The Laura Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 29, 2026

Thinking about renting at The Laura Apartments in East End Houston? With rent at $1,425 - $3,885 and renters insurance running about $15/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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2810 Riverby Rd, Houston, TX 77020

East End Houston

Managed by Cushman & Wakefield Built 2022 5 stories 359 units
4/5
$1,425 - $3,885 /month

Monthly Cost Breakdown at The Laura Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at The Laura Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,440 – $3,900
Base Rent $1,425 – $3,885
Required Monthly Fees $0
Est. Renters Insurance $15/mo

What You Need to Know About Insurance at The Laura Apartments

What Affects Your Premium Here

Every building is different. These factors specific to The Laura Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Laura Apartments based on the rent level and building features.

Personal Property Coverage

$75,000 recommended
Low: $40,000 High: $100,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Laura Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $10 $115 budget Yes
USAA $11 $130 budget
State Farm $14 $173 mid
Progressive $16 $187 mid Yes
Safeco $16 $187 mid
Travelers $17 $202 mid
Allstate $18 $216 mid
Nationwide $18 $216 mid
Farmers $19 $230 premium
Liberty Mutual $22 $259 premium

Discounts You May Qualify For

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges The Laura Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Pets Fees

Cat Deposit

$300

Cat Fee

$300

Dog Deposit

$300

Dog Fee

$300

Cat Rent

$25 / mo

Dog Rent

$25 / mo

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around The Laura Apartments.

On-Site Security

Package lockers Covered parking

Amenities

Special Features

Close proximity to East River 9 Golf Course Dog Park + Dog Spa Glass Shower Enclosures Whirlpool Stainless Appliances Front Load Full-Size Washer & Dryer Minutes Away from Downtown and Minute Maid Park Side by Side Refrigerators w/ Ice Maker Walk-Out Patio Studios Co-working Space Solar Window Shades 2 Bedrooms Programmable Thermostats Spectacular Views of Downtown & Buffalo Bayou Catering Kitchen EV Charging Stations Package Room 1 Bedrooms Bicycle Storage & Workshop Easy Access to I-10 Electric Stoves w/ Ceramic Cooktops Game Lounge Multi-Level Parking Garage Outdoor Kitchen Refrigerated Package Storage Room Sparkling Swimming Pool

Community Features

Pet Washing Station Car Charging Station Lounge Waterfront Fitness Center Pool Bicycle Storage

Floor Plan Amenities

Air Conditioning Ice Maker Kitchen Refrigerator Workshop Balcony Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around The Laura Apartments.

Pharmacy

  • CVS Pharmacy 4.3
  • CVS Pharmacy 4.7
  • Walgreens Pharmacy 3.3

Hospital

  • St. Joseph Medical Center Emergency Room 3.3
  • HCA Houston ER 24/7 - Montrose 4.8
  • Emergency Room at HCA Houston Medical Center 4.0

Gym

  • Houston Gym 4.6
  • ENDVR Active 5.0
  • Be Fit Gym 4.7

Restaurant

  • La Calle 4.8
  • City Cellars 4.1
  • Birdies Icehouse 4.8

Park

  • Settegast Park 4.6
  • Japhet Creek Park 4.0
  • Buffalo Bayou Park 4.7

Gas

  • 76 3.7
  • Chevron 4.2
  • Exxon 3.9

Pet Policy

Bringing a pet? Here's what The Laura Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $300 Deposit
  • $25 Monthly Pet Rent
  • $300 Fee
  • 2 Pet Limit

About The Laura Apartments

Immerse your lifestyle in studios, one- and two-bedroom big Texas lofts harmoniously nestled alongside Houstons celebrated Buffalo Bayou waterfront. At The Laura, discover a haven boasting walkable locations, upscale amenities, and a deep connection to nature transforming urban living in the heart of Houstons thriving metropolis.

Year Built: 2022
Stories: 5
Total Units: 359
Management: Cushman & Wakefield
Phone: (866) 330-3174

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does The Laura Apartments require renters insurance?
We didn't find a public insurance requirement for The Laura Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Laura Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). The Laura Apartments has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at The Laura Apartments?
Plan for $1,440 to $3,900/month all-in. That's base rent ($1,425 - $3,885), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does The Laura Apartments allow pets?
Yes, The Laura Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $300 Deposit. $25 Monthly Pet Rent. $300 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does The Laura Apartments offer?
There are 24 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $1,425 - $3,885. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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