Estates at East Riverside Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at Estates at East Riverside Apartments in Riverside? With rent at $1,094 - $1,488 and renters insurance running about $15/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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1300 Crossing Pl, Austin, TX 78741

Riverside

Managed by Hilltop Residential Built 1997 3 stories 498 units
4/5 ·32 reviews
$1,094 - $1,488 /month

Monthly Cost Breakdown at Estates at East Riverside Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Estates at East Riverside Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,745 – $2,139
Base Rent $1,094 – $1,488
Required Monthly Fees $636
Est. Renters Insurance $15/mo

What You Need to Know About Insurance at Estates at East Riverside Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Estates at East Riverside Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Estates at East Riverside Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Estates at East Riverside Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Gated community

Up to 5% off

Controlled access

Up to 3% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Estates at East Riverside Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Community Fee

Charged per unit.

$159 / mo

Administrative Fee

Charged per unit.

$150

Application Fee Per Applicant

Charged per applicant.

$65

Pets Fees

One-Time Pet Fee

Max of 2. Charged per pet.

$400

Monthly Pet Fee

Max of 2. Charged per pet.

$20 / mo

Parking Fees

Parking Fee

Charged per vehicle.

$20 / mo

Parking Fee

Charged per vehicle.

$0 / mo

Parking Fee

Charged per vehicle.

$15 / mo

Parking

Assigned reserved spaces are available for an additional $15... Read More per month per space. Please contact the leasing office for more information. Read Less

Carport

Assigned carports are available for an additional $20 per mo... Read Morenth per space. Please contact the leasing office for more information. Read Less

Surface Lot

Complimentary parking is available to all residents within o... Read Moreur community. Assigned reserved spaces and carports are available upon request. Please contact the leasing office for more information. Read Less

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Estates at East Riverside Apartments.

1%

Austin overall is safer than only 1% of U.S. cities

This is a city-wide stat — your actual neighborhood may differ. The good news: Estates at East Riverside Apartments has on-site security features (Controlled access, Property manager on site, Gated, Doorman, Covered parking, On site maintenance) that insurers recognize with premium discounts.

On-Site Security

Controlled access Property manager on site Gated Doorman Covered parking On site maintenance

Amenities

Special Features

Central Air and Heating Private Reserve Views White Cabinets Onsite Management Reserved & Covered Parking Available Stainless Steel Appliances* Upgraded Kitchen Upgraded Kitchen Package Golf Course Views Onsite Maintenance Walking Trails Private Yard Range Oven Remote Work Spaces Renovated Unit Sand Volleyball Court Tennis Courts Private Patio/Balcony Bark Park Pet Friendly Community Coffee Bar/Wi-Fi Lounge Stainless Steel Appliances Washer/Dryer In-unit

Community Features

Maintenance on site Trash Pickup - Door to Door Online Services Planned Social Activities Pet Play Area Car Charging Station Business Center Clubhouse Lounge Breakfast/Coffee Concierge Walk-Up Grill Fitness Center Pool Basketball Court Tennis Court Volleyball Court Walking/Biking Trails

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Air Conditioning Heating Ceiling Fans Cable Ready Security System Tub/Shower Dishwasher Disposal Granite Countertops Stainless Steel Appliances Kitchen Microwave Range Refrigerator Carpet Vinyl Flooring Dining Room Walk-In Closets Window Coverings Patio Yard

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Estates at East Riverside Apartments.

Grocery

  • KeyMe Locksmiths 4.1
  • Buddy's Home Furnishings 4.4
  • A-MAX Auto Insurance 4.1

Pharmacy

  • Walgreens 2.2
  • CVS Pharmacy 3.7
  • H-E-B Pharmacy 3.3

Restaurant

  • Pita Fusion 4.5
  • Rose Gose 4.7
  • 1618 Asian Fusion 4.8

Park

  • Ashford Costa Brava Apartments 4.2
  • Studio Haus East 6th Austin by Kasa 4.7
  • Roy G. Guerrero Colorado River Metro Park 4.6

Bank

  • Bank of America ATM 2.2
  • Chase Bank 2.6
  • ATM 5.0

Gas

  • H‑E‑B Fuel 4.3
  • Shell 3.8
  • Exxon 4.0

Pet Policy

Bringing a pet? Here's what Estates at East Riverside Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

  • $20 Monthly Pet Rent
  • $400 Fee
  • 99 lb Weight Limit
  • 2 Pet Limit

About Estates at East Riverside Apartments

Welcome to Estates at East Riverside — where thoughtful design meets everyday convenience in one of Austin’s most dynamic locations. Nestled in South Austin with quick access to major highways like I-35 and Highway 71, our community puts you within easy reach of downtown, Lady Bird Lake, and all of the city’s best attractions. Choose from a selection of spacious 2-, 3-, and 4-bedroom apartments featuring modern interiors with stainless steel appliances, granite countertops, wood-style flooring, and in-unit washers and dryers — all designed to make home feel like a retreat you can’t wait to return to. At Estates at East Riverside, everyday living is enhanced with amenities that help you relax, stay active, and feel right at home. Dive into sunshine by the resort-style swimming pool, stay energized in the fully-equipped fitness center, and enjoy gatherings in the clubhouse and outdoor common areas. Additional perks like a business center, walking trails, reserved parking, and pet-friendly spaces add ease and enjoyment to your lifestyle. Located just minutes from Austin’s eclectic dining, shopping, and entertainment options, you’ll find the perfect balance of convenience and comfort at Estates at East Riverside. Whether you’re unwinding at home or exploring the local scene, this community offers a place you’ll be proud to call home!

Year Built: 1997
Stories: 3
Total Units: 498
Management: Hilltop Residential
Phone: (737) 377-5581

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Estates at East Riverside Apartments require renters insurance?
We didn't find a public insurance requirement for Estates at East Riverside Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Estates at East Riverside Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). Estates at East Riverside Apartments has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Estates at East Riverside Apartments?
Plan for $1,745 to $2,139/month all-in. That's base rent ($1,094 - $1,488), plus $636/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Estates at East Riverside Apartments allow pets?
Yes, Estates at East Riverside Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $20 Monthly Pet Rent. $400 Fee. 99 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Estates at East Riverside Apartments offer?
There are 3 floor plans to choose from, spanning 2-bedroom, 3-bedroom, 4-bedroom layouts. Rent ranges from $1,094 - $1,488. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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