Aden Crest Ft. Worth Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Aden Crest Ft. Worth Apartments in Northwest Fort Worth? Rent here runs $905 – $1,192, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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2200 Aden Rd, Fort Worth, TX 76116

Northwest Fort Worth

Built 1978 2 stories 202 units
3.4/5 ·143 reviews Google
Apt. Finder
$905 – $1,192 /month

Monthly Cost Breakdown at Aden Crest Ft. Worth Apartments

The listed rent isn't the whole number. Here's what Aden Crest Ft. Worth Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $921 – $1,208
Base Rent $905 – $1,192
Est. Renters Insurance $16/mo

Renters Insurance at Aden Crest Ft. Worth Apartments

We found a few insurance details on Aden Crest Ft. Worth Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Kin
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Aden Crest Ft. Worth Apartments can push your insurance cost up or down:

Older Building

Built in 1978 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

Identity Theft Concerns

1 mentions in reviews (mail tampering, fraud, personal info)

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2314/100K (47% above national average)

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Aden Crest Ft. Worth Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Aden Crest Ft. Worth Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Fort Worth.

Fort Worth property crime rate

2,314

per 100K residents

47% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
295 / 200
Larceny / theft
1,643 / 1,172
Vehicle theft
375 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area.

Source: FBI UCR Program, Fort Worth (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned
Management Issues Mentioned
Identity Theft / Mail Fraud Mentioned

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Aden Crest Ft. Worth Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Aden Crest Ft. Worth Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$50

Administrative Fee

Charged per unit.

$175

Pets Fees

One-Time Pet Fee

Max of 2. Charged per pet.

$250

Parking Fees

Parking Deposit

Charged per vehicle.

Free

Amenities

Special Features

BBQ Area Pet Friendly

Community Features

Laundry Facilities Grill Fitness Center Pool Playground

Floor Plan Amenities

High Speed Internet Access Smoke Free

Pet Policy

Bringing a pet? Here's what Aden Crest Ft. Worth Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$300 Deposit
$500 Fee
75 lb Weight Limit
2 Pet Limit

About Aden Crest Ft. Worth Apartments

Year Built: 1978
Stories: 2 stories
Units: 202
Phone: (682) 432-7603

From the property listing:

At Aden Crest, relax and enjoy life more than ever before. We strive to make life easy with 1-, 2-, and 3-bedroom floor plans to choose from. Our pet-friendly community has a sparkling pool and playground too. Nearby conveniences include Albertsons, Best Buy, Cinemark Ridgmar Theaters, Ridmar Mall, and plenty of dining. Lots of outdoor recreation is here including biking, jogging, hiking, and walking at Marine Creek Lake Trail, and water sports at Lake Worth. North Z Boaz Dog Park is nice for play dates for your pup.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Fort Worth — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Aden Crest Ft. Worth Apartments require renters insurance?
We found specific coverage details on Aden Crest Ft. Worth Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Aden Crest Ft. Worth Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). For context, the statewide average is $14/month, so this building is above average.
What will I actually pay per month at Aden Crest Ft. Worth Apartments?
Plan for $921 to $1,208/month all-in. That's base rent ($905 – $1,192), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Aden Crest Ft. Worth Apartments allow pets?
Yes, Aden Crest Ft. Worth Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $300 Deposit. $500 Fee. 75 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Aden Crest Ft. Worth Apartments?
Property crime in Fort Worth runs noticeably higher than the national average — 2,314 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 295/100K here.
What floor plans does Aden Crest Ft. Worth Apartments offer?
There are 3 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $905 – $1,192. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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