5151 Robinwood Rd, Bonita, CA 91902
Bonita North
Monthly Cost Breakdown at Bonita Heights Apartments
The listed rent isn't the whole number. Here's what Bonita Heights Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Bonita Heights Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Bonita Heights Apartments can push your insurance cost up or down:
Older Building
Built in 1987 — older plumbing/electrical may increase risk
Gated Community
Gated access reduces theft risk — may qualify for security discount
FEMA Flood Zone
Zone X — minimal flood risk
AreaVibes
Crime grade: A
What You'll Likely Pay
$17
Est. Monthly
$205
Est. Annual
$16
With Discounts/mo
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Bonita Heights Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$25,000
If you own more
$60,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Bonita Heights Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $111/yr |
| USAA | $10/mo | $125/yr |
| State Farm | $14/mo | $167/yr |
| Progressive | $15/mo | $181/yr |
| Safeco | $15/mo | $181/yr |
| Travelers | $16/mo | $195/yr |
| Allstate | $17/mo | $209/yr |
| Nationwide | $17/mo | $209/yr |
| Farmers | $19/mo | $223/yr |
| Liberty Mutual | $21/mo | $251/yr |
Discounts You May Qualify For
Next Step
See if you can beat $16/mo
5 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Bonita.
A
Area Crime Grade
Detailed FBI property-crime data isn't available for Bonita in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. Bonita Heights Apartments has on-site security features (Property manager on site, Gated, Gated access, Covered parking) that insurers recognize with premium discounts.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Bonita Heights Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Bonita Heights Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Parking Fees
Parking Fee
Max of 1. Charged per vehicle.
Amenities
Special Features
Community Features
Floor Plan Amenities
About Bonita Heights Apartments
From the property listing:
Bonita Heights Apartments is an upscale community located on Robinwood Road in Bonita. Our gated community offers outstanding views of the rolling hills of Bonita Heights, a resort-like pool and spa, two laundry rooms, and covered parking. We offer easy access to the I-805 and 54 freeways for activities and a smooth commute to any part of San Diego. Call now to schedule a tour!
Other Options Nearby
Still weighing your choices? Other communities in Bonita — compare rent and estimated insurance cost side by side.
10024 Paseo Montril Apartment
Rancho Penasquitos
10062 Paseo Montril Apartment
Rancho Penasquitos
10635 Calle Mar De Mariposa Apartment
North Shore Cities
10742 Caminito Cascara Townhouse
Grantville
10th and Robinson Apartments
Hillcrest
11th Street Townhomes
Imperial Beach
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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