1408 Hughes St Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 29, 2026

Thinking about renting at 1408 Hughes St Apartments in Eastwood? With rent at $1,045 and renters insurance running about $15/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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1408 Hughes St, Houston, TX 77023

Eastwood

Managed by - Harshil Shah, Pramukh100 LLC Built 2024 2 stories 17 units
3.0/5 Google
4/5 ·2 reviews
$1,045 /month

Monthly Cost Breakdown at 1408 Hughes St Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at 1408 Hughes St Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,060 – $1,060
Base Rent $1,045
Required Monthly Fees $0
Est. Renters Insurance $15/mo

What You Need to Know About Insurance at 1408 Hughes St Apartments

What Affects Your Premium Here

Every building is different. These factors specific to 1408 Hughes St Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$15

Est. Monthly

$178

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 1408 Hughes St Apartments based on the rent level and building features.

Personal Property Coverage

$30,000 recommended
Low: $15,000 High: $50,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 1408 Hughes St Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $9 $110 budget Yes
USAA $10 $124 budget —
State Farm $14 $166 mid —
Progressive $15 $179 mid Yes
Safeco $15 $179 mid —
Travelers $16 $193 mid —
Allstate $17 $207 mid —
Nationwide $17 $207 mid —
Farmers $18 $221 premium —
Liberty Mutual $21 $248 premium —

Discounts You May Qualify For

Controlled access

Up to 3% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges 1408 Hughes St Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Pets Fees

Pet Deposit

$250

Pet Fee

$20 / mo

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around 1408 Hughes St Apartments.

1%

Houston overall is safer than only 1% of U.S. cities

This is a city-wide stat — your actual neighborhood may differ. The good news: 1408 Hughes St Apartments has on-site security features (Package service, Controlled access) that insurers recognize with premium discounts.

On-Site Security

Package service Controlled access

Amenities

Special Features

Beautifully Renovated Apartments. Fully Renovated Apartments Great Location Onsite Laundry Reserved Parking

Community Features

Wi-Fi Laundry Facilities Online Services Public Transportation Multi Use Room Storage Space Vintage Building Picnic Area Gas Range Individual Leases Available

Floor Plan Amenities

High Speed Internet Access Wi-Fi Air Conditioning Heating Ceiling Fans Smoke Free Tub/Shower Dishwasher Stainless Steel Appliances Eat-in Kitchen Kitchen Oven Refrigerator Breakfast Nook Vinyl Flooring Dining Room Family Room Walk-In Closets Linen Closet Double Pane Windows Window Coverings Large Bedrooms Porch

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around 1408 Hughes St Apartments.

Grocery

  • Kroger 3.7
  • Fiesta Mart #3 4.3
  • Walmart Supercenter 4.0

Pharmacy

  • CVS Pharmacy 4.1
  • Health RX Scripts Pharmacy 4.6
  • Walmart Pharmacy 3.5

Hospital

  • St. Joseph Medical Center Emergency Room 3.3
  • Memorial Hermann Centro Médico de Texas 2.2
  • Emergency Room at HCA Houston Medical Center 4.0

Gym

  • Cross Collar Jiu Jitsu 4.8
  • Houston Gym 4.6
  • Gainz City Gym 4.9

Restaurant

  • Cochinita & co. 4.7
  • Mimo 4.8
  • Captain K Seafood 4.9

Park

  • CAMP, A Family Experience Store 3.7
  • Mason Park 4.6
  • Gragg Park Complex 4.5

Bank

  • ATM 5.0
  • ATM (ATM Link, Inc.)
  • Bank of America (with Drive-thru ATM) 2.2

Gas

  • Exxon 4.0
  • Valero Gas Station 3.9
  • Circle K | Gas Station

Pet Policy

Bringing a pet? Here's what 1408 Hughes St Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed

  • $250 Deposit
  • $20 Fee
  • 40 lb Weight Limit
  • 2 Pet Limit
  • 10 lb Weight Limit

About 1408 Hughes St Apartments

Discover our newly renovated, 17-unit community, just minutes from the University of Houston. Enjoy spacious one and two-bedroom apartments featuring Central Heating/Air Open, airy floor plans bathed in natural light Sleek kitchens with stainless steel appliances Ample storage throughout Private bedrooms with walk-in closets On-site laundry for your convenience Free reserved parking Experience comfort and convenience at our pet-friendly community.

Year Built: 2024
Stories: 2
Total Units: 17
Management: - Harshil Shah, Pramukh100 LLC
Phone: (341) 766-0695

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — with their own insurance costs and safety profiles worth comparing.

1010 Waugh Apartments

Montrose

$1,870 - $4,824 Ins: ~$13/mo

1414 Texas Downtown Apartments

Downtown Houston

$1,583 - $2,988 Ins: ~$15/mo

1711 Caroline Apartments

Downtown Houston

$999 - $2,865 Ins: ~$15/mo

1900 Yorktown Tanglewood Apartments

Uptown Houston

$1,765 - $3,110 Ins: ~$13/mo

1903 Portsmouth Apartments

Montrose

$1,145 - $1,705 Ins: ~$17/mo

1919 Portsmouth Apartments

Montrose

$1,175 - $1,685 Ins: ~$17/mo

Frequently Asked Questions

Does 1408 Hughes St Apartments require renters insurance?
We didn't find a public insurance requirement for 1408 Hughes St Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 1408 Hughes St Apartments?
For this zip code and building type, expect to pay around $15/month ($178/year). 1408 Hughes St Apartments has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at 1408 Hughes St Apartments?
Plan for $1,060 to $1,060/month all-in. That's base rent ($1,045), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 1408 Hughes St Apartments allow pets?
Yes, 1408 Hughes St Apartments is pet-friendly. Here are the details: Dogs Allowed. $250 Deposit. $20 Fee. 40 lb Weight Limit. 2 Pet Limit. 10 lb Weight Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does 1408 Hughes St Apartments offer?
There are 1 floor plans to choose from, spanning 1-bedroom layouts. Rent ranges from $1,045. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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