11500 Summit West Blvd, Tampa, FL 33617
North Tampa
Monthly Cost Breakdown at Summit West Apartments
The listed rent isn't the whole number. Here's what Summit West Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Summit West Apartments
We found a few insurance details on Summit West Apartments's website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to Summit West Apartments can push your insurance cost up or down:
Older Building
Built in 1972 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
Dog-Friendly
Dogs allowed — consider higher liability coverage
Ground Level
Single-story — higher flood/water intrusion risk
Water/Leak Issues
4 mentions in Google reviews
Pest Issues
9 mentions in Google reviews
Vehicle Crime
1 mentions of car theft, vandalism, or break-ins in reviews
Security System Issues
1 mentions of broken gates, cameras, or locks in reviews
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 995/100K (37% below national average)
What You'll Likely Pay
$18
Est. Monthly
$215
Est. Annual
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Summit West Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Summit West Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $107/yr |
| USAA | $10/mo | $120/yr |
| State Farm | $13/mo | $160/yr |
| Progressive | $14/mo | $174/yr |
| Safeco | $14/mo | $174/yr |
| Travelers | $16/mo | $187/yr |
| Allstate | $17/mo | $200/yr |
| Nationwide | $17/mo | $200/yr |
| Farmers | $18/mo | $214/yr |
| Liberty Mutual | $20/mo | $240/yr |
Discounts You May Qualify For
Next Step
See if you can beat $18/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Tampa.
Tampa property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Below-average property crime typically translates to lower renters insurance premiums in this area, and security features on the building can push your rate even lower. Summit West Apartments also has on-site security features (Package service, Package lockers) that insurers recognize with discounts.
Source: FBI UCR Program, Tampa (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Summit West Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Summit West Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Package Lockers
Fee charged monthly: $10. Charged per unit.
Pest Control
Fee charged monthly: $10/month. Charged per unit.
Trash
Fee charged monthly: $40/month. Charged per unit.
Smart Home + Internet Package
Fee charged monthly: $75/month. Charged per unit.
Application Fee
Fee charged one-time: $75. Charged per applicant.
Admin Fee
Fee charged one-time: $300. Charged per unit.
Security Deposit
RHINO Security Deposit Program Charged per unit. Payable to 3rd Party
Pets Fees
Pet Fee (Dog)
Charged per pet.
Pet Rent (Dog)
Acceptable animals include domestic cats and dogs. Dogs thatare purebreds or mixes of the following breeds are prohibited: Akita, Alaskan Malamute, Chow-Chow, Doberman, German Shepherd, Great Dane, Pit Bull (American Staffordshire Terrier, American Pit Bull Terrier, Staffordshire Bull Terrier), Rottweiler, Saint Bernard, Shar Pei, and Siberian Husky. All other animals including exotic pets are prohibited. All animals must be authorized by management. Charged per pet.
Pet Fee (Cat)
Charged per pet.
Pet Rent (Cat)
Acceptable animals include domestic cats and dogs. Dogs thatare purebreds or mixes of the following breeds are prohibited: Akita, Alaskan Malamute, Chow-Chow, Doberman, German Shepherd, Great Dane, Pit Bull (American Staffordshire Terrier, American Pit Bull Terrier, Staffordshire Bull Terrier), Rottweiler, Saint Bernard, Shar Pei, and Siberian Husky. All other animals including exotic pets are prohibited. All animals must be authorized by management. Charged per pet.
Parking Fees
Parking Fee
Charged per vehicle.
Parking Fee
Charged per vehicle.
Surface Lot
Reserved parking is $50/month
Parking
Reserved Parking is $50/month
Addons Fees
Liability Insurance
Charged per unit.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Summit West Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About Summit West Apartments
From the property listing:
Summit West Apartments are only two traffic lights away from prominent attractions such as the Museum of Science and Industry, the USF Sundome and Botanical Gardens. University Square Mall is two miles away and four miles away are Busch Gardens and Adventure Island amusement parks. Our beautiful villa-styled apartment homes are available with one, two or three bedrooms. We proudly offer our residents the use of our numerous property amenities, including a 24-hour fitness center with an expansive cardio area and weight training equipment and WiFi in our clubhouse area. Summit West.
Other Options Nearby
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Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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