High Point Village Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at High Point Village Apartments in Riverside? With rent at $730 - $1,490 and renters insurance running about $16/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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2400 Wickersham Ln, Austin, TX 78741

Riverside

Built 1979 2 stories 168 units
3/5 ·5 reviews
$730 - $1,490 /month

Monthly Cost Breakdown at High Point Village Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at High Point Village Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $766 – $1,526
Base Rent $730 – $1,490
Required Monthly Fees $20
Est. Renters Insurance $16/mo

What You Need to Know About Insurance at High Point Village Apartments

What Affects Your Premium Here

Every building is different. These factors specific to High Point Village Apartments can push your insurance cost up or down:

Older Building

Built in 1979 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$16

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for High Point Village Apartments based on the rent level and building features.

Personal Property Coverage

$30,000 recommended
Low: $15,000 High: $50,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near High Point Village Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget —
State Farm $12 $144 mid —
Progressive $13 $156 mid Yes
Safeco $13 $156 mid —
Travelers $14 $168 mid —
Allstate $15 $180 mid —
Nationwide $15 $180 mid —
Farmers $16 $192 premium —
Liberty Mutual $18 $216 premium —

Discounts You May Qualify For

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges High Point Village Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Pest Control

Charged per unit.

$5 / mo

Application Fee Per Applicant

Charged per applicant.

$50

Administrative Fee

Charged per unit.

$150

Pets Fees

Pet Deposit

Charged per pet.

$150

One-Time Pet Fee

Charged per pet.

$200

Monthly Pet Fee

Charged per pet.

$20 / mo

Parking Fees

Surface Lot

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around High Point Village Apartments.

1%

Austin overall is safer than only 1% of U.S. cities

This is a city-wide stat — your actual neighborhood may differ. The good news: High Point Village Apartments has on-site security features (Property manager on site, Doorman, On site maintenance) that insurers recognize with premium discounts.

On-Site Security

Property manager on site Doorman On site maintenance

Amenities

Special Features

Located on Night Owl Bus Route Beautiful Courtyards Large Walk-In Closets Pet-Friendly Close to Downtown Fun Large Kitchen Pantries* Walk to Dining and Entertainment Wood Plank Packages* Wood-Style Flooring* Black Appliance Packages* Online Resident Portal Two Laundry Care Centers Black Appliance Package* Linen Closet* On-Site Maintenance Team Located on UT Shuttle Line Swimming Pool One-, Two-, and Three-Bedroom Floor Plans Pass through Breakfast Bars Private Patio and Balcony*

Community Features

Laundry Facilities Maintenance on site Pet Play Area Clubhouse Breakfast/Coffee Concierge Walk-Up Courtyard Grill Fitness Center Pool Tennis Court Walking/Biking Trails

Floor Plan Amenities

High Speed Internet Access Air Conditioning Heating Ceiling Fans Cable Ready Storage Space Tub/Shower Dishwasher Disposal Granite Countertops Kitchen Microwave Oven Refrigerator Carpet Tile Floors Vinyl Flooring Walk-In Closets Large Bedrooms Balcony Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around High Point Village Apartments.

Grocery

  • KeyMe Locksmiths 4.1
  • Buddy's Home Furnishings 4.4
  • A-MAX Auto Insurance 4.1

Pharmacy

  • CVS Pharmacy 3.7
  • H-E-B Pharmacy 3.3
  • Walgreens Pharmacy 2.6

Hospital

  • St. David’s Riverside Emergency Room 4.8
  • St. David's South Austin Medical Center Emergency Room 4.1

Restaurant

  • PINSTACK 4.2
  • Pita Fusion 4.5
  • 888 Pan Asian Restaurant 4.5

Park

  • Roy G. Guerrero Colorado River Metro Park 4.6
  • Peace Point at Lady Bird Lake Metropolitan Park 4.7
  • Mabel Davis District Park 4.3

Bank

  • Austin Telco Federal Credit Union 3.3
  • Bank of America ATM 2.2
  • ATM 5.0

Gas

  • H‑E‑B Fuel 4.3
  • Chevron 4.1
  • 76 2.5

Pet Policy

Bringing a pet? Here's what High Point Village Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats Allowed

  • $150 Deposit
  • $20 Monthly Pet Rent
  • $200 Fee
  • 2 Pet Limit
  • 100 lb Weight Limit

About High Point Village Apartments

Discover the perfect blend of comfort, convenience, and pet-friendly living at High Point Village in Austin. Our spacious one and two-bedroom floor plans and exceptional amenities, including a sparkling swimming pool and modern fitness center, create an ideal living experience. Located in the sought-after Del Valle Independent School District, with Baty Elementary School, Ojedo Junior High School, and Del Valle High School nearby, education is easily accessible. Higher education institutions like the University of Texas at Austin and Austin Community College: Rio Grande Campus are within reach. Enjoy outdoor adventures at The Boardwalk at Lady Bird Lake and Barton Creek Greenbelt. Walk to dining and entertainment options in South Congress, offering excellent shopping and vibrant nightlife. Plus, with top-notch healthcare facilities like Dell Seton Medical Center nearby, you’re in good hands at High Point Village.

Year Built: 1979
Stories: 2
Total Units: 168
Phone: (737) 265-4273

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

Azul Lakeshore Apartments

Riverside

$1,137 - $2,649 Ins: ~$13/mo

Douglas Landing Apartment Homes

Riverside

$1,049 - $1,750 Ins: ~$15/mo

Ellie Apartments

Riverside

$955 - $1,484 Ins: ~$14/mo

Estates at East Riverside Apartments

Riverside

$1,094 - $1,488 Ins: ~$15/mo

Hillside Creek Apartments

Riverside

$746 - $1,706 Ins: ~$15/mo

Lakeshore Pearl Apartments

Riverside

$1,298 - $3,402 Ins: ~$14/mo

Frequently Asked Questions

Does High Point Village Apartments require renters insurance?
We didn't find a public insurance requirement for High Point Village Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at High Point Village Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). High Point Village Apartments has security features that qualify for discounts — with those applied, you could pay as little as $16/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at High Point Village Apartments?
Plan for $766 to $1,526/month all-in. That's base rent ($730 - $1,490), plus $20/month in required fees (trash, utilities, etc.), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does High Point Village Apartments allow pets?
Yes, High Point Village Apartments is pet-friendly. Here are the details: Cats Allowed. $150 Deposit. $20 Monthly Pet Rent. $200 Fee. 2 Pet Limit. 100 lb Weight Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does High Point Village Apartments offer?
There are 5 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $730 - $1,490. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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