Treehouse Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Treehouse Apartments in Arlington? Rent here runs $1,195 – $1,445, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1400 Cherry Dr, Arlington, TX 76013

Arlington

Built 1972 2 stories 16 units
3.5/5 ·11 reviews Google
Apt. Finder
$1,195 – $1,445 /month

Monthly Cost Breakdown at Treehouse Apartments

The listed rent isn't the whole number. Here's what Treehouse Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,211 – $1,461
Base Rent $1,195 – $1,445
Est. Renters Insurance $16/mo

Renters Insurance at Treehouse Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Treehouse Apartments can push your insurance cost up or down:

Older Building

Built in 1972 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2057/100K (30% above national average)

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Treehouse Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in Texas. Cats present minimal liability risk vs dogs.

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Treehouse Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Arlington.

Arlington property crime rate

2,057

per 100K residents

30% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
211 / 200
Larceny / theft
1,607 / 1,172
Vehicle theft
239 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area.

Source: FBI UCR Program, Arlington (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Treehouse Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Treehouse Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

Administrative Fee

Charged per unit.

Pets Fees

Pet Deposit

Max of 2. Charged per pet.

$300

Monthly Pet Fee

Max of 2. Charged per pet.

$15 / mo

Parking Fees

Parking Deposit

Charged per vehicle.

Free

Parking Fee

Charged per vehicle.

Free

Surface Lot

Tenants receive permits

Amenities

Special Features

All Bills Paid

Community Features

Laundry Facilities Online Services Planned Social Activities Public Transportation Courtyard Zen Garden

Floor Plan Amenities

Air Conditioning Ceiling Fans Smoke Free Cable Ready Storage Space Tub/Shower Fireplace Framed Mirrors Wheelchair Accessible (Rooms) Dishwasher Disposal Stainless Steel Appliances Pantry Island Kitchen Kitchen Oven Refrigerator Freezer Hardwood Floors Carpet Tile Floors Dining Room High Ceilings Family Room Office Walk-In Closets Linen Closet Loft Layout Window Coverings Large Bedrooms Balcony Patio Porch

Pet Policy

Bringing a pet? Here's what Treehouse Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$300 Deposit
$15 Monthly Pet Rent
2 Pet Limit

About Treehouse Apartments

Year Built: 1972
Stories: 2 stories
Units: 16
Phone: (469) 286-0052

From the property listing:

Discover your perfect retreat at Treehouse Apartments in Arlington, TX, where modern living meets natural charm. Nestled on a peaceful, tree-lined street, this hidden gem offers a serene escape while keeping you close to the action. With shopping, dining, and entertainment just minutes away, and seamless highway access for an effortless commute across the Dallas-Fort Worth area, Treehouse strikes the ideal balance of convenience and tranquility. Step inside and be wowed by the stunning craftsmanship of your new home.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Arlington — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Treehouse Apartments require renters insurance?
We didn't find a public insurance requirement for Treehouse Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Treehouse Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). For context, the statewide average is $14/month, so this building is above average.
What will I actually pay per month at Treehouse Apartments?
Plan for $1,211 to $1,461/month all-in. That's base rent ($1,195 – $1,445), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Treehouse Apartments allow pets?
Yes, Treehouse Apartments is pet-friendly. Here are the details: Cats Allowed. $300 Deposit. $15 Monthly Pet Rent. 2 Pet Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Treehouse Apartments?
Property crime in Arlington runs noticeably higher than the national average — 2,057 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 211/100K here.
What floor plans does Treehouse Apartments offer?
There is 1 floor plan available, a 2-bedroom layout. Rent ranges from $1,195 – $1,445. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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