Ellie Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at Ellie Apartments in Riverside? With rent at $955 - $1,484 and renters insurance running about $14/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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2900 Sunridge Dr, Austin, TX 78741

Riverside

Built 2000 3 stories 344 units
4/5 ·15 reviews
$955 - $1,484 /month

Monthly Cost Breakdown at Ellie Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Ellie Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $969 – $1,498
Base Rent $955 – $1,484
Required Monthly Fees $0
Est. Renters Insurance $14/mo

What You Need to Know About Insurance at Ellie Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Ellie Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$13

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Ellie Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Ellie Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget —
State Farm $12 $144 mid —
Progressive $13 $156 mid Yes
Safeco $13 $156 mid —
Travelers $14 $168 mid —
Allstate $15 $180 mid —
Nationwide $15 $180 mid —
Farmers $16 $192 premium —
Liberty Mutual $18 $216 premium —

Discounts You May Qualify For

Sprinkler system

Up to 5% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Ellie Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$50

Administrative Fee

Charged per unit.

$200

Pets Fees

One-Time Pet Fee

Max of 2. Charged per pet.

$400

Parking Fees

Surface Lot

Direct Access Garages and Attached Garages. Please call our ... Read Moreleasing office for more parking information. Read Less

Covered

Garage Lot

Direct Access Garages and Attached Garages. Please call our ... Read Moreleasing office for more parking information. Read Less

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Ellie Apartments.

1%

Austin overall is safer than only 1% of U.S. cities

This is a city-wide stat — your actual neighborhood may differ. The good news: Ellie Apartments has on-site security features (Package service, Property manager on site, Concierge, Doorman, Sprinklers, Perimeter fencing) that insurers recognize with premium discounts.

On-Site Security

Package service Property manager on site Concierge Doorman Sprinklers Perimeter fencing

Amenities

Special Features

Designer 2 Bedrooms In-Home Washer & Dryer Poolside Grill Station State of the Art Fitness Center Designer Cabinetry, Built In Bookshelves* Newly Renovated Designer Premium SecondFloor 1B TRUAMERICA Enclosed Large Balconies* Fenced Yards* Large Kitchens with Granite Peninsulas* Third floor VaultCeiling 2B TRUAMERICA Designer Interiors Faux Wood Flooring Throughout Black Appliance Package* First Floor Green View Outdoor Firepit with Seating Plank Vinyl Resident Computing Lounge Vaulted Ceilings* Arched Doorways* Black appliances Downtown Views* Legacy Interior Finishes Resort Style Pool with Private Cabanas Stainless Steel Appliance Package* White Appliances Clubhouse with Catering Kitchen Electric Charging Station Yard

Community Features

Wi-Fi Laundry Facilities Maintenance on site Trash Pickup - Door to Door Recycling Dry Cleaning Service Maid Service Online Services Planned Social Activities Guest Apartment Pet Play Area Pet Washing Station Car Charging Station Business Center Clubhouse Lounge Multi Use Room Walk-Up Cabana Courtyard Grill Picnic Area Fitness Center Pool Playground

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Tub/Shower Sprinkler System Framed Mirrors Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Eat-in Kitchen Kitchen Microwave Oven Refrigerator Freezer Breakfast Nook Hardwood Floors Carpet Vinyl Flooring Dining Room Built-In Bookshelves Vaulted Ceiling Views Walk-In Closets Loft Layout Large Bedrooms Balcony Patio Porch Yard Garden

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Ellie Apartments.

Grocery

  • H-E-B plus! 4.3
  • JDs Supermarket #9 4.2
  • La Superior Market 3.9

Pharmacy

  • CVS Pharmacy 3.7
  • H-E-B Pharmacy 3.3
  • Walgreens Pharmacy 2.6

Hospital

  • St. David’s Riverside Emergency Room 4.8
  • Dell Seton Medical Center at The University of Texas - Emergency 4.1
  • St. David's South Austin Medical Center Emergency Room 4.1

Gas

  • H‑E‑B Fuel 4.3
  • Shell 3.8
  • Exxon 4.0

Pet Policy

Bringing a pet? Here's what Ellie Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

  • $20 Monthly Pet Rent
  • $400 Fee
  • 2 Pet Limit

About Ellie Apartments

Welcome home to Ellie Apartments.

Year Built: 2000
Stories: 3
Total Units: 344
Phone: (512) 879-3362

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

Azul Lakeshore Apartments

Riverside

$1,137 - $2,649 Ins: ~$13/mo

Douglas Landing Apartment Homes

Riverside

$1,049 - $1,750 Ins: ~$15/mo

Estates at East Riverside Apartments

Riverside

$1,094 - $1,488 Ins: ~$15/mo

High Point Village Apartments

Riverside

$730 - $1,490 Ins: ~$16/mo

Hillside Creek Apartments

Riverside

$746 - $1,706 Ins: ~$15/mo

Lakeshore Pearl Apartments

Riverside

$1,298 - $3,402 Ins: ~$14/mo

Frequently Asked Questions

Does Ellie Apartments require renters insurance?
We didn't find a public insurance requirement for Ellie Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Ellie Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). Ellie Apartments has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Ellie Apartments?
Plan for $969 to $1,498/month all-in. That's base rent ($955 - $1,484), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Ellie Apartments allow pets?
Yes, Ellie Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $20 Monthly Pet Rent. $400 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Ellie Apartments offer?
There are 5 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $955 - $1,484. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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