Overview of Renters Insurance in Carlsbad

With over 113,000 people living in Carlsbad, auto accidents are bound to happen. With a highly educated population, a lot of residents in Carlsbad can enjoy college degree discounts offered by many insurance companies. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in Carlsbad won't have to worry about poor credit history when shopping for insurance.

The renters insurance price study is based on an applicant profile of a single, 20-year-old who has filed no claims in five years. Coverage includes medical payments coverage of $5,000, personal property at $10,000. The average price in Carlsbad ranges from $84.58 to $255.68 based on our quote history.

Average Renters Insurance Premiums in Carlsbad

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
Assurant $217.14
Geico $162.43
Jetty $141.08
Lemonade $84.58
State Farm $154.0
Farmers $135.67
Progressive $162.0
Allstate $146.57
AAA $247.32
Liberty Mutual $255.68
Nations Insurance $114.35
Kemper Specialty $112.29
Travelers $170.24
Nationwide $234.75
Esurance $213.65
Mercury $124.03
Safeco $140.19
Mendota $112.78
Allied $112.8

As you can see, the prices vary quite a lot in Carlsbad. If you're wondering what's the best option for you, click here to get free insurance quotes today.

Carlsbad Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in Carlsbad.

Allstate Insurance Agent: Carlsbad Insurance Services
6994 El Camino Real Ste 200, Carlsbad, CA 92009
2382 Camino Vida Roble Ste M, Carlsbad, CA 92011
2391 S Melrose Dr, Vista, CA 92081
640 Grand Ave Ste H, Carlsbad, CA 92008
7040 Avenida Encinas, Carlsbad, CA 92011
2318 Pio Pico Dr, Carlsbad, CA 92008
7700 El Camino Real Ste 201, Carlsbad, CA 92009
2784 Gateway Rd Ste 101b, Carlsbad, CA 92009
6150 Yarrow Dr, Carlsbad, CA 92011
3146 Tiger Run Ct #114, Carlsbad, CA 92010
1900 Wright Pl Ste 120, Carlsbad, CA 92008
6965 El Camino Real # 105-515, Carlsbad, CA 92009
3602 Ocean Ranch Blvd, Oceanside, CA 92056
6994 El Camino Real #211, Carlsbad, CA 92009
592 Carlsbad Village Dr, Carlsbad, CA 92008
1265 Carlsbad Village Dr #100, Carlsbad, CA 92008
3129 Tiger Run Ct Ste 119, Carlsbad, CA 92010
2801 Jefferson St, Carlsbad, CA 92008
2111 Palomar Airport Rd Ste 322, Carlsbad, CA 92011
5973 Avenida Encinas #200, Carlsbad, CA 92008

Factors used to determine Renters insurance premium

  • The amount of coverage
  • The neighbor your property is in
  • The deductible you choose
  • The replacement cost type you choose
  • DiscountsThe discount usually includes things such as bundles (if you have other types of insurance with the same company, or if you have systems like security system, smoke detectors, deadbolt locks, etc.

Curious about Renters insurance in neighboring cities?

Renters Insurance for All cities in California

We also generated a report for all cities in California.