The Pointe at Bayou Bend Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 29, 2026

Thinking about renting at The Pointe at Bayou Bend Apartments in East End Houston? With rent at $1,046 - $1,867 and renters insurance running about $15/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

Get Renters Insurance for The Pointe at Bayou Bend Apartments

Compare renters insurance quotes in seconds

800 Middle St, Houston, TX 77003

East End Houston

Managed by The NRP Group Built 2026 4 stories 400 units
4/5
$1,046 - $1,867 /month

Monthly Cost Breakdown at The Pointe at Bayou Bend Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at The Pointe at Bayou Bend Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,061 – $1,882
Base Rent $1,046 – $1,867
Required Monthly Fees $0
Est. Renters Insurance $15/mo

What You Need to Know About Insurance at The Pointe at Bayou Bend Apartments

What Affects Your Premium Here

Every building is different. These factors specific to The Pointe at Bayou Bend Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Pointe at Bayou Bend Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Pointe at Bayou Bend Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $10 $115 budget Yes
USAA $11 $130 budget —
State Farm $14 $173 mid —
Progressive $16 $187 mid Yes
Safeco $16 $187 mid —
Travelers $17 $202 mid —
Allstate $18 $216 mid —
Nationwide $18 $216 mid —
Farmers $19 $230 premium —
Liberty Mutual $22 $259 premium —

Discounts You May Qualify For

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

Compare renters insurance quotes — it's free

Fees Beyond Rent

These are the extra charges The Pointe at Bayou Bend Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Pets Fees

Cat Deposit

$150

Cat Fee

$150

Dog Deposit

$150

Dog Fee

$150

Cat Rent

$15 / mo

Dog Rent

$15 / mo

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around The Pointe at Bayou Bend Apartments.

On-Site Security

Concierge Doorman Covered parking

Amenities

Special Features

24-Hour Fitness Center Activity Room Plus After-School Programs Attached Storage Closets Conference Center & Cyber Café with Wi-Fi Elevator Access EV Charging Stations Full-Size Washer/Dryer Connections Generous Walk-In Closets Luxurious Community Lounge Space Luxury Vinyl Plank Flooring Modern Cabinetry Multiple Barbecue Grills & Picnic Areas On-Site Clothes Care Center Open Concept Layouts Outdoor Playground Package Concierge Parking Garage Access Private Patio/Balcony Resort-Style Swimming Pool Soaring 9' Ceilings with Fans Upgraded Lighting

Community Features

Car Charging Station Elevator Lounge Grill Picnic Area Fitness Center Pool Playground

Floor Plan Amenities

Wi-Fi Washer/Dryer Hookup Granite Countertops Walk-In Closets Balcony Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around The Pointe at Bayou Bend Apartments.

Grocery

  • Whole Foods Market 4.4
  • Phoenicia Specialty Foods 4.6
  • Bentke's Food Market 4.4

Hospital

  • Memorial Hermann-Texas Medical Center 3.4
  • UTMB Health Pediatric Surgery, Pasadena 3.0
  • St. Joseph Medical Center Emergency Room 3.3

Gym

  • Stronger Faster Strength & Conditioning Gym 4.8
  • Houston Gym 4.6
  • Be Fit Gym 4.7

Restaurant

  • Jonathan's The Rub 4.6
  • Nancy's Hustle 4.7
  • Roostar 4.5

Park

  • Settegast Park Tennis Court 5.0

Gas

  • Chevron 4.2
  • Exxon 3.9
  • Shell 3.6

Pet Policy

Bringing a pet? Here's what The Pointe at Bayou Bend Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • 60 lb Weight Limit

About The Pointe at Bayou Bend Apartments

Looking for luxury, affordable apartments in the downtown area of Houston, TX? Conveniently located just East of Downtown, The Pointe at Bayou Bend offers the relaxed and rewarding lifestyle youre looking for, combining outstanding design, a host of top-notch amenities all set in the landscapes of our community, complete with a luxurious, resort-style pool and 24-hour fitness center. At The Pointe at Bayou Bend, youre a quick drive away from Downtown Houston, Buffalo Bayou, the Toyota Center, Shell Energy Stadium, many local parks, and the vibrant scene Downtown Houston! Convenient location, carefree living, and unmatched amenities all work together to create a lovely private respite.

Year Built: 2026
Stories: 4
Total Units: 400
Management: The NRP Group
Phone: (346) 449-7930

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — with their own insurance costs and safety profiles worth comparing.

Canal Street Flats Apartments

East End Houston

$1,143 - $2,146 Ins: ~$16/mo

CO/OP Eado Apartments

East End Houston

$1,199 - $2,239 Ins: ~$15/mo

Country Club Place Apartments

East End Houston

$680 - $1,517 Ins: ~$19/mo

Emory at Canal Apartments

East End Houston

$949 - $969 Ins: ~$16/mo

NHH Avenue C Apartments

East End Houston

$530 Ins: ~$13/mo

The Laura Apartments

East End Houston

$1,425 - $3,885 Ins: ~$15/mo

Frequently Asked Questions

Does The Pointe at Bayou Bend Apartments require renters insurance?
We didn't find a public insurance requirement for The Pointe at Bayou Bend Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Pointe at Bayou Bend Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). The Pointe at Bayou Bend Apartments has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at The Pointe at Bayou Bend Apartments?
Plan for $1,061 to $1,882/month all-in. That's base rent ($1,046 - $1,867), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does The Pointe at Bayou Bend Apartments allow pets?
Yes, The Pointe at Bayou Bend Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. 60 lb Weight Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does The Pointe at Bayou Bend Apartments offer?
There are 9 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, 4-bedroom layouts. Rent ranges from $1,046 - $1,867. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

Get Renters Insurance for The Pointe at Bayou Bend Apartments

See how much you could save on renters insurance

Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.