Creek Apartments

Year Built: 2024
Stories: 3 stories
Units: 330
Management: Greystar
Phone: (470) 460-8418

From the property listing:

Handsome and homey. Sophisticated and stylish. Classic and high-tech. Alta Marine Creek is everything youre looking for in a Fort Worth apartment. Located just northwest of Fort Worth on Huffines Blvd, Alta Marine Creek is now leasing brand-new one-, two- and three-bedroom apartments with exciting amenities. Enjoy direct access to Marine Creek Reservoir and the 820 corridor!

Other Options Nearby

Still weighing your choices? These communities are in the same part of Fort Worth — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Alta Marine Creek Apartments require renters insurance?
We didn't find a public insurance requirement for Alta Marine Creek Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Alta Marine Creek Apartments?
For this zip code and building type, expect to pay around $13/month ($155/year). Alta Marine Creek Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Alta Marine Creek Apartments?
Plan for $1,470 to $2,487/month all-in. That's base rent ($1,332 – $2,349), plus $125/month in required fees (trash, utilities, etc.), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Alta Marine Creek Apartments allow pets?
Yes, Alta Marine Creek Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Alta Marine Creek Apartments?
Property crime in Fort Worth runs noticeably higher than the national average — 2,314 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 295/100K here. On the property itself, you'll find package service, controlled access, property manager on site — features that can qualify for premium discounts.
What floor plans does Alta Marine Creek Apartments offer?
There are 7 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,332 – $2,349. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

Get Renters Insurance for Alta Marine Creek Apartments

See how much you could save on renters insurance

Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.

Your privacy

We use cookies to run this site, measure how it's used, and support our advertising. See our Privacy Policy for details.