Hialeah Apartments East 7th Street: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Hialeah Apartments East 7th Street in Hialeah? Rent here runs $1,600 – $2,200, and renters insurance adds about $21/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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21-33 E 7th St, Hialeah, FL 33010

Hialeah

Built 1950 1 story 8 units
3.5/5 ·153 reviews Google
Apt. Finder
$1,600 – $2,200 /month

Monthly Cost Breakdown at Hialeah Apartments East 7th Street

The listed rent isn't the whole number. Here's what Hialeah Apartments East 7th Street actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,621 – $2,221
Base Rent $1,600 – $2,200
Est. Renters Insurance $21/mo

Renters Insurance at Hialeah Apartments East 7th Street

What Affects Your Premium Here

Every building is different. These factors specific to Hialeah Apartments East 7th Street can push your insurance cost up or down:

Older Building

Built in 1950 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Ground Level

Single-story — higher flood/water intrusion risk

FEMA Flood Zone

Zone AH — High-risk shallow flooding (1-3 ft). Flood insurance strongly recommended.

FBI UCR

Property crime rate: 1489/100K (6% below national average)

What You'll Likely Pay

$21

Est. Monthly

$247

Est. Annual

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Hialeah Apartments East 7th Street based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in Florida

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Hialeah Apartments East 7th Street:

Carrier Monthly Annual
Lemonade $10/mo $123/yr
USAA $12/mo $138/yr
State Farm $15/mo $184/yr
Progressive $17/mo $200/yr
Safeco $17/mo $200/yr
Travelers $18/mo $215/yr
Allstate $19/mo $230/yr
Nationwide $19/mo $230/yr
Farmers $20/mo $246/yr
Liberty Mutual $23/mo $276/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $21/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Hialeah.

Hialeah property crime rate

1,489

per 100K residents

6% below U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
107 / 200
Larceny / theft
1,377 / 1,172
Vehicle theft
5 / 206

U.S. average

Near-average property crime means insurance premiums in Hialeah track closely with national baselines.

Source: FBI UCR Program, Hialeah (2024-12 to 2025-11)

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Hialeah Apartments East 7th Street.

FEMA Zone AH — High-risk shallow flooding (1-3 ft)

Flood insurance strongly recommended — even shallow flooding can destroy personal property.

What to know about flood insurance as a renter:

  • Your landlord's building policy does not cover your belongings
  • NFIP (National Flood Insurance Program) offers renters policies starting around $99/year
  • Private carriers (Neptune, Wright Flood) may offer lower rates
  • Most flood claims in this zone are for personal property, not structural damage

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Hialeah Apartments East 7th Street. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Parking Fees

Surface Lot

1 dedicated spot on site, with additional street parking in front of building.

Amenities

Special Features

Office: 168 Hialeah Dr, Hialeah 33010

Community Features

Courtyard

Floor Plan Amenities

Air Conditioning Heating Ceiling Fans Cable Ready Tub/Shower Granite Countertops Pantry Kitchen Oven Range Refrigerator Freezer Quartz Countertops Vinyl Flooring Linen Closet Balcony

Pet Policy

Bringing a pet? Here's what Hialeah Apartments East 7th Street allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Pet policies are negotiable.

About Hialeah Apartments East 7th Street

Year Built: 1950
Stories: 1 story
Units: 8
Phone: (786) 746-9097

From the property listing:

Beautiful units remodeled centrally located in the heart of Hialeah and Allapattah/Wynwood Area. -->Hialeah openings - one studio and one 1 bedroom. -->Allapattah openings - three 1 bedroom units Located in the Wynwood Area -- Art City. Quality charter schools, shopping, daycare all in walking distance. We Are Located at the corner of NW 27th Street and NW 10th Avenue. Minutes from access to the 112, 836, I-95 Close to major hospitals (Jackson Memorial and University of Miami Schools of Medicine) Marlins stadium, Downtown, Airport, Parks and much more!!!!! 20 Minutes from the beach.

Other Options Nearby

Still weighing your choices? Other communities in Hialeah — compare rent and estimated insurance cost side by side.

1025 Metro Apartments

Hialeah

$1,957 - $3,155 Ins: ~$16/mo
FEMA Zone AH — flood risk

Chesapeake Studio Apartments

Hialeah

$1,400 - $1,700 Ins: ~$18/mo
FEMA Zone AH — flood risk

Flamingo Village Apartments

Hialeah

$2,600 - $3,495 Ins: ~$16/mo

Metro Parc Apartments

Hialeah

$1,916 - $3,150 Ins: ~$16/mo

1000 Brickell Plz Condo

Downtown Miami

$4,900 Ins: ~$16/mo
FEMA Zone AE — flood risk

1050 NW 2nd Street Apartments

Little Havana

$1,243 - $2,242 Ins: ~$22/mo
FEMA Zone AE — flood risk

Frequently Asked Questions

Does Hialeah Apartments East 7th Street require renters insurance?
We didn't find a public insurance requirement for Hialeah Apartments East 7th Street, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Hialeah Apartments East 7th Street?
For this zip code and building type, expect to pay around $21/month ($247/year). For context, the statewide average is $16/month, so this building is above average.
What will I actually pay per month at Hialeah Apartments East 7th Street?
Plan for $1,621 to $2,221/month all-in. That's base rent ($1,600 – $2,200), plus roughly $21/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Hialeah Apartments East 7th Street allow pets?
Pet policies at Hialeah Apartments East 7th Street are handled on a case-by-case basis — contact the leasing office for details.
How safe is the area around Hialeah Apartments East 7th Street?
Property crime in Hialeah sits near the national average — 1,489 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 107/100K here.
Does Hialeah Apartments East 7th Street need flood insurance?
This property sits in FEMA flood zone AH (High-risk shallow flooding (1-3 ft)). Standard renters insurance does not cover flood damage — you'd need a separate flood policy or endorsement. The National Flood Insurance Program (NFIP) offers renters policies starting around $99/year, and private carriers like Neptune and Wright Flood may offer competitive rates.
What floor plans does Hialeah Apartments East 7th Street offer?
There are 2 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,600 – $2,200. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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