Loretto at Creekside Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Thinking about renting at Loretto at Creekside Apartments in San Antonio? Rent here runs $950 - $1,665, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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7319 N Loop 1604 E, Live Oak, TX 78233

San Antonio

Built 2017 3 stories 320 units
4/5 ·20 reviews Apt. Finder
$950 - $1,665 /month

Monthly Cost Breakdown at Loretto at Creekside Apartments

The listed rent isn't the whole number. Here's what Loretto at Creekside Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $963 – $1,678
Base Rent $950 – $1,665
Required Monthly Fees $0
Est. Renters Insurance $13/mo

Renters Insurance at Loretto at Creekside Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Loretto at Creekside Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$13

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Loretto at Creekside Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$40,000 recommended

If you own less

$20,000

If you own more

$60,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Loretto at Creekside Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Live Oak.

On-Site Security

Covered parking Perimeter fencing

Fees Beyond Rent

These are the additional charges beyond base rent at Loretto at Creekside Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$55

Administrative Fee

$150

Pets Fees

Cat Fee

$300

Dog Rent

$30 / mo

Amenities

Special Features

9 ft. Ceilings Attached Garages Barbecue Grills Ceramic Tile Backsplash Coffee Cafe Community Lounge Deposit Alternatives starting at $262.50 Fenced Bark Park Gaming Room Garages and Carports Available Hammocks Kitchen Island Large Patios & Balconies Large walk-in closets Modern Trend Palette Outside Storage Available Oversized Pet Yards* Pet wash Platinum Package Renovation* Pool views* Smart Home Package Stainless Steel Appliances* Valet Trash Service Washer and Dryer Connections* Washer and Dryer Included

Community Features

Pet Washing Station Business Center Lounge Grill Pool

Floor Plan Amenities

Washer/Dryer Washer/Dryer Hookup Granite Countertops Stainless Steel Appliances Kitchen Walk-In Closets Balcony Yard

Pet Policy

Bringing a pet? Here's what Loretto at Creekside Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed

About Loretto at Creekside Apartments

Loretto at Creekside offers modern apartment living in Live Oak, Texas, with quick access to Loop 1604 and I-35 for an easy commute throughout Northeast San Antonio. Located near Randolph Air Force Base, major employment centers, and regional destinations like Schertz, Universal City, and New Braunfels, the community places residents close to work, shopping, and dining while maintaining a calm, residential atmosphere. Thoughtfully designed apartment homes and lifestyle-driven amenities make everyday living seamless.

Year Built: 2017
Stories: 3
Total Units: 320
Phone: (210) 871-0813

Other Options Nearby

Still weighing your choices? These communities are in the same part of Live Oak — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Loretto at Creekside Apartments require renters insurance?
We didn't find a public insurance requirement for Loretto at Creekside Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Loretto at Creekside Apartments?
For this zip code and building type, expect to pay around $13/month ($155/year). For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Loretto at Creekside Apartments?
Plan for $963 to $1,678/month all-in. That's base rent ($950 - $1,665), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Loretto at Creekside Apartments allow pets?
Yes, Loretto at Creekside Apartments is pet-friendly. Here are the details: Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Loretto at Creekside Apartments offer?
There are 22 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $950 - $1,665. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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