Avalon South Miami Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Avalon South Miami Apartments in South Miami? Rent here runs $2,710 – $7,295, and renters insurance adds about $12/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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7350 SW 58th Ct, South Miami, FL 33143

South Miami

Managed by AvalonBay Built 2025 10 stories 290 units
4.7/5 ·44 reviews Google
Apt. Finder
$2,710 – $7,295 /month

Monthly Cost Breakdown at Avalon South Miami Apartments

The listed rent isn't the whole number. Here's what Avalon South Miami Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $2,831 – $7,416
Base Rent $2,710 – $7,295
Required Monthly Fees $109
Est. Renters Insurance $12/mo

Renters Insurance at Avalon South Miami Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Avalon South Miami Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 1768/100K (12% above national average)

What You'll Likely Pay

$12

Est. Monthly

$139

Est. Annual

$11

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Avalon South Miami Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$50,000 recommended

If you own less

$35,000

If you own more

$75,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Avalon South Miami Apartments:

Carrier Monthly Annual
Lemonade $8/mo $91/yr
USAA $9/mo $102/yr
State Farm $11/mo $136/yr
Progressive $12/mo $148/yr
Safeco $12/mo $148/yr
Travelers $13/mo $159/yr
Allstate $14/mo $170/yr
Nationwide $14/mo $170/yr
Farmers $15/mo $182/yr
Liberty Mutual $17/mo $204/yr

Discounts You May Qualify For

Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $11/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for South Miami.

South Miami property crime rate

1,768

per 100K residents

12% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
355 / 200
Larceny / theft
1,413 / 1,172

U.S. average

Near-average property crime means insurance premiums in South Miami track closely with national baselines. Avalon South Miami Apartments also has on-site security features (Package service, Controlled access, Covered parking) that insurers recognize with discounts.

Source: FBI UCR Program, South Miami (2024-12 to 2025-11)

On-Site Security

Package service Controlled access Covered parking

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Avalon South Miami Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Avalon South Miami Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Package Acceptance Fee

Charged per unit.

$26 / mo

Pest Control

Charged per unit.

$5 / mo

Application Fees

Charged per applicant.

$150

Security Deposit

Charged per unit.

$500

Lease Admin Fee

Charged per unit.

$500

Pets Fees

Pet Deposit

Charged per pet.

Free

One-Time Pet Fee

Charged per pet.

$500

Monthly Pet Fee

Charged per pet.

$25 / mo

Amenities

Special Features

Convenient Access To The Miami Metrorail Garage Parking Available Located In Downtown South Miami On-site Grocery Store, The Fresh Market Outdoor Wellness Terrace

Community Features

Community-Wide WiFi Furnished Units Available On-Site Retail Pet Washing Station Car Charging Station Public Transportation Elevator Lounge Conference Rooms Sundeck Cabana Courtyard Grill Picnic Area Fitness Center Pool Bicycle Storage Private Bathroom Study Lounge

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Air Conditioning Heating Ceiling Fans Smoke Free Double Vanities Tub/Shower Dishwasher Disposal Ice Maker Stainless Steel Appliances Pantry Island Kitchen Kitchen Microwave Oven Refrigerator Freezer Quartz Countertops Tile Floors Vinyl Flooring Dining Room High Ceilings Office Walk-In Closets Linen Closet Loft Layout Double Pane Windows Large Bedrooms Floor to Ceiling Windows Balcony Patio Deck

Pet Policy

Bringing a pet? Here's what Avalon South Miami Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Pet policies are negotiable.

About Avalon South Miami Apartments

Year Built: 2025
Stories: 10 stories
Units: 290
Management: AvalonBay
Phone: (571) 384-1076

From the property listing:

Avalon South Miami features new studio, one-, two-, and three-bedroom apartments and townhomes for lease. Entertain in modern kitchens with quartz countertops and stainless-steel appliances. Live your life effortlessly with amenities that include an elevated pool deck, double-height lounge, private dining room with patio space for entertaining, a work lounge with private offices, a state-of-the-art fitness center with connected wellness terrace, and pet spa for your four-legged friends.

Other Options Nearby

Still weighing your choices? These communities are in the same part of South Miami — compare rent and estimated insurance cost side by side.

House 57 Apartments

South Miami

$1,717 - $1,738 Ins: ~$12/mo

Motion at Dadeland Apartments

South Miami

$2,084 - $5,021 Ins: ~$12/mo

Palm Plaza Apartments

South Miami

$1,650 - $2,050 Ins: ~$15/mo

Residences at Somi Parc Apartments

South Miami

$1,678 - $3,785 Ins: ~$12/mo

Sunset Club Apartments

South Miami

$1,650 - $2,150 Ins: ~$15/mo

Valencia South Miami Apartments

South Miami

Call for Rent Ins: ~$13/mo

Frequently Asked Questions

Does Avalon South Miami Apartments require renters insurance?
We didn't find a public insurance requirement for Avalon South Miami Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Avalon South Miami Apartments?
For this zip code and building type, expect to pay around $12/month ($139/year). Avalon South Miami Apartments has security features that qualify for discounts — with those applied, you could pay as little as $11/month. For context, the statewide average is $16/month, so this building is below average.
What will I actually pay per month at Avalon South Miami Apartments?
Plan for $2,831 to $7,416/month all-in. That's base rent ($2,710 – $7,295), plus $109/month in required fees (trash, utilities, etc.), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Avalon South Miami Apartments allow pets?
Pet policies at Avalon South Miami Apartments are handled on a case-by-case basis — contact the leasing office for details.
How safe is the area around Avalon South Miami Apartments?
Property crime in South Miami sits near the national average — 1,768 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 355/100K here. On the property itself, you'll find package service, controlled access, covered parking — features that can qualify for premium discounts.
What floor plans does Avalon South Miami Apartments offer?
There are 44 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, studio layouts. Rent ranges from $2,710 – $7,295. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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