Riverbank Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 12, 2026

Thinking about renting at Riverbank Apartments in Central Jacksonville? Rent here runs $915 - $1,485, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1591 S Lane Ave, Jacksonville, FL 32210

Central Jacksonville

Managed by Schweb Partners Built 1967 2 stories 692 units
3.8/5 ·379 reviews Google
4/5 ·6 reviews
$915 - $1,485 /month

Monthly Cost Breakdown at Riverbank Apartments

The listed rent isn't the whole number. Here's what Riverbank Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $931 – $1,501
Base Rent $915 – $1,485
Required Monthly Fees $0
Est. Renters Insurance $16/mo

Renters Insurance at Riverbank Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Riverbank Apartments can push your insurance cost up or down:

Older Building

Built in 1967 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

FEMA Flood Zone

Zone X — minimal flood risk

AreaVibes

Crime grade: C

NeighborhoodScout

Safer than only 6% of US cities

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$16

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Riverbank Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Pool on premises — higher liability recommended

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Riverbank Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Riverbank Apartments.

C

Area Crime Grade

6%

Jacksonville overall is safer than only 6% of U.S. cities

This reflects Jacksonville as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy. The good news: Riverbank Apartments has on-site security features (Property manager on site, On site maintenance) that insurers recognize with premium discounts.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned

On-Site Security

Property manager on site On site maintenance

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Riverbank Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Riverbank Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$50

Administrative Fee

Charged per unit.

$150

Parking Fees

Parking Fee

Max of 1. Charged per vehicle.

$0 / mo

Parking

Amenities

Special Features

Scenic Setting Fishing Pier Modernly Equipped Kitchens Wheelchair Accessible 24 Hr Emergency Maintenance Patio Or Balcony Options Pet-Friendly River View Free Wifi at Leasing Office 3 Olympic-Sized Pools

Community Features

Laundry Facilities Maintenance on site Health Club Discount Pet Play Area Clubhouse Grill Picnic Area Pond Pool Playground

Floor Plan Amenities

Wi-Fi Air Conditioning Heating Ceiling Fans Cable Ready Tub/Shower Wheelchair Accessible (Rooms) Dishwasher Granite Countertops Island Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Carpet Vinyl Flooring Office Views Window Coverings Balcony Patio

About Riverbank Apartments

Discover comfortable and convenient apartment living at Riverbank Apartments, where we offer a variety of newly renovated 1-, 2-, and 3-bedroom apartments designed to fit your family’s lifestyle. Enjoy spacious floor plans, a JTA bus stop at your doorstep, and quick access to shopping, dining, entertainment, and major transportation routes. Select apartment homes have been thoughtfully upgraded with modern finishes, offering the ideal blend of style and function. Residents can relax with private balconies overlooking scenic river views, unwind at our sparkling swimming pools, or enjoy outdoor recreation at our playgrounds and dog park. With digital laundry centers and 24-hour emergency maintenance, peace of mind comes standard. Amenities Included: • Spacious bedrooms • Private balcony or patio • Pool view or river view options • Dishwasher * • New grey flooring * • Upgraded light fixtures * • Sleek matte-black finishes * • Granite countertops * *Select Units Experience the perfect blend of comfort, convenience, and modern living in the heart of Jacksonville. Enjoy scenic surroundings, attractive community amenities, and unmatched access to everything the city has to offer. With competitive rent prices and flexible lease terms, now is the perfect time to make Riverbank Apartments your new home.

Year Built: 1967
Stories: 2
Total Units: 692
Management: Schweb Partners
Phone: (904) 664-1130

Other Options Nearby

Still weighing your choices? These communities are in the same part of Jacksonville — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Riverbank Apartments require renters insurance?
We didn't find a public insurance requirement for Riverbank Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Riverbank Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Riverbank Apartments?
Plan for $931 to $1,501/month all-in. That's base rent ($915 - $1,485), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
How safe is the area around Riverbank Apartments?
The area has a C crime grade, which is worth factoring into your coverage decisions. That puts it safer than 6 of U.S. cities. On the property itself, you'll find property manager on site, on site maintenance — features that can also qualify you for insurance discounts.
What floor plans does Riverbank Apartments offer?
There are 7 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $915 - $1,485. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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