Willow Green Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Willow Green Apartments in Houston? Rent here runs $1,084 - $1,490, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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8301 Willow Place Dr N, Houston, TX 77070

Houston

Built 1995 2 stories 336 units
3.5/5 ·125 reviews Google
4/5 ·7 reviews Apt. Finder
$1,084 - $1,490 /month

Monthly Cost Breakdown at Willow Green Apartments

The listed rent isn't the whole number. Here's what Willow Green Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,098 – $1,504
Base Rent $1,084 – $1,490
Required Monthly Fees $0
Est. Renters Insurance $14/mo

Renters Insurance at Willow Green Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Willow Green Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Dog-Friendly

Dogs allowed — consider higher liability coverage

FBI UCR

Property crime rate: 4013/100K (154% above national average)

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$13

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Willow Green Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$40,000 recommended

If you own less

$20,000

If you own more

$60,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Willow Green Apartments:

Carrier Monthly Annual
Lemonade $8/mo $91/yr
USAA $9/mo $103/yr
State Farm $11/mo $137/yr
Progressive $12/mo $148/yr
Safeco $12/mo $148/yr
Travelers $13/mo $160/yr
Allstate $14/mo $171/yr
Nationwide $14/mo $171/yr
Farmers $15/mo $182/yr
Liberty Mutual $17/mo $205/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Houston.

4,013 per 100K residents

Property crime rate in Houston

154% above national average (1,578/100K)

Breakdown per 100K residents

Burglary530 (nat. 200)
Larceny / theft2,927 (nat. 1,172)
Vehicle theft555 (nat. 206)

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Willow Green Apartments also has on-site security features (Property manager on site, Gated) that insurers recognize with discounts.

Source: FBI UCR Program, Houston (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Theft Mentioned
Water Damage Mentioned
Safety Concerns Mentioned

On-Site Security

Property manager on site Gated

Fees Beyond Rent

These are the additional charges beyond base rent at Willow Green Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$19

Administrative Fee

Free

Amenities

Community Features

Wi-Fi Laundry Facilities Car Wash Area Fitness Center Pool Playground

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Hookup Air Conditioning Ceiling Fans Smoke Free Cable Ready Wheelchair Accessible (Rooms) Eat-in Kitchen Kitchen Carpet Walk-In Closets

Pet Policy

Bringing a pet? Here's what Willow Green Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $300 Fee
  • 2 Pet Limit

About Willow Green Apartments

We don't just rent apartments. From the moment you walk through the front door you'll feel the comfort and security that makes our residents happy to call us home. Cutting edge amenities, meticulously-groomed grounds, and a dedicated staff contributes to a higher standard of living. Convenient shopping, award-winning schools, local museums and parks are all close at hand, with sponsored activities to develop new hobbies while getting to know your neighbors.

Year Built: 1995
Stories: 2
Total Units: 336
Phone: (346) 818-3008

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Willow Green Apartments require renters insurance?
We didn't find a public insurance requirement for Willow Green Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Willow Green Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). Willow Green Apartments has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Willow Green Apartments?
Plan for $1,098 to $1,504/month all-in. That's base rent ($1,084 - $1,490), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Willow Green Apartments allow pets?
Yes, Willow Green Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $300 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Willow Green Apartments?
Property crime in Houston runs noticeably higher than the national average — 4013 incidents per 100,000 residents versus the U.S. average of 1578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 530/100K here. On the property itself, you'll find property manager on site, gated — features that can qualify for premium discounts.
What floor plans does Willow Green Apartments offer?
There are 6 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,084 - $1,490. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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