Top 46 Best Auto Insurance In San Francisco, CA

Updated June, 2019

Overview of Auto Insurance in San Francisco

As the 4th largest city in California, San Francisco residents have a lot of insurance companies to choose from. With over 864,000 people living in San Francisco, auto accidents are bound to happen. With a highly educated population, a lot of residents in San Francisco can enjoy college degree discounts offered by many insurance companies. Major corporations (e.g. McKesson, Wells Fargo, PG&E Corp., Gap, Charles Schwab, are headquartered here, enabling a lot of residents to save money on insurance with professional discounts. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in San Francisco won't have to worry about poor credit history when shopping for insurance. 99% of San Francisco residents live within half a mile of public transit, and 11% walk to work. If you drive less than 7,500 miles per year, consider buying usage-based insurance such as Metromile.

For a male driver living in San Francisco, if he has 5 years of driving experience with a clean driving record, and drives a Honda Accord for about 13,000 miles per year, you can scroll down to see the auto insurance premiums charged by the insurance companies before any discount is applied. As you can see, the range is pretty wide.

Estimated Auto Insurance Premiums in San Francisco

As you can see, the prices vary quite a lot in San Francisco. If you're wondering what's the best option for you, click here to get free insurance quotes today.

Factors for Auto insurance premium

  • Age
  • Gender
  • Driving records
  • Annual mileage
  • Profession
  • Education background
  • Bundling of multi cars
  • Bundling of auto and home policies
  • Features of the car (e.g. anti-theft devices)

Curious about Auto insurance in neighboring cities?

Auto Insurance for All cities in California

We also generated a report for all cities in California.

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