CO/OP Eado Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 29, 2026

Thinking about renting at CO/OP Eado Apartments in East End Houston? With rent at $1,199 - $2,239 and renters insurance running about $15/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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3122 Leeland St, Houston, TX 77003

East End Houston

Managed by Urban Genesis Built 2025 5 stories 284 units
4/5
$1,199 - $2,239 /month

Monthly Cost Breakdown at CO/OP Eado Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at CO/OP Eado Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,340 – $2,380
Base Rent $1,199 – $2,239
Required Monthly Fees $126
Est. Renters Insurance $15/mo

What You Need to Know About Insurance at CO/OP Eado Apartments

What Affects Your Premium Here

Every building is different. These factors specific to CO/OP Eado Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for CO/OP Eado Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near CO/OP Eado Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $10 $115 budget Yes
USAA $11 $130 budget —
State Farm $14 $173 mid —
Progressive $16 $187 mid Yes
Safeco $16 $187 mid —
Travelers $17 $202 mid —
Allstate $18 $216 mid —
Nationwide $18 $216 mid —
Farmers $19 $230 premium —
Liberty Mutual $22 $259 premium —

Discounts You May Qualify For

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges CO/OP Eado Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Liability Insurance

Deposits starting at $500

$14 / mo

Amenity Fee

$70 / mo

Administrative Fee

Deposits starting at $500

$150

Application Fee Per Applicant

$75

Security Deposit - Refundable

Deposits starting at $500

$500

Pets Fees

Pet Deposit

$300

One-Time Pet Fee

$320

Pet Policy

Bringing a pet? Here's what CO/OP Eado Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed

  • $300 Deposit
  • $20 Monthly Pet Rent
  • 50 lb Weight Limit
  • 2 Pet Limit
  • 30 lb Weight Limit

About CO/OP Eado Apartments

This apartment community was built in 2025 and has 5 stories with 284 units.

Year Built: 2025
Stories: 5
Total Units: 284
Management: Urban Genesis
Phone: (832) 772-5909

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — with their own insurance costs and safety profiles worth comparing.

Canal Street Flats Apartments

East End Houston

$1,143 - $2,146 Ins: ~$16/mo

Country Club Place Apartments

East End Houston

$680 - $1,517 Ins: ~$19/mo

Emory at Canal Apartments

East End Houston

$949 - $969 Ins: ~$16/mo

NHH Avenue C Apartments

East End Houston

$530 Ins: ~$13/mo

The Laura Apartments

East End Houston

$1,425 - $3,885 Ins: ~$15/mo

The Pointe at Bayou Bend Apartments

East End Houston

$1,046 - $1,867 Ins: ~$15/mo

Frequently Asked Questions

Does CO/OP Eado Apartments require renters insurance?
We didn't find a public insurance requirement for CO/OP Eado Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at CO/OP Eado Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). CO/OP Eado Apartments has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at CO/OP Eado Apartments?
Plan for $1,340 to $2,380/month all-in. That's base rent ($1,199 - $2,239), plus $126/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does CO/OP Eado Apartments allow pets?
Yes, CO/OP Eado Apartments is pet-friendly. Here are the details: Dogs Allowed. $300 Deposit. $20 Monthly Pet Rent. 50 lb Weight Limit. 2 Pet Limit. 30 lb Weight Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does CO/OP Eado Apartments offer?
There are 12 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,199 - $2,239. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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