The Opal at Barker Cypress Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 29, 2026

Thinking about renting at The Opal at Barker Cypress Apartments in Bear Creek/Copperfield? Rent here runs $1,300 - $1,960, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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2926 Barker Cypress Rd, Houston, TX 77084

Bear Creek/Copperfield

Managed by American Landmark Built 2019 3 stories 364 units
4/5 ·18 reviews
$1,300 - $1,960 /month

Monthly Cost Breakdown at The Opal at Barker Cypress Apartments

The listed rent isn't the whole number. Here's what The Opal at Barker Cypress Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,313 – $1,973
Base Rent $1,300 – $1,960
Required Monthly Fees $0
Est. Renters Insurance $13/mo

Renters Insurance at The Opal at Barker Cypress Apartments

What Affects Your Premium Here

Every building is different. These factors specific to The Opal at Barker Cypress Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$13

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Opal at Barker Cypress Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Opal at Barker Cypress Apartments:

Carrier Est. Monthly Est. Annual Tier Buy Online
Lemonade $8 $96 budget Yes
USAA $9 $108 budget —
State Farm $12 $144 mid —
Progressive $13 $156 mid Yes
Safeco $13 $156 mid —
Travelers $14 $168 mid —
Allstate $15 $180 mid —
Nationwide $15 $180 mid —
Farmers $16 $192 premium —
Liberty Mutual $18 $216 premium —

Discounts You May Qualify For

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the additional charges beyond base rent at The Opal at Barker Cypress Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$100

Administrative Fee

$150

Pets Fees

Monthly Pet Fee

$25 / mo

One-Time Pet Fee

$400

Parking Fees

Parking Deposit

N/A

Parking Fee

$65 / mo

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around The Opal at Barker Cypress Apartments.

On-Site Security

Covered parking

Amenities

Special Features

24-Hour Resident Package System Bark Park for your Furry Friends Community Gaming Room Community Summer Kitchen Easy online rent payments Fire Pit and BBQ Grill Station First Floor Pool view Private Yard View

Community Features

Pet Play Area Pet Washing Station Business Center Clubhouse Lounge Multi Use Room Walk-Up Picnic Area Fitness Center Pool Gameroom

Floor Plan Amenities

Washer/Dryer Washer/Dryer Hookup Air Conditioning Ceiling Fans Dishwasher Stainless Steel Appliances Kitchen Quartz Countertops Hardwood Floors Carpet Mud Room Recreation Room Balcony Patio Yard

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around The Opal at Barker Cypress Apartments.

Hospital

  • HCA Houston ER 24/7 - Copperfield 4.7
  • HCA Houston ER 24/7 - Towne Lake 3.6
  • Emergency Room at HCA Houston North Cypress 3.3

Restaurant

  • Viet Corner 4.8
  • China One 4.3
  • Cinco Michelada Beer Bar 4.7

Park

  • CAMP, A Family Experience Store 3.7
  • Opal at Barker Cypress 4.3
  • Cypress Park 4.7

Bank

  • ATM (Barker Express) 5.0
  • Wells Fargo Bank 2.9

Pet Policy

Bringing a pet? Here's what The Opal at Barker Cypress Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed

  • $25 Monthly Pet Rent
  • $400 Fee
  • 99 lb Weight Limit
  • 2 Pet Limit

About The Opal at Barker Cypress Apartments

Opal at Barker Cypress fully embraces a carefree lifestyle while offering modern conveniences and high-end finishes that truly make you feel at home. Our brand-new one, two, and three-bedroom apartments invite you into a comfortable, upscale experience in Houston, Texas.Situated in West Houston, near the Energy Corridor, Opal at Barker Cypress provides you with an unbeatable location no matter what your daily hustle looks like. Return home to our pet-friendly community and immerse yourself in an environment where every detail has been thoughtfully considered. Keep scrolling to learn more about how Opal at Barker Cypress was made for you.

Year Built: 2019
Stories: 3
Total Units: 364
Management: American Landmark
Phone: (346) 660-2202

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — with their own insurance costs and safety profiles worth comparing.

Allora Bear Creek Apartments

Bear Creek/Copperfield

$1,374 - $2,018 Ins: ~$13/mo

Alta Grandway Apartments

Bear Creek/Copperfield

$1,324 - $2,252 Ins: ~$12/mo

Arbor Point Apartments

Bear Creek/Copperfield

$950 - $1,699 Ins: ~$15/mo

Arise St. Gregory's Beach Apartments

Bear Creek/Copperfield

$999 - $1,229 Ins: ~$15/mo

Bellrock Market Station Apartments

Bear Creek/Copperfield

$1,168 - $2,536 Ins: ~$13/mo

Colonies Landing Apartments

Bear Creek/Copperfield

$1,039 - $1,419 Ins: ~$15/mo

Frequently Asked Questions

Does The Opal at Barker Cypress Apartments require renters insurance?
We didn't find a public insurance requirement for The Opal at Barker Cypress Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Opal at Barker Cypress Apartments?
For this zip code and building type, expect to pay around $13/month ($155/year). The Opal at Barker Cypress Apartments has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at The Opal at Barker Cypress Apartments?
Plan for $1,313 to $1,973/month all-in. That's base rent ($1,300 - $1,960), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does The Opal at Barker Cypress Apartments allow pets?
Yes, The Opal at Barker Cypress Apartments is pet-friendly. Here are the details: Dogs Allowed. $25 Monthly Pet Rent. $400 Fee. 99 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does The Opal at Barker Cypress Apartments offer?
There are 7 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,300 - $1,960. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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