MAA Woodwind Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at MAA Woodwind Apartments in Brookhollow/Inwood? Rent here runs $1,028 – $4,343, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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14555 Philippine St, Houston, TX 77040

Brookhollow/Inwood

Managed by MAA Built 1999 3 stories 328 units
4/5 ·358 reviews Google
5/5 ·27 reviews Apt. Finder
$1,028 – $4,343 /month

Monthly Cost Breakdown at MAA Woodwind Apartments

The listed rent isn't the whole number. Here's what MAA Woodwind Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,043 – $4,358
Base Rent $1,028 – $4,343
Est. Renters Insurance $15/mo

Renters Insurance at MAA Woodwind Apartments

What Affects Your Premium Here

Every building is different. These factors specific to MAA Woodwind Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

Vehicle Break-ins

1 mentions in Google reviews

FBI UCR

Property crime rate: 4013/100K (154% above national average)

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for MAA Woodwind Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near MAA Woodwind Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Houston.

Houston property crime rate

4,013

per 100K residents

154% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
530 / 200
Larceny / theft
2,927 / 1,172
Vehicle theft
555 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. MAA Woodwind Apartments also has on-site security features (Package service, Controlled access, Property manager on site, Gated, Gated access, Covered parking, On site maintenance) that insurers recognize with discounts.

Source: FBI UCR Program, Houston (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Frequent topic
11×
Safety Concerns Mentioned
2×
Theft Mentioned
1×
Car Break-Ins Mentioned
1×

On-Site Security

Package service Controlled access Property manager on site Gated Gated access Covered parking On site maintenance

Fees Beyond Rent

These are the additional charges beyond base rent at MAA Woodwind Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$85

Administrative Fee

$250

Parking Fees

Parking Fee

$35 / mo

Parking Fee

$75 / mo

Amenities

Special Features

Dog Wash Station Gated Community Movie Theater No Breed Restrictions On Call Maintenance On Site Laundry On Site Maintenance On Site Property Manager Outdoor Grill Area Picnic/bbq Area Spanish Speaking Staff Storage Units Upgrade 1 Washer And Dryer Wifi Hotspot

Community Features

Wi-Fi Laundry Facilities Maintenance on site Trash Pickup - Curbside Pet Play Area Pet Washing Station Business Center Clubhouse Lounge Storage Space Walk-Up Sundeck Courtyard Grill Picnic Area Fitness Center Pool Media Center/Movie Theatre

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Storage Space Dishwasher Disposal Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Hardwood Floors Carpet Tile Floors Vinyl Flooring Dining Room Walk-In Closets Window Coverings Balcony Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around MAA Woodwind Apartments.

Grocery

  • Whole Foods Market 4.4
  • Walmart Supercenter 3.9
  • Target Grocery 4.4

Pharmacy

  • Walgreens Photo 4.2
  • CVS Pharmacy 3.7
  • CVS 2.7

Hospital

  • Sacred Heart Emergency Center - Emergency Room in Houston, TX 4.8
  • HCA Houston ER 24/7 - Memorial City 4.7
  • HCA Houston ER 24/7 - Copperfield 4.7

Gym

  • Houston Gym 4.6
  • The Houstonian Hotel, Club & Spa 4.6
  • MAA Woodwind 4.1

Pet Policy

Bringing a pet? Here's what MAA Woodwind Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed
$10 Monthly Pet Rent
2 Pet Limit

About MAA Woodwind Apartments

Year Built: 1999
Stories: 3 stories
Units: 328
Management: MAA
Phone: (832) 604-1275

From the property listing:

TOUR YOUR WAY! We have a tour to fit your needs- virtual, self-guided, or agent-guided. Find your next home at MAA Woodwind in Houston, TX. Nestled among Northwest Houston's loblolly pines, this community features one-, two-, and three-bedroom apartment homes with designer interiors, resort-style amenities, garages, and covered parking. Residents enjoy our bark park where all breeds are welcome, shimmering pool, fitness center, clubhouse, and community grill and picnic areas.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — compare rent and estimated insurance cost side by side.

Carmel Creek Apartments

Brookhollow/Inwood

$662 - $1,504 Ins: ~$15/mo

Fallbrook Ranch Apartments

Brookhollow/Inwood

$1,050 - $1,480 Ins: ~$14/mo

Hollister Place Apartments

Brookhollow/Inwood

$849 - $1,584 Ins: ~$15/mo

Sutter Ranch Apartments

Brookhollow/Inwood

$867 - $1,859 Ins: ~$15/mo

The Bellagio Apartments

Brookhollow/Inwood

$1,362 - $4,209 Ins: ~$14/mo

The Meadows Apartments

Brookhollow/Inwood

$915 - $1,200 Ins: ~$15/mo

Frequently Asked Questions

Does MAA Woodwind Apartments require renters insurance?
We didn't find a public insurance requirement for MAA Woodwind Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at MAA Woodwind Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). MAA Woodwind Apartments has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at MAA Woodwind Apartments?
Plan for $1,043 to $4,358/month all-in. That's base rent ($1,028 – $4,343), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does MAA Woodwind Apartments allow pets?
Yes, MAA Woodwind Apartments is pet-friendly. Here are the details: Dogs Allowed. $10 Monthly Pet Rent. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around MAA Woodwind Apartments?
Property crime in Houston runs noticeably higher than the national average — 4,013 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 530/100K here. On the property itself, you'll find package service, controlled access, property manager on site, gated — features that can qualify for premium discounts.
What floor plans does MAA Woodwind Apartments offer?
There are 6 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,028 – $4,343. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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