Hillside Creek Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at Hillside Creek Apartments in Riverside? With rent at $746 - $1,706 and renters insurance running about $15/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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1730-1730 E Oltorf St, Austin, TX 78741

Riverside

Built 1981 3 stories 268 units
4/5 ·24 reviews
$746 - $1,706 /month

Monthly Cost Breakdown at Hillside Creek Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Hillside Creek Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $816 – $1,776
Base Rent $746 – $1,706
Required Monthly Fees $55
Est. Renters Insurance $15/mo

What You Need to Know About Insurance at Hillside Creek Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Hillside Creek Apartments can push your insurance cost up or down:

Older Building

Built in 1981 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$13

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Hillside Creek Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Hillside Creek Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Gated community

Up to 5% off

Sprinkler system

Up to 5% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Hillside Creek Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Amenity Fee

Charged per unit.

$10 / mo

Pest Control

Charged per unit.

$6 / mo

City trash

Charged per unit.

$9 / mo

Application Fee Per Applicant

Charged per applicant.

$50

Administrative Fee

Charged per unit.

$200

Pets Fees

Dog Deposit

Charged per pet.

$250

Dog Fee

Charged per pet.

$250

Dog Rent

Charged per pet.

$25 / mo

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Hillside Creek Apartments.

1%

Austin overall is safer than only 1% of U.S. cities

This is a city-wide stat — your actual neighborhood may differ. The good news: Hillside Creek Apartments has on-site security features (Property manager on site, Gated, Sprinklers) that insurers recognize with premium discounts.

On-Site Security

Property manager on site Gated Sprinklers

Amenities

Special Features

Close to Austin's Vast Trail System Patio/Backyard Covered Outdoor Grilling Areas Mirrored walls and doors Upgraded light fixtures Large master bath Medium guest bath Medium dining room (8 chairs) Single walk-in closet Garbage disposal Laminate (wood-look) Medium patio/balcony

Community Features

Laundry Facilities Maintenance on site Pet Play Area Pet Washing Station Public Transportation Business Center Clubhouse Walk-Up Sundeck Fitness Center Pool Walking/Biking Trails

Floor Plan Amenities

Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Sprinkler System Dishwasher Disposal Stainless Steel Appliances Kitchen Oven Range Refrigerator Carpet Dining Room Walk-In Closets Linen Closet Balcony Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Hillside Creek Apartments.

Grocery

  • Whole Foods Market 4.3
  • Mi Pueblito Market 4.0
  • H-E-B plus! 4.3

Pharmacy

  • CVS Pharmacy 3.7
  • H-E-B Pharmacy 3.3
  • Walgreens Pharmacy 2.6

Hospital

  • St. David’s Riverside Emergency Room 4.8
  • Dell Seton Medical Center at The University of Texas - Emergency 4.1
  • St. David's South Austin Medical Center Emergency Room 4.1

Gym

  • SoLa CrossFit 4.8
  • Orangetheory Fitness 4.4
  • Planet Fitness 4.2

Restaurant

  • Café Crème - Oltorf 4.6
  • 888 Pan Asian Restaurant 4.5
  • Delicias Cubanas 4.7

Bank

  • Bank of America ATM 2.2
  • ATM 7-Eleven
  • Wells Fargo Bank 2.7

Gas

  • Exxon 4.0
  • Gulf 3.8
  • Shell 1.9

Pet Policy

Bringing a pet? Here's what Hillside Creek Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed

  • $250 Deposit
  • $25 Monthly Pet Rent
  • $250 Fee
  • 75 lb Weight Limit
  • 2 Pet Limit

About Hillside Creek Apartments

Hillside Creek offers convenient living in the creative heart of Austin! Enjoy all the comforts that our East Riverside District community has to offer. Our renovated one and two-bedroom apartment homes feature kitchens with all-black appliances, white cabinetry, designer hardware and tiled backsplashes, wood-style floors, separate dining areas, and expansive bedrooms with walk-in closets. Hillside Creek sits on eight acres surrounded by the beauty of Hill Country's old oaks and native landscaping, along with a meandering creek. We're excited to welcome you to our Riverside, Austin, TX apartments!

Year Built: 1981
Stories: 3
Total Units: 268
Phone: (737) 234-7793

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Hillside Creek Apartments require renters insurance?
We didn't find a public insurance requirement for Hillside Creek Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Hillside Creek Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). Hillside Creek Apartments has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Hillside Creek Apartments?
Plan for $816 to $1,776/month all-in. That's base rent ($746 - $1,706), plus $55/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Hillside Creek Apartments allow pets?
Yes, Hillside Creek Apartments is pet-friendly. Here are the details: Dogs Allowed. $250 Deposit. $25 Monthly Pet Rent. $250 Fee. 75 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Hillside Creek Apartments offer?
There are 9 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $746 - $1,706. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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