6001 SW 70th St, South Miami, FL 33143
South Miami
Renters Insurance at Valencia South Miami Apartments
We found a few insurance details on Valencia South Miami Apartments's website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to Valencia South Miami Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Dog-Friendly
Dogs allowed — consider higher liability coverage
Water/Leak Issues
6 mentions in Google reviews
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1768/100K (12% above national average)
What You'll Likely Pay
$13
Est. Monthly
$151
Est. Annual
$12
With Discounts/mo
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Valencia South Miami Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Valencia South Miami Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $91/yr |
| USAA | $9/mo | $102/yr |
| State Farm | $11/mo | $136/yr |
| Progressive | $12/mo | $148/yr |
| Safeco | $12/mo | $148/yr |
| Travelers | $13/mo | $159/yr |
| Allstate | $14/mo | $170/yr |
| Nationwide | $14/mo | $170/yr |
| Farmers | $15/mo | $182/yr |
| Liberty Mutual | $17/mo | $204/yr |
Discounts You May Qualify For
Next Step
See if you can beat $12/mo
6 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for South Miami.
South Miami property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in South Miami track closely with national baselines. Valencia South Miami Apartments also has on-site security features (Package service, Controlled access, Property manager on site, Gated, Doorman) that insurers recognize with discounts.
Source: FBI UCR Program, South Miami (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Valencia South Miami Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Valencia South Miami Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Utility - Trash
$15 - Utility - Trash - 1 Bedroom $20 - Utility - Trash - 2Bedrooms $25 - Utility - Trash - 3 Bedrooms $30 - Utility - Trash - 4 Bedrooms Charged per unit.
Utility - Water
$35 - Utility - Water - 1 Bedroom $45 - Utility - Water - 2Bedrooms $55 - Utility - Water - 3 Bedrooms $65 - Utility - Water - 4 Bedrooms Charged per unit.
Pest Control
Charged per unit.
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Pets Fees
One-Time Pet Fee
Max of 2. Charged per pet.
Monthly Pet Fee
Max of 2. Charged per pet.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Valencia South Miami Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About Valencia South Miami Apartments
From the property listing:
Modern designs, elegant finishes, and upscale amenities are waiting for you at Valencia South Miami. Our colorful South Miami condominiums come in one to four-bedroom layouts that are spacious and adaptable. A variety of quality finishes and interior luxuries adorn them including wood cabinets, stainless steel appliances, granite countertops and more. As a resident of our pet-friendly community you will also have exclusive access to the outdoor swimming pool, fitness center, and business center among other life-enhancing amenities.
Other Options Nearby
Still weighing your choices? These communities are in the same part of South Miami — compare rent and estimated insurance cost side by side.
Avalon South Miami Apartments
South Miami
House 57 Apartments
South Miami
Motion at Dadeland Apartments
South Miami
Palm Plaza Apartments
South Miami
Residences at Somi Parc Apartments
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Sunset Club Apartments
South Miami
Frequently Asked Questions
Does Valencia South Miami Apartments require renters insurance?
How much is renters insurance at Valencia South Miami Apartments?
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What floor plans does Valencia South Miami Apartments offer?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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