San Antonio, TX

Woodhaven Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Thinking about renting at Woodhaven Apartments in San Antonio? Rent here runs $699 – $899, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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3616 Fairmeadows, San Antonio, TX 78211

San Antonio

Built 1986 2 stories 32 units
1 review Apt. Finder
$699 – $899 /month

Monthly Cost Breakdown at Woodhaven Apartments

The listed rent isn't the whole number. Here's what Woodhaven Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $714 – $914
Base Rent $699 – $899
Est. Renters Insurance $15/mo

Renters Insurance at Woodhaven Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Woodhaven Apartments can push your insurance cost up or down:

Older Building

Built in 1986 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Woodhaven Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in Texas

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Woodhaven Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Fees Beyond Rent

These are the additional charges beyond base rent at Woodhaven Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$50

Administrative Fee

$50

Pet Policy

Bringing a pet? Here's what Woodhaven Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Pet policies are negotiable.

About Woodhaven Apartments

Year Built: 1986
Stories: 2 stories
Units: 32
Phone: (855) 970-9184

From the property listing:

Experience the allure of Woodhaven Apartment, a picturesque and family-friendly complex. Nestled in a serene neighborhood, our community offers a perfect blend of comfort and convenience. The community has easy access to highway 35, less than 5 minutes from South Park Mall and the Black Panther Alamo Soccer League. Just a short drive away from the Texas Vista Medical Center, Pearsall Water-Skate Park, and all of San Antonio's major attractions. THIS UNIT IS ONE YOU NEED TO CHECK OUT TODAY! Call today for more information! School District: Southwest Independent School District

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Antonio — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Woodhaven Apartments require renters insurance?
We didn't find a public insurance requirement for Woodhaven Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Woodhaven Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Woodhaven Apartments?
Plan for $714 to $914/month all-in. That's base rent ($699 – $899), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Woodhaven Apartments allow pets?
Pet policies at Woodhaven Apartments are handled on a case-by-case basis — contact the leasing office for details.
What floor plans does Woodhaven Apartments offer?
There are 2 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $699 – $899. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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