Overview of Auto Insurance in Berkeley

With over 120,000 people living in Berkeley, auto accidents are bound to happen. With a highly educated population, a lot of residents in Berkeley can enjoy college degree discounts offered by many insurance companies. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in Berkeley won't have to worry about poor credit history when shopping for insurance.

For a male driver living in Berkeley, if he has 5 years of driving "experience with a clean driving record, and drives a Honda Accord for about 13,000 miles per year, here are the auto insurance premiums charged by the insurance companies before any discount is applied. As you can see, the range is pretty wide. This premium info is updated on Feb, 2019.

Average Auto Insurance Premiums in Berkeley

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
21st Century $4,370
AAA $2,902
Alliance United $4,102
Allstate $5,061
Amica Mutual $3,025
Anchor General $6,162
Bankers Standard $2,897
CSAA Insurance Exchange $3,579
CSE Safeguard $3,388
California Capital $2,986
California Casualty $3,059
Coast National $11,202
Encompass $3,295
Esurance $4,085
Everest National $1,127
Farmers $8,605
Federal Ins (CHUBB) $5,239
Financial Indemnity $5,580
Geico $2,886
Hartford $4,606
Horace Mann $2,065
Horace Mann Prop and Cas $2,206
IDS $4,130
Infinity $9,710
Kemper $3,896
Liberty Mutual $5,957
MAPFRE $4,241
Mercury $4,232
Metromile $3,300
Metropolitan Direct $3,194
National General/Integon $9,667
Nations Ins. Co. $4,978
Nationwide $4,554
Pacific Property & Casualty $3,346
Permanent General $5,026
Progressive West $3,858
Safeco $3,788
Safeway $5,100
State Farm $5,419
Traveler's Commercial $4,068
USAA $2,087
Progressive $4,488
Viking $11,845
Wawanesa $2,033
Western General $8,818

As you can see, the prices vary quite a lot in Berkeley. If you're wondering what's the best option for you, click here to get free insurance quotes today.

Berkeley Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in Berkeley.

Agent
Address
Phone
2927 Shattuck Ave, Berkeley, CA 94705
510-548-1600
1758 Solano Ave, Berkeley, CA 94707
510-525-6627
2717 San Pablo Ave, Berkeley, CA 94702
510-649-3870
Cost-U-Less Insurance Center
510-497-0640
2855 Telegraph Ave ste 509, Berkeley, CA 94705
510-848-2132
2126 Kittredge St, Berkeley, CA 94704
510-841-6171
2625 Alcatraz Ave #700, Berkeley, CA 94705
510-849-4909
1600 Shattuck Ave #214, Berkeley, CA 94709
510-843-5023
1400 Shattuck Ave Ste 8, Berkeley, CA 94709
510-665-5800
1700 Solano Ave Ste A, Berkeley, CA 94707
510-527-2000
2150 Shattuck Ave Ste 410, Berkeley, CA 94704
510-843-1092
2809 Telegraph Ave, Berkeley, CA 94705
510-843-8300
1401 San Pablo Ave, Berkeley, CA 94702
510-526-7036
3301 E 12th St Suite 113, Oakland, CA 94601
510-548-8200
2517 Sacramento St B, Berkeley, CA 94702
510-549-7400
Sharon Woo - State Farm Insurance Agent
510-549-2122
2980 College Ave #1, Berkeley, CA 94705
510-548-2929
1775 University Ave, Berkeley, CA 94703
510-898-7511
5940 College Ave a, Oakland, CA 94618
510-450-9051

Factors used to determine Auto insurance premium

  • Age
  • Gender
  • Driving records
  • Annual mileage
  • Profession
  • Education background
  • Bundling of multi cars
  • Bundling of auto and home policies
  • Features of the car (e.g. anti-theft devices)

Curious about Auto insurance in neighboring cities?

Auto Insurance for All cities in California

We also generated a report for all cities in California.