935 W Okeechobee Rd, Hialeah, FL 33010
Hialeah
Monthly Cost Breakdown at Chesapeake Studio Apartments
The listed rent isn't the whole number. Here's what Chesapeake Studio Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Chesapeake Studio Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Chesapeake Studio Apartments can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
FEMA Flood Zone
Zone AH — High-risk shallow flooding (1-3 ft). Flood insurance strongly recommended.
FBI UCR
Property crime rate: 1489/100K (6% below national average)
What You'll Likely Pay
$18
Est. Monthly
$215
Est. Annual
$17
With Discounts/mo
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Chesapeake Studio Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in Florida
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Chesapeake Studio Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $10/mo | $123/yr |
| USAA | $12/mo | $138/yr |
| State Farm | $15/mo | $184/yr |
| Progressive | $17/mo | $200/yr |
| Safeco | $17/mo | $200/yr |
| Travelers | $18/mo | $215/yr |
| Allstate | $19/mo | $230/yr |
| Nationwide | $19/mo | $230/yr |
| Farmers | $20/mo | $246/yr |
| Liberty Mutual | $23/mo | $276/yr |
Discounts You May Qualify For
Next Step
See if you can beat $17/mo
5 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Hialeah.
Hialeah property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in Hialeah track closely with national baselines. Chesapeake Studio Apartments also has on-site security features (Property manager on site, Video patrol, Sprinklers) that insurers recognize with discounts.
Source: FBI UCR Program, Hialeah (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Chesapeake Studio Apartments.
FEMA Zone AH — High-risk shallow flooding (1-3 ft)
Flood insurance strongly recommended — even shallow flooding can destroy personal property.
What to know about flood insurance as a renter:
- Your landlord's building policy does not cover your belongings
- NFIP (National Flood Insurance Program) offers renters policies starting around $99/year
- Private carriers (Neptune, Wright Flood) may offer lower rates
- Most flood claims in this zone are for personal property, not structural damage
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Chesapeake Studio Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Pets Fees
One-Time Pet Fee
Max of 2. Charged per pet.
Pet Deposit
Max of 2. Charged per pet.
Monthly Pet Fee
Max of 2. Charged per pet.
Parking Fees
Parking Fee
Max of 1. Charged per vehicle.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Chesapeake Studio Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Chesapeake Studio Apartments
From the property listing:
Water and Electricity included !!! Charming studio living in the heart of Hialeah. Discover cozy, budget friendly studio apartments! Perfectly suited for comfortable urban living. These units offer efficient layout idea for individuals seeking convenience and value. Situated with easy reach of shopping, restaurants, Coffee places, hospitals, everything you need is close at hand. Thanks to Hialeah central location and excellent road and transit connections, Miami International Airport (MIA) and surrounding South Florida destinations are a short drive away.
Other Options Nearby
Still weighing your choices? Other communities in Hialeah — compare rent and estimated insurance cost side by side.
1025 Metro Apartments
Hialeah
Flamingo Village Apartments
Hialeah
Hialeah Apartments East 7th Street
Hialeah
Metro Parc Apartments
Hialeah
1000 Brickell Plz Condo
Downtown Miami
1050 NW 2nd Street Apartments
Little Havana
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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