Overview of Auto Insurance in Richmond

With over 109,000 people living in Richmond, auto accidents are bound to happen. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in Richmond won't have to worry about poor credit history when shopping for insurance.

For a male driver living in Richmond, if he has 5 years of driving "experience with a clean driving record, and drives a Honda Accord for about 13,000 miles per year, here are the auto insurance premiums charged by the insurance companies before any discount is applied. As you can see, the range is pretty wide. This premium info is updated on Feb, 2019.

Average Auto Insurance Premiums in Richmond

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

As you can see, the prices vary quite a lot in Richmond. If you're wondering what's the best option for you, click here to get free insurance quotes today.

Richmond Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in Richmond.

Agent
Address
Phone
3060 Hilltop Mall Rd, Richmond, CA 94806
510-262-4900
12976 San Pablo Ave, Richmond, CA 94805
510-234-0516
12976 San Pablo Ave, Richmond, CA 94805
510-222-2080
3875 San Pablo Dam Rd, El Sobrante, CA 94803
510-223-3802
Bossa Nova Insurance Services, LLC
10468 San Pablo Ave, El Cerrito, CA 94530
510-559-1066
11100 San Pablo Ave #110, El Cerrito, CA 94530
510-408-6823
1333 San Pablo Ave, Pinole, CA 94564
510-724-4008
635 23rd St Ste A, Richmond, CA 94804
510-215-9288
242 Marina Way Apt A, Richmond, CA 94801
415-515-0297
2141 Hilltop Mall Rd, Richmond, CA 94806
510-223-1188
3150 Hilltop Mall Rd Ste 45, Richmond, CA 94806
510-315-8795
874 23rd St, Richmond, CA 94804
510-233-2100
3220 Blume Dr Ste 154, Richmond, CA 94806
510-222-7800
255 Civic Center St, Richmond, CA 94804
510-815-4434
4515 San Pablo Dam Rd Ste 3, El Sobrante, CA 94803
510-223-9300
Fred Loya Insurance
510-215-5575
232 Broadway, Richmond, CA 94804
510-235-0353
2322 Macdonald Ave, Richmond, CA 94804
510-233-4532
2980 College Ave #1, Berkeley, CA 94705
510-860-4939

Factors used to determine Auto insurance premium

  • Age
  • Gender
  • Driving records
  • Annual mileage
  • Profession
  • Education background
  • Bundling of multi cars
  • Bundling of auto and home policies
  • Features of the car (e.g. anti-theft devices)

Curious about Auto insurance in neighboring cities?

Auto Insurance for All cities in California

We also generated a report for all cities in California.