5961 SW 68th St, South Miami, FL 33143
South Miami
Monthly Cost Breakdown at Residences at Somi Parc Apartments
The listed rent isn't the whole number. Here's what Residences at Somi Parc Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Residences at Somi Parc Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Residences at Somi Parc Apartments can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1768/100K (12% above national average)
What You'll Likely Pay
$12
Est. Monthly
$139
Est. Annual
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Residences at Somi Parc Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in Florida
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Residences at Somi Parc Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $91/yr |
| USAA | $9/mo | $102/yr |
| State Farm | $11/mo | $136/yr |
| Progressive | $12/mo | $148/yr |
| Safeco | $12/mo | $148/yr |
| Travelers | $13/mo | $159/yr |
| Allstate | $14/mo | $170/yr |
| Nationwide | $14/mo | $170/yr |
| Farmers | $15/mo | $182/yr |
| Liberty Mutual | $17/mo | $204/yr |
Discounts You May Qualify For
Next Step
See if you can beat $12/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for South Miami.
South Miami property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in South Miami track closely with national baselines.
Source: FBI UCR Program, South Miami (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Residences at Somi Parc Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Residences at Somi Parc Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
One Application Fee per adult household member over the age of 18 Charged per applicant.
Application Holding Fee
Holding Fee which will be applied to security deposit once applicants have been approved, and unit is assigned. Once unit has been assigned the holding fee takes an apartment off the market and becomes nonrefundable. Charged per unit.
Pets Fees
One-Time Pet Fee
Max of 255. Charged per pet.
Parking Fees
Parking Deposit
Charged per vehicle.
Covered
Please call us regarding our Parking Policy.
Amenities
Special Features
Community Features
Pet Policy
Bringing a pet? Here's what Residences at Somi Parc Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Residences at Somi Parc Apartments
From the property listing:
Residences at SoMi Parc offers studio, one, two and three-bedroom apartment options, all with impeccable finishes and beautiful designs that fit perfectly with the way you want to live. Come home to stunning city views, residences overlooking beautiful parks, and enjoy our community’s abundant central green space.Enjoy modern conveniences while living in a park-like setting. Outdoor amenities include a dog park and covered gazebo along with nearly one-acre of central green space.
Other Options Nearby
Still weighing your choices? These communities are in the same part of South Miami — compare rent and estimated insurance cost side by side.
Avalon South Miami Apartments
South Miami
House 57 Apartments
South Miami
Motion at Dadeland Apartments
South Miami
Palm Plaza Apartments
South Miami
Sunset Club Apartments
South Miami
Valencia South Miami Apartments
South Miami
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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