House 57 Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at House 57 Apartments in South Miami? Rent here runs $1,717 – $1,738, and renters insurance adds about $12/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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5710 SW 62nd St, South Miami, FL 33143

South Miami

Built 2016 4 stories 12 units
3.8/5 ·17 reviews Google
Apt. Finder
$1,717 – $1,738 /month

Monthly Cost Breakdown at House 57 Apartments

The listed rent isn't the whole number. Here's what House 57 Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,729 – $1,750
Base Rent $1,717 – $1,738
Est. Renters Insurance $12/mo

Renters Insurance at House 57 Apartments

What Affects Your Premium Here

Every building is different. These factors specific to House 57 Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Security System Issues

1 mentions of broken gates, cameras, or locks in reviews

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 1768/100K (12% above national average)

What You'll Likely Pay

$12

Est. Monthly

$139

Est. Annual

$11

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for House 57 Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in Florida

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near House 57 Apartments:

Carrier Monthly Annual
Lemonade $8/mo $91/yr
USAA $9/mo $102/yr
State Farm $11/mo $136/yr
Progressive $12/mo $148/yr
Safeco $12/mo $148/yr
Travelers $13/mo $159/yr
Allstate $14/mo $170/yr
Nationwide $14/mo $170/yr
Farmers $15/mo $182/yr
Liberty Mutual $17/mo $204/yr

Discounts You May Qualify For

Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $11/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for South Miami.

South Miami property crime rate

1,768

per 100K residents

12% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
355 / 200
Larceny / theft
1,413 / 1,172

U.S. average

Near-average property crime means insurance premiums in South Miami track closely with national baselines. House 57 Apartments also has on-site security features (Controlled access) that insurers recognize with discounts.

Source: FBI UCR Program, South Miami (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Slip/Fall Hazards Mentioned
Security System Failures Mentioned

On-Site Security

Controlled access

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for House 57 Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at House 57 Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$100

Application Fee Per Gaurantor

Charged per applicant.

$100

Cleaning Fee

Charged per unit.

$175

Parking Fees

Parking Fee

Max of 21. Charged per vehicle.

$100 / mo

Amenities

Community Features

Community-Wide WiFi Car Charging Station Key Fob Entry Elevator Lounge Grill Picnic Area Individual Locking Bedrooms Private Bathroom Roommate Matching Study Lounge Walk To Campus Individual Leases Available

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Air Conditioning Heating Cable Ready Tub/Shower Dishwasher Stainless Steel Appliances Kitchen Microwave Oven Range Refrigerator Freezer Dining Room Balcony

Pet Policy

Bringing a pet? Here's what House 57 Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

No Pets Allowed

About House 57 Apartments

Year Built: 2016
Stories: 4 stories
Units: 12
Phone: (866) 527-3085

From the property listing:

House 57 & The Flats at House 57 – Modern Living Across from the University of Miami House 57 is a modern apartment building offering spacious 3-bedroom, 3-bathroom and 4-bedroom, 4-bathroom apartments. Conveniently located directly across the street from the University of Miami, House 57 provides a stylish and comfortable living experience with contemporary amenities. Each bedroom features a private en-suite bathroom, while residents share a kitchen, dining area, living room, and balcony.

Other Options Nearby

Still weighing your choices? These communities are in the same part of South Miami — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does House 57 Apartments require renters insurance?
We didn't find a public insurance requirement for House 57 Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at House 57 Apartments?
For this zip code and building type, expect to pay around $12/month ($139/year). House 57 Apartments has security features that qualify for discounts — with those applied, you could pay as little as $11/month. For context, the statewide average is $16/month, so this building is below average.
What will I actually pay per month at House 57 Apartments?
Plan for $1,729 to $1,750/month all-in. That's base rent ($1,717 – $1,738), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does House 57 Apartments allow pets?
No, House 57 Apartments does not allow pets.
How safe is the area around House 57 Apartments?
Property crime in South Miami sits near the national average — 1,768 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 355/100K here. On the property itself, you'll find controlled access — features that can qualify for premium discounts.
What floor plans does House 57 Apartments offer?
There are 2 floor plans to choose from, spanning 3-bedroom, 4-bedroom layouts. Rent ranges from $1,717 – $1,738. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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