10445 Greens Crossing Blvd, Houston, TX 77038
Brookhollow/Inwood
Monthly Cost Breakdown at Sutter Ranch Apartments
The listed rent isn't the whole number. Here's what Sutter Ranch Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Sutter Ranch Apartments
We found a few insurance details on Sutter Ranch Apartments's website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to Sutter Ranch Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Dog-Friendly
Dogs allowed — consider higher liability coverage
Water/Leak Issues
4 mentions in Google reviews
FBI UCR
Property crime rate: 4013/100K (154% above national average)
What You'll Likely Pay
$15
Est. Monthly
$176
Est. Annual
$12
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Sutter Ranch Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$10,000
If you own more
$25,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Sutter Ranch Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $12/mo
8 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Houston.
Houston property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Sutter Ranch Apartments also has on-site security features (Controlled access, Property manager on site, Concierge, Video patrol, Gated, Gated access, Security cameras, Doorman, Sprinklers, Covered parking) that insurers recognize with discounts.
Source: FBI UCR Program, Houston (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Fees Beyond Rent
These are the additional charges beyond base rent at Sutter Ranch Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Utility - Billing Administrative Fee
Amount to manage utility services billing.
Community Amenity Fee
Amount for community amenity use and services.
Pest Control Services
Amount for pest control services.
Internet Services
Amount for internet services provided by community.
Trash Services - Hauling
Amount for shared trash/waste services.
Utility - Water/Sewer
Usage-Based (Utilities).Amount for provision and/or consumption of water and sewer services
Utility - Electric - Third Party
Usage-Based (Utilities).Amount for provision and consumptionof electric paid to a third party.
Administrative Fee
Amount to facilitate move-in process for a resident.
Application Fee
Amount to process application, initiate screening, and take a rental home off the market.
Security Deposit (Refundable)
Amount intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms.
Security Deposit Alternative
Amount for alternate program in lieu of paying a traditionalsecurity deposit.
Pets Fees
Pet Deposit (Refundable)
Amount for pet living in rental home. May be assessed per pet or per rental home, based on lease requirements. Refunds processed per lease terms.
Pet Fee
Amount to facilitate authorized pet move-in.
Pet Rent
Monthly amount for authorized pet.
Pet Management - Third Party
Amount for authorized pet registration and screening services.
Parking Fees
Parking Fee
Amount for covered parking space/services. May be subject to availability.
Parking Fee
Addons Fees
Common Area/Clubhouse Rental
Amount to rent a shared common area space, including clubhouse. May be subject to availability.
Renters Liability Insurance - Third Party
Amount for renters liability insurance obtained through resident's provider of choice.
Situational Fees
Renters Liability Only - Non-Compliance
Amount for not maintaining required Renters Liability Policy
Positive Credit Reporting Services
Amount to send positive payment history to credit reporting agency(ies); per person.
Pet/Animal - Lease Violation
Amount for violation of community policies related to pet orassistance animal.
Common Area/Clubhouse Deposit (Refundable)
Amount to rent a shared community amenity space. Refund processed in accordance with amenity/clubhouse rental agreement. May be subject to availability.
Access Device - Replacement
Amount to obtain a replacement access device for community; fobs, keys, remotes, access passes.
Utility - Vacant Processing Fee
Amount for failing to transfer utilities into resident name.
Lease Violation
Amount for violation of community policies and/or per lease terms.
Lease Violation - Trash
Amount for violation of waste-related community policies.
Lease Violation - Extermination Services
Amount for violation of pest-related community policies.
Returned Payment Fee (NSF)
Amount for returned payment.
Early Lease Termination/Cancellation
Amount to terminate lease earlier than lease end date; excludes rent and other charges.
Reletting Fee
Marketing fee related to early lease termination; excludes rent and other charges.
Late Fee
Amount for paying after rent due date; per terms of lease.
Utility - Vacant Cost Recovery
Usage-Based (Utilities).Amount for utility usage not transferred to resident responsibility any time during occupancy.
Legal/Eviction Fees
Amount for legal expenses incurred for lease violations.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Sutter Ranch Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About Sutter Ranch Apartments
Other Options Nearby
Still weighing your choices? These communities are in the same part of Houston — compare rent and estimated insurance cost side by side.
Carmel Creek Apartments
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Fallbrook Ranch Apartments
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Hollister Place Apartments
Brookhollow/Inwood
MAA Woodwind Apartments
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The Bellagio Apartments
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The Meadows Apartments
Brookhollow/Inwood
Frequently Asked Questions
Does Sutter Ranch Apartments require renters insurance?
How much is renters insurance at Sutter Ranch Apartments?
What will I actually pay per month at Sutter Ranch Apartments?
Does Sutter Ranch Apartments allow pets?
How safe is the area around Sutter Ranch Apartments?
What floor plans does Sutter Ranch Apartments offer?
Get Renters Insurance for Sutter Ranch Apartments
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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