2223 Waterloo City Ln, Austin, TX 78741
Riverside
Monthly Cost Breakdown at Lakeshore Pearl Apartments
The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Lakeshore Pearl Apartments is higher than the sticker price. Here's the full picture.
What You Need to Know About Insurance at Lakeshore Pearl Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Lakeshore Pearl Apartments can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
Dog-Friendly
Dogs allowed — consider higher liability coverage
NeighborhoodScout
Safer than only 1% of US cities
What You'll Likely Pay
$14
Est. Monthly
$168
Est. Annual
$14
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Lakeshore Pearl Apartments based on the rent level and building features.
Personal Property Coverage
Liability Coverage
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Lakeshore Pearl Apartments:
| Carrier | Est. Monthly | Est. Annual | Tier | Digital |
|---|---|---|---|---|
| Lemonade | $8 | $96 | budget | Yes |
| USAA | $9 | $108 | budget | — |
| State Farm | $12 | $144 | mid | — |
| Progressive | $13 | $156 | mid | Yes |
| Safeco | $13 | $156 | mid | — |
| Travelers | $14 | $168 | mid | — |
| Allstate | $15 | $180 | mid | — |
| Nationwide | $15 | $180 | mid | — |
| Farmers | $16 | $192 | premium | — |
| Liberty Mutual | $18 | $216 | premium | — |
Discounts You May Qualify For
Claims-free (if applicable)
Up to 10% off
Pay-in-full annual
Up to 7% off
Paperless/autopay
Up to 3% off
Multi-policy bundle
Up to 10% off
Compare renters insurance quotes — it's free
Fees Beyond Rent
These are the extra charges Lakeshore Pearl Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.
Required Fees
Boiler Management
Amount for boiler heating/management services. Charged per u... Read Morenit. Read Less
Utility - Stormwater/Drainage Admin Fee
Amount to manage drainage billing. Charged per unit.
Trash Administrative Fee
Amount to manage trash service billing. Charged per unit.
Utility - Gas Administrative Fee
Amount to manage gas billing. Charged per unit.
Trash Services - Doorstep
Amount for doorstep trash removal from rental home. Charged ... Read Moreper unit. Read Less
Pest Control Services
Amount for pest control services. Charged per unit.
Utility - Gas
Amount for provision and consumption of natural gas. Charged... Read More per unit. Read Less
Utility - Water/Sewer
Usage-Based (Utilities).Amount for provision and/or consumpt... Read Moreion of water and sewer services Charged per unit. Read Less
Utility - Electric - Third Party
Usage-Based (Utilities).Amount for provision and consumption... Read More of electric paid to a third party. Charged per unit. Payable to 3rd Party Read Less
Trash Services - Hauling
Usage-Based (Utilities).Amount for shared trash/waste servic... Read Morees. Charged per unit. Read Less
Renters Liability Insurance - Third Party
Amount for renters liability insurance obtained through resi... Read Moredent's provider of choice. Charged per leaseholder. Payable to 3rd Party Read Less
Utility - Water/Wastewater Submeter Admin Fee
Usage-Based (Utilities).Amount for water billing services ca... Read Morelculated as a percentage of consumption as allowed by regulation. Charged per unit. Read Less
Application Fee
Amount to process application, initiate screening, and take ... Read Morea rental home off the market. Charged per applicant. Read Less
Security Deposit (Refundable)
Amount intended to be held through residency that may be app... Read Morelied toward amounts owed at move-out. Refunds processed per application and lease terms. Charged per unit. Read Less
Pets Fees
Pet Fee
We welcome 2 pets per apartment home. There is a $400 non-re... Read Morefundable pet fee, per pet. Pet rent is $20/month per pet. Please call our leasing office for a complete Pet Policy. Read Less
Pet Rent
Max of 2. Monthly amount for authorized pet. Charged per pet... Read More. Read Less
Pet Management - Third Party
Max of 1. Amount for authorized pet registration and screeni... Read Moreng services. Charged per pet. Payable to 3rd Party Read Less
Parking Fees
Parking Fee
Max of 1. Amount for garage parking space/services. May be s... Read Moreubject to availability. Charged per rentable item. Read Less
Garage Lot
Situational Fees
Express Move Out
Amount for community to perform rental home cleaning upon mo... Read Moreve-out. Charged per unit. Read Less
Positive Credit Reporting Services
Amount to send positive payment history to credit reporting ... Read Moreagency(ies); per person. Charged per leaseholder. Payable to 3rd Party Read Less
Renters Liability Only - Non-Compliance
Amount for not maintaining required Renters Liability Policy... Read More. Charged per unit. Read Less
Access Device - Replacement
Amount to obtain a replacement access device for community; ... Read Morefobs, keys, remotes, access passes. Charged per device. Read Less
Utility - Vacant Processing Fee
Amount for failing to transfer utilities into resident name.... Read More Charged per unit. Read Less
Intra-Community Transfer Fee
Amount due when transferring to another rental unit within c... Read Moreommunity. Charged per unit. Read Less
Returned Payment Fee (NSF)
Amount for returned payment. Charged per unit.
Early Lease Termination/Cancellation
Amount to terminate lease earlier than lease end date; exclu... Read Moredes rent and other charges. Charged per unit. Read Less
Reletting Fee
Marketing fee related to early lease termination; excludes r... Read Moreent and other charges. Charged per unit. Read Less
Late Fee
Amount for paying after rent due date; per terms of lease. ... Read MoreCharged per unit. Read Less
Access/Lock Change Fee
Amount to change or reprogram access to rental home. Charged... Read More per unit. Read Less
Payment Services - Third Party
Amount for using a third party, electronic payment processin... Read Moreg service (i.e. credit card, ACH, etc.). Charged per unit. Payable to 3rd Party Read Less
Legal/Eviction Fees
Amount for legal expenses incurred for lease violations. Cha... Read Morerged per unit. Read Less
Utility - Vacant Cost Recovery
Usage-Based (Utilities).Amount for utility usage not transfe... Read Morerred to resident responsibility any time during occupancy. Charged per unit. Read Less
Safety & Security
The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Lakeshore Pearl Apartments.
1%
Austin overall is safer than only 1% of U.S. cities
This is a city-wide stat — your actual neighborhood may differ. The good news: Lakeshore Pearl Apartments has on-site security features (Doorman, Covered parking) that insurers recognize with premium discounts.
On-Site Security
Amenities
Special Features
Community Features
Floor Plan Amenities
What's Within Reach
Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Lakeshore Pearl Apartments.
Pharmacy
- Walgreens Pharmacy 2.6
- H-E-B Pharmacy 3.3
- CVS Pharmacy 3.7
Hospital
- St. David’s Riverside Emergency Room 4.8
- Dell Seton Medical Center at The University of Texas - Emergency 4.1
- St. David's South Austin Medical Center Emergency Room 4.1
Gym
- Planet Fitness 4.2
- Gym Studios - Austin
- State Line Gym 4.8
Restaurant
- 1618 Asian Fusion 4.8
- The potluck 4.9
- Brunch Brunch Baby 4.9
Park
- Roy G. Guerrero Colorado River Metro Park 4.6
- Longhorn Shores at Town Lake Metropolitan Park 4.7
- Butler Metro Park 4.7
Bank
- ATM 5.0
- ATM (ATM Link, Inc.)
- ATM (ATM Link, Inc.)
Gas
- Shell 3.1
- H‑E‑B Fuel 4.3
- GULF 3.9
Pet Policy
Bringing a pet? Here's what Lakeshore Pearl Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
Cats and Dogs Allowed
- 2 Pet Limit
About Lakeshore Pearl Apartments
Unique in style and form, Lakeshore Pearl delivers an unmatched living experience in Austin’s South Shore District. Luxury and function merge in warm and inviting one, two, and three bedroom interiors. Beyond your home, find inspiration in resort-style amenities including a modern swimming pool with sun shelf and a high-tech fitness center with a yoga and indoor cycle room. Our prime location places you steps from Ann and Roy Butler Hike-and-Bike Trail, linking you to Lady Bird Park Boardwalk, Zilker Botanical Garden, and Auditorium Shores at Town Lake Metropolitan Park. With all of this and more waiting for you at Lakeshore Pearl, it’s easy to see how our community outshines the rest.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.
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Ellie Apartments
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Estates at East Riverside Apartments
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High Point Village Apartments
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Hillside Creek Apartments
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Frequently Asked Questions
Does Lakeshore Pearl Apartments require renters insurance?
How much is renters insurance at Lakeshore Pearl Apartments?
What will I actually pay per month at Lakeshore Pearl Apartments?
Does Lakeshore Pearl Apartments allow pets?
What floor plans does Lakeshore Pearl Apartments offer?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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