Estates at Avenstar Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Estates at Avenstar Apartments in Briar Forest? Rent here runs $650 – $1,382, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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10950 Briar Forest Dr, Houston, TX 77042

Briar Forest

Managed by Tarantino Built 1974 2 stories 592 units
3/5 ·574 reviews Google
4/5 ·11 reviews Apt. Finder
$650 – $1,382 /month

Monthly Cost Breakdown at Estates at Avenstar Apartments

The listed rent isn't the whole number. Here's what Estates at Avenstar Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $686 – $1,418
Base Rent $650 – $1,382
Required Monthly Fees $20
Est. Renters Insurance $16/mo

Renters Insurance at Estates at Avenstar Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Estates at Avenstar Apartments can push your insurance cost up or down:

Older Building

Built in 1974 — older plumbing/electrical may increase risk

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FBI UCR

Property crime rate: 4013/100K (154% above national average)

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Estates at Avenstar Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Estates at Avenstar Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Controlled access
-3%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Houston.

Houston property crime rate

4,013

per 100K residents

154% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
530 / 200
Larceny / theft
2,927 / 1,172
Vehicle theft
555 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Estates at Avenstar Apartments also has on-site security features (Package service, Controlled access, Concierge, Doorman, Sprinklers, On site maintenance, Perimeter fencing) that insurers recognize with discounts.

Source: FBI UCR Program, Houston (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Water Damage Mentioned
Pest Issues Mentioned
Fire Mentioned
Safety Concerns Mentioned

On-Site Security

Package service Controlled access Concierge Doorman Sprinklers On site maintenance Perimeter fencing

Fees Beyond Rent

These are the additional charges beyond base rent at Estates at Avenstar Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Pest Control

$5 / mo

Application Fee Per Applicant

$75

Administrative Fee

$150

Pets Fees

Pet Fee

$350

Monthly Pet Fee

$30 / mo

Amenities

Special Features

24hr. Emergency maintenance 3 Swimming Pools Black appliances Central Air Conditioning Clothes Care Center Coffee Bar & Lounge Community BBQ areas Doors with peepholes Dual pane windows Fenced Dog Park Fitness & Wellness Center Intercom entry system

Community Features

Wi-Fi Laundry Facilities Business Center Clubhouse Lounge Conference Rooms Grill Fitness Center Hot Tub Pool Playground

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Double Vanities Tub/Shower Fireplace Intercom Sprinkler System Framed Mirrors Dishwasher Disposal Carpet Vinyl Flooring Dining Room Office Built-In Bookshelves Crown Molding Walk-In Closets Linen Closet Double Pane Windows Window Coverings Large Bedrooms Balcony Porch

Pet Policy

Bringing a pet? Here's what Estates at Avenstar Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

About Estates at Avenstar Apartments

Year Built: 1974
Stories: 2 stories
Units: 592
Management: Tarantino
Phone: (346) 699-5740

From the property listing:

Welcome home to Estates at Avenstar!

Other Options Nearby

Still weighing your choices? Other communities in Houston — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Estates at Avenstar Apartments require renters insurance?
We didn't find a public insurance requirement for Estates at Avenstar Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Estates at Avenstar Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). Estates at Avenstar Apartments has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $14/month, so this building is above average.
What will I actually pay per month at Estates at Avenstar Apartments?
Plan for $686 to $1,418/month all-in. That's base rent ($650 – $1,382), plus $20/month in required fees (trash, utilities, etc.), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Estates at Avenstar Apartments allow pets?
Yes, Estates at Avenstar Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Estates at Avenstar Apartments?
Property crime in Houston runs noticeably higher than the national average — 4,013 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 530/100K here. On the property itself, you'll find package service, controlled access, concierge, doorman — features that can qualify for premium discounts.
What floor plans does Estates at Avenstar Apartments offer?
There are 6 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, 4-bedroom layouts. Rent ranges from $650 – $1,382. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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