Flamingo Village Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Flamingo Village Apartments in Hialeah? Rent here runs $2,600 – $3,495, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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2200 E 4th Ave, Hialeah, FL 33013

Hialeah

Managed by Prestige Builders Partners LLC Built 2024 3 stories 341 units
4.9/5 ·29 reviews Google
4/5 ·5 reviews Apt. Finder
$2,600 – $3,495 /month

Monthly Cost Breakdown at Flamingo Village Apartments

The listed rent isn't the whole number. Here's what Flamingo Village Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $2,616 – $3,511
Base Rent $2,600 – $3,495
Est. Renters Insurance $16/mo

Renters Insurance at Flamingo Village Apartments

We found a few insurance details on Flamingo Village Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

In Flamingo Village Apartments's own words:

"Renters insurance program"

What Affects Your Premium Here

Every building is different. These factors specific to Flamingo Village Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 1489/100K (6% below national average)

What You'll Likely Pay

$16

Est. Monthly

$198

Est. Annual

$14

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Flamingo Village Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$50,000 recommended

If you own less

$35,000

If you own more

$75,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Flamingo Village Apartments:

Carrier Monthly Annual
Lemonade $10/mo $123/yr
USAA $12/mo $138/yr
State Farm $15/mo $184/yr
Progressive $17/mo $200/yr
Safeco $17/mo $200/yr
Travelers $18/mo $215/yr
Allstate $19/mo $230/yr
Nationwide $19/mo $230/yr
Farmers $20/mo $246/yr
Liberty Mutual $23/mo $276/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

7 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Hialeah.

Hialeah property crime rate

1,489

per 100K residents

6% below U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
107 / 200
Larceny / theft
1,377 / 1,172
Vehicle theft
5 / 206

U.S. average

Near-average property crime means insurance premiums in Hialeah track closely with national baselines. Flamingo Village Apartments also has on-site security features (Controlled access, Property manager on site, Video patrol, Gated, Sprinklers) that insurers recognize with discounts.

Source: FBI UCR Program, Hialeah (2024-12 to 2025-11)

On-Site Security

Controlled access Property manager on site Video patrol Gated Sprinklers

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Flamingo Village Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Flamingo Village Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$135

Administrative Fee

Charged per unit.

$350

Parking Fees

Parking Fee

Max of 2. Charged per vehicle.

$85 / mo

Surface Lot

Parking Fee is for SECOND parking space only.

Parking

Parking Fee is for SECOND parking space only.

Amenities

Special Features

Rain Showers Close To Hialeah Hospital Steps Away From Metro Rail Station Centrally Located To Miami/ft Lauderdale Hurricane Impact Resistant Windows Numerous Hotspots Minutes Away Trending Restaurants Nearby Views Of Historic Hialeah Park Across From Leon Medical Center Serene Nature Lake Views Convenient To Publix Shopping Plaza Fresa Francesa, Trigo, El Bandejaso Hialeah Park Food/wine Festival On Site Located On Historical Landmark Grounds Federally Protected Flamingos Onsite Minutes To Miami Lakes Golf Club Passive Park Area Sleek Modern Cabinetry

Community Features

Wi-Fi Maintenance on site 24 Hour Access Trash Pickup - Curbside Pet Play Area Car Charging Station Public Transportation Key Fob Entry Business Center Clubhouse Sundeck Courtyard Grill Zen Garden Fitness Center Pool Walking/Biking Trails

Floor Plan Amenities

Wi-Fi Washer/Dryer Air Conditioning Heating Smoke Free Cable Ready Double Vanities Tub/Shower Sprinkler System Framed Mirrors Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Breakfast Nook Quartz Countertops Tile Floors Vinyl Flooring Dining Room High Ceilings Family Room Vaulted Ceiling Walk-In Closets Linen Closet Double Pane Windows Window Coverings Large Bedrooms Floor to Ceiling Windows Balcony Patio

Pet Policy

Bringing a pet? Here's what Flamingo Village Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$500 Deposit
$30 Monthly Pet Rent
1 Pet Limit
35 lb Weight Limit

About Flamingo Village Apartments

Year Built: 2024
Stories: 3 stories
Units: 341
Management: Prestige Builders Partners LLC
Phone: (786) 755-1748

From the property listing:

Experience the perfect blend of suburban serenity combined with the perfect blend of a prime and convenient location. Live steps away from the legendary Hialeah Park; where lush green spaces, rich history, and entertainment come together to create an unmatched lifestyle in South Florida. Flamingo Village offers the perfect balance of natural tranquility and modern convivence. Ideally situated, it provides easy access to major highways and just steps away from the Tri-Rail and Metrorail transfer station, ensuring seamless commuting.

Other Options Nearby

Still weighing your choices? Other communities in Hialeah — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Flamingo Village Apartments require renters insurance?
We found specific coverage details on Flamingo Village Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Flamingo Village Apartments?
For this zip code and building type, expect to pay around $16/month ($198/year). Flamingo Village Apartments has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $16/month, so this building is right around average.
What will I actually pay per month at Flamingo Village Apartments?
Plan for $2,616 to $3,511/month all-in. That's base rent ($2,600 – $3,495), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Flamingo Village Apartments allow pets?
Yes, Flamingo Village Apartments is pet-friendly. Here are the details: Cats Allowed. $500 Deposit. $30 Monthly Pet Rent. 1 Pet Limit. 35 lb Weight Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Flamingo Village Apartments?
Property crime in Hialeah sits near the national average — 1,489 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 107/100K here. On the property itself, you'll find controlled access, property manager on site, video patrol, gated — features that can qualify for premium discounts.
What floor plans does Flamingo Village Apartments offer?
There are 4 floor plans to choose from, spanning 2-bedroom layouts. Rent ranges from $2,600 – $3,495. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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