The Bellagio Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at The Bellagio Apartments in Brookhollow/Inwood? Rent here runs $1,362 – $4,209, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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15000 Philippine St, Houston, TX 77040

Brookhollow/Inwood

Built 2003 2 stories 235 units
3.9/5 ·85 reviews Google
5/5 ·47 reviews Apt. Finder
$1,362 – $4,209 /month

Monthly Cost Breakdown at The Bellagio Apartments

The listed rent isn't the whole number. Here's what The Bellagio Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,414 – $4,261
Base Rent $1,362 – $4,209
Required Monthly Fees $38
Est. Renters Insurance $14/mo

Renters Insurance at The Bellagio Apartments

We found a few insurance details on The Bellagio Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to The Bellagio Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FBI UCR

Property crime rate: 4013/100K (154% above national average)

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$13

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Bellagio Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Bellagio Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Houston.

Houston property crime rate

4,013

per 100K residents

154% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
530 / 200
Larceny / theft
2,927 / 1,172
Vehicle theft
555 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. The Bellagio Apartments also has on-site security features (Package service, Controlled access, Property manager on site, Gated, Perimeter fencing) that insurers recognize with discounts.

Source: FBI UCR Program, Houston (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Frequent topic
10×
Noise Mentioned
2×

On-Site Security

Package service Controlled access Property manager on site Gated Perimeter fencing

Fees Beyond Rent

These are the additional charges beyond base rent at The Bellagio Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Pest Control

1 bedroom admin = $175 2 bedroom admin = $225

$2 / mo

Valet Trash

$25 / mo

Convenience Fee

$5 / mo

Application Fee Per Applicant

1 bedroom admin = $175 2 bedroom admin = $225

$65

Administrative Fee

1 bedroom admin = $175 2 bedroom admin = $225

$175

Pets Fees

Cat Deposit

$250

Dog Deposit

$250

Cat Fee

$300

Dog Fee

$300

Cat Rent

$20 / mo

Dog Rent

$20 / mo

Amenities

Special Features

24/7 Fitness Center Air Conditioner Attached garages with direct access to every unit with openers Billiards room Black Appliances* Select Units Bookshelves* Carpeting Ceiling fans in all bedrooms & living rooms Ceiling Fans In All Bedrooms and Living Rooms Ceramic bath flooring Courtyard View* Select Units Custom cabinet and pantries Deluxe 1 Bedroom Unit* Select Units Deluxe 2 Bedroom, @ 2 Bathroom Unit* Select Units Deluxe 2 Bedroom, 1 Bathroom Unit * Select Units Dual sinks* Electronic Thermostat Energy Star refrigerators with frost-free icemakers Extra phone lines for fax and modem Extra Storage Fireplaces with cast stone surround and hearths* Framed mirrors and custom cherry wood cabinetry throughout home*** Garden-style oversized tubs* High-speed internet access Kitchen pantries* Lush garden environment Microwave ovens nickle-finish faucets and hardware Nine foot ceilings Online Resident Portal Oversized cultured marble vanities Pond, Attached Garages, Renovated Units Pool View * Select Units Poolside wireless internet access Premium Appliances* Select Units Private balconies and patios Rentable Clubhouse Resident conference facility Side-by-Side Refrigerator some side by side Spacious closets Sun deck and barbecue areas Turkish travertine tile entries Valet Trash and Recycling Washers and dryers Waterfront living Waterfront Living*

Community Features

Maintenance on site Trash Pickup - Door to Door Recycling Pet Play Area Business Center Clubhouse Walk-Up Fenced Lot Sundeck Courtyard Grill Picnic Area Waterfront Pond Fitness Center Pool Walking/Biking Trails

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Air Conditioning Ceiling Fans Cable Ready Double Vanities Tub/Shower Fireplace Handrails Framed Mirrors Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Kitchen Microwave Oven Range Refrigerator Hardwood Floors Tile Floors Vinyl Flooring Crown Molding Bay Window Walk-In Closets Linen Closet Balcony Patio Deck

Pet Policy

Bringing a pet? Here's what The Bellagio Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed
$250 Deposit
$20 Monthly Pet Rent
$300 Fee
99 lb Weight Limit

About The Bellagio Apartments

Year Built: 2003
Stories: 2 stories
Units: 235
Phone: (832) 909-0867

From the property listing:

Apartments in Jersey Village, Northwest Houston. Located at 15000 Philippine Street in Northwest Houston, TX, on Beltway 8 near Highway 290mere minutes from Houstons Central Business District, the Galleria and George Bush Intercontinental Airportthe lush grounds and spectacular amenities of The Bellagio Apartments will surround you in a landscape of luxury. With shopping and dining near your door and the Sam Houston Race Park conveniently nearby; your life at The Bellagio will be as rich with entertainment and convenience as it is with style.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — compare rent and estimated insurance cost side by side.

Carmel Creek Apartments

Brookhollow/Inwood

$662 - $1,504 Ins: ~$15/mo

Fallbrook Ranch Apartments

Brookhollow/Inwood

$1,050 - $1,480 Ins: ~$14/mo

Hollister Place Apartments

Brookhollow/Inwood

$849 - $1,584 Ins: ~$15/mo

MAA Woodwind Apartments

Brookhollow/Inwood

$1,028 - $4,343 Ins: ~$15/mo

Sutter Ranch Apartments

Brookhollow/Inwood

$867 - $1,859 Ins: ~$15/mo

The Meadows Apartments

Brookhollow/Inwood

$915 - $1,200 Ins: ~$15/mo

Frequently Asked Questions

Does The Bellagio Apartments require renters insurance?
We found specific coverage details on The Bellagio Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Bellagio Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). The Bellagio Apartments has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at The Bellagio Apartments?
Plan for $1,414 to $4,261/month all-in. That's base rent ($1,362 – $4,209), plus $38/month in required fees (trash, utilities, etc.), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does The Bellagio Apartments allow pets?
Yes, The Bellagio Apartments is pet-friendly. Here are the details: Dogs Allowed. $250 Deposit. $20 Monthly Pet Rent. $300 Fee. 99 lb Weight Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around The Bellagio Apartments?
Property crime in Houston runs noticeably higher than the national average — 4,013 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 530/100K here. On the property itself, you'll find package service, controlled access, property manager on site, gated — features that can qualify for premium discounts.
What floor plans does The Bellagio Apartments offer?
There are 12 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,362 – $4,209. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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