Emory at Canal Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 29, 2026

Thinking about renting at Emory at Canal Apartments in East End Houston? With rent at $949 - $969 and renters insurance running about $16/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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7530 Canal St, Houston, TX 77012

East End Houston

Built 1960 2 stories 44 units
4/5 ·23 reviews
$949 - $969 /month

Monthly Cost Breakdown at Emory at Canal Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Emory at Canal Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $965 – $985
Base Rent $949 – $969
Required Monthly Fees $0
Est. Renters Insurance $16/mo

What You Need to Know About Insurance at Emory at Canal Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Emory at Canal Apartments can push your insurance cost up or down:

Older Building

Built in 1960 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Emory at Canal Apartments based on the rent level and building features.

Personal Property Coverage

$30,000 recommended
Low: $15,000 High: $50,000

Liability Coverage

$100,000 $100,000

Standard minimum for most lease requirements in Texas

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Emory at Canal Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Gated community

Up to 5% off

Controlled access

Up to 3% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Emory at Canal Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Application Fee Per Applicant

$75

Security Deposit - Refundable

$700

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Emory at Canal Apartments.

1%

Houston overall is safer than only 1% of U.S. cities

This is a city-wide stat — your actual neighborhood may differ. The good news: Emory at Canal Apartments has on-site security features (Controlled access, Gated, Perimeter fencing) that insurers recognize with premium discounts.

On-Site Security

Controlled access Gated Perimeter fencing

Amenities

Community Features

Laundry Facilities Renters Insurance Program Online Services Fenced Lot Courtyard Playground Gas Range

Floor Plan Amenities

Air Conditioning Heating Ceiling Fans Smoke Free Tub/Shower Granite Countertops Pantry Kitchen Oven Range Refrigerator Freezer Tile Floors Family Room Walk-In Closets

Pet Policy

Bringing a pet? Here's what Emory at Canal Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

  • Pet policies are negotiable.

About Emory at Canal Apartments

Welcome Home to Emory at Canal Apartments! Our apartments are in Magnolia Park neighborhood near the Houston Ship Channel in eastern Harris County. Our location offers an easy commute to Highway 610 and Interstate 45. On weekends you can enjoy yourself with friends and families at many choices of nearby parks. Contact us today to learn more about what we offer and latest Special. Pet Friendly!!!!

Year Built: 1960
Stories: 2
Total Units: 44
Phone: (832) 648-1820

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Emory at Canal Apartments require renters insurance?
We didn't find a public insurance requirement for Emory at Canal Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Emory at Canal Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). Emory at Canal Apartments has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Emory at Canal Apartments?
Plan for $965 to $985/month all-in. That's base rent ($949 - $969), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Emory at Canal Apartments allow pets?
Yes, Emory at Canal Apartments is pet-friendly. Here are the details: Pet policies are negotiable.. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Emory at Canal Apartments offer?
There are 1 floor plans to choose from, spanning 2-bedroom layouts. Rent ranges from $949 - $969. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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