Village at Hyde Park Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Village at Hyde Park Apartments in Central Jacksonville? Rent here runs $1,072 – $1,720, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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6480 Watergate Ln, Jacksonville, FL 32210

Central Jacksonville

Built 2019 3 stories 86 units
3.5/5 ·32 reviews Google
Apt. Finder
$1,072 – $1,720 /month

Monthly Cost Breakdown at Village at Hyde Park Apartments

The listed rent isn't the whole number. Here's what Village at Hyde Park Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,088 – $1,736
Base Rent $1,072 – $1,720
Est. Renters Insurance $16/mo

Renters Insurance at Village at Hyde Park Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Village at Hyde Park Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2168/100K (37% above national average)

What You'll Likely Pay

$16

Est. Monthly

$189

Est. Annual

$14

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Village at Hyde Park Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in Florida

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Village at Hyde Park Apartments:

Carrier Monthly Annual
Lemonade $10/mo $118/yr
USAA $11/mo $132/yr
State Farm $15/mo $176/yr
Progressive $16/mo $191/yr
Safeco $16/mo $191/yr
Travelers $17/mo $206/yr
Allstate $18/mo $220/yr
Nationwide $18/mo $220/yr
Farmers $20/mo $235/yr
Liberty Mutual $22/mo $264/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

7 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Jacksonville.

Jacksonville property crime rate

2,168

per 100K residents

37% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
255 / 200
Larceny / theft
1,708 / 1,172
Vehicle theft
204 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Village at Hyde Park Apartments also has on-site security features (Gated, Controlled access, Sprinklers) that insurers recognize with discounts.

Source: FBI UCR Program, Jacksonville Sheriff's Office (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned
2×
Theft Mentioned
1×
Fire Mentioned
1×

On-Site Security

Gated Controlled access Sprinklers

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Village at Hyde Park Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Village at Hyde Park Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Security Deposit - Refundable

Security Deposit is based on credit. Charged per unit.

$217

Amenities

Special Features

Computer Room

Community Features

Laundry Facilities Key Fob Entry Wheelchair Accessible Business Center Clubhouse Storage Space Conference Rooms Playground Bicycle Storage

Floor Plan Amenities

Air Conditioning Heating Ceiling Fans Storage Space Tub/Shower Sprinkler System Ice Maker Pantry Island Kitchen Kitchen Oven Range Refrigerator Breakfast Nook Vinyl Flooring Office Walk-In Closets

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Village at Hyde Park Apartments.

Grocery

  • Publix Super Market at Roosevelt Square Shopping Center 4.5
  • Publix Super Market at Normandy Crossing 4.5
  • Walmart Neighborhood Market 4.1

Pharmacy

  • Walgreens 2.8
  • Walgreens Pharmacy 3.0
  • Walmart Pharmacy 4.5

Hospital

  • HCA Florida Park West Emergency 3.5
  • HCA Florida Normandy Park Emergency 3.7
  • UF Health Emergency & Urgent Care Center - Lane Avenue 4.3

Gym

  • Orangetheory Fitness 4.9
  • Anytime Fitness 4.9
  • Snap Fitness Jacksonville 4.7

Restaurant

  • Shut Em Down Authentic Southern Restaurant 4.4
  • Pho 99 Vietnamese Grill Jacksonville 4.4
  • Sam’s Southern Restaurant 4.8

Park

  • Village at Hyde Park 3.5
  • Crystal Springs Park 4.5
  • Boone Park South 4.8

Bank

  • Bank of America ATM 3.0
  • Bank of America ATM (Drive-thru) 2.3
  • TD Bank 3.1

Gas

  • Sunoco 4.0
  • GATE Gas Station 3.3
  • Sunoco 3.1

Pet Policy

Bringing a pet? Here's what Village at Hyde Park Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Pet policies are negotiable.

About Village at Hyde Park Apartments

Year Built: 2019
Stories: 3 stories
Units: 86
Phone: (904) 569-6488

From the property listing:

About Village at Hyde Park The three-story garden apartment building provides affordable housing to low-income individuals and families and access to on-site supportive services. The development also provides units accessible to persons with mobility, hearing, and/or vision impairments. Outdoor amenities include a playground, seating areas, and open recreational space for all residents to enjoy.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Jacksonville — compare rent and estimated insurance cost side by side.

105 W 36th St Rental

Central Jacksonville

$635 Ins: ~$19/mo

1098 Cherry St Apartment

Central Jacksonville

$1,250 Ins: ~$17/mo

1115 W 22nd St Rental

Central Jacksonville

$1,195 Ins: ~$19/mo

1136 Maynard St Rental

Central Jacksonville

$1,045 Ins: ~$19/mo

1184 Comanche St Apartment

Central Jacksonville

$1,185 Ins: ~$17/mo

1353 Palmetto St Rental

Central Jacksonville

$1,330 Ins: ~$19/mo

Frequently Asked Questions

Does Village at Hyde Park Apartments require renters insurance?
We didn't find a public insurance requirement for Village at Hyde Park Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Village at Hyde Park Apartments?
For this zip code and building type, expect to pay around $16/month ($189/year). Village at Hyde Park Apartments has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $16/month, so this building is right around average.
What will I actually pay per month at Village at Hyde Park Apartments?
Plan for $1,088 to $1,736/month all-in. That's base rent ($1,072 – $1,720), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Village at Hyde Park Apartments allow pets?
Pet policies at Village at Hyde Park Apartments are handled on a case-by-case basis — contact the leasing office for details.
How safe is the area around Village at Hyde Park Apartments?
Property crime in Jacksonville runs noticeably higher than the national average — 2,168 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 255/100K here. On the property itself, you'll find gated, controlled access, sprinklers — features that can qualify for premium discounts.
What floor plans does Village at Hyde Park Apartments offer?
There is 1 floor plan available, a 1-bedroom layout. Rent ranges from $1,072 – $1,720. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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