Overview of Renters Insurance in Oceanside

With over 175,000 people living in Oceanside, auto accidents are bound to happen. With a highly educated population, a lot of residents in Oceanside can enjoy college degree discounts offered by many insurance companies. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in Oceanside won't have to worry about poor credit history when shopping for insurance.

The renters insurance price study is based on an applicant profile of a single, 20-year-old who has filed no claims in five years. Coverage includes medical payments coverage of $5,000, personal property at $10,000. The average price in Oceanside ranges from $60.0 to $255.68 based on our quote history.

Average Renters Insurance Premiums in Oceanside

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
State Farm $130.0
Farmers $129.48
Jetty $107.61
Geico $129.0
Progressive $162.71
Assurant $186.43
Allstate $121.29
Lemonade $60.0
AAA $247.32
Liberty Mutual $255.68
Nations Insurance $114.35
Kemper Specialty $112.29
Travelers $170.24
Nationwide $234.75
Esurance $213.65
Mercury $124.03
Safeco $140.19
Mendota $112.78
Allied $112.8

As you can see, the prices vary quite a lot in Oceanside. If you're wondering what's the best option for you, click here to get free insurance quotes today.

Oceanside Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in Oceanside.

Agent
Address
Phone
3330 Vista Way, Oceanside, CA 92056
760-433-6261
3910 Vista Way #113, Oceanside, CA 92056
760-509-4439
2216 S El Camino Real Suite 209, Oceanside, CA 92054
760-433-8474
3650 Ocean Ranch Blvd, Oceanside, CA 92056
760-231-7999
4749 Oceanside Blvd Ste D, Oceanside, CA 92056
760-945-0912
3548 Seagate Way #130, Oceanside, CA 92056
760-945-4900
Farmers Insurance
760-994-4819
4144 Avenida De La Plata Ste A, Oceanside, CA 92056
760-402-9653
2170 S El Camino Real Ste 222, Oceanside, CA 92054
760-966-1200
4065 Oceanside Blvd Ste A, Oceanside, CA 92056
760-757-0601
1950 Oceanside Blvd STE L, Oceanside, CA 92054
760-439-4133
1919 Mission Ave Unit D, Oceanside, CA 92054
760-547-2884
207 N Ditmar St, Oceanside, CA 92054
760-439-1323
3800 Oceanic Dr #110, Oceanside, CA 92056
760-744-2990
Holt Insurance Service
760-433-1700
421 S Coast Hwy, Oceanside, CA 92054
760-433-5196
3602 Ocean Ranch Blvd, Oceanside, CA 92056
760-547-2884
State Farm: Luke Dix
760-754-2636
825 College Blvd #102, Oceanside, CA 92057
800-269-2919

Factors used to determine Renters insurance premium

  • The amount of coverage
  • The neighbor your property is in
  • The deductible you choose
  • The replacement cost type you choose
  • DiscountsThe discount usually includes things such as bundles (if you have other types of insurance with the same company, or if you have systems like security system, smoke detectors, deadbolt locks, etc.

Curious about Renters insurance in neighboring cities?

Renters Insurance for All cities in California

We also generated a report for all cities in California.