Ellwood at Lake Travis Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at Ellwood at Lake Travis Apartments in Grandview Hills? With rent at $965 - $1,747 and renters insurance running about $14/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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7655 N Ranch Road 620, Austin, TX 78726

Grandview Hills

Managed by S2 Residential Built 2001 3 stories 553 units
5/5 ·24 reviews
$965 - $1,747 /month

Monthly Cost Breakdown at Ellwood at Lake Travis Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Ellwood at Lake Travis Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,619 – $2,401
Base Rent $965 – $1,747
Required Monthly Fees $640
Est. Renters Insurance $14/mo

What You Need to Know About Insurance at Ellwood at Lake Travis Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Ellwood at Lake Travis Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Ellwood at Lake Travis Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Ellwood at Lake Travis Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Gated community

Up to 5% off

Controlled access

Up to 3% off

Sprinkler system

Up to 5% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Ellwood at Lake Travis Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

CAM Fee

Charged per unit.

$160 / mo

Utility - Water

Charged per unit.

Usage-Based

Utility - Sewer

Charged per unit.

Usage-Based

Utility - Gas

Charged per unit.

Usage-Based

Utility - Electric

Charged per unit.

Usage-Based

Application Fee Per Applicant

Charged per applicant.

$75

Security Deposit - Refundable

Up to one months rent Charged per unit.

$250

Administrative Fee

Charged per unit.

$75

Pets Fees

One-Time Pet Fee

Max of 2. Charged per pet.

$0 - $400

Monthly Pet Fee

Max of 2. Charged per pet.

$30 / mo

Parking Fees

Parking Fee

Charged per vehicle.

$35 / mo

Parking Deposit

Charged per vehicle.

$0

Parking Fee

Charged per vehicle.

$0 / mo

Surface Lot

Garage Attached

Covered

Situational Fees

Month to Month Fees

Plus market rate Charged per occurrence.

$250 / mo

Returned Payment Fee (NSF)

Charged per occurrence.

$50 / occurence

Transfer & Sublet

Charged per occurrence.

$500 / occurence

Late Fee

Charged per occurrence.

10% of base rent / occurence

Early Lease Termination/Cancellation

One months rent Charged per occurrence.

Varies / occurrence

Attorney Fees

Charged per occurrence.

Varies / occurrence

Cleaning and Damage Fees

Charged per occurrence.

Varies / occurrence

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Ellwood at Lake Travis Apartments.

1%

Austin overall is safer than only 1% of U.S. cities

This is a city-wide stat — your actual neighborhood may differ. The good news: Ellwood at Lake Travis Apartments has on-site security features (Property manager on site, Gated, Controlled access, Sprinklers, Perimeter fencing) that insurers recognize with premium discounts.

On-Site Security

Property manager on site Gated Controlled access Sprinklers Perimeter fencing

Amenities

Special Features

SS Appliances Game Lounge Charcoal Barbecue Pits Community Kitchen Executive Office Suites Private Business Center Two Resort Style Swimming Pools Lounge Deck Wooded Views

Community Features

Wi-Fi Maintenance on site Trash Pickup - Door to Door Recycling Online Services Planned Social Activities Pet Play Area Key Fob Entry Business Center Clubhouse Lounge Multi Use Room Conference Rooms Corporate Suites Walk-Up Fenced Lot Cabana Courtyard Grill Picnic Area Fitness Center Pool Walking/Biking Trails Media Center/Movie Theatre

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Security System Storage Space Double Vanities Tub/Shower Sprinkler System Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Quartz Countertops Hardwood Floors Vinyl Flooring Dining Room Office Built-In Bookshelves Crown Molding Vaulted Ceiling Bay Window Views Skylights Walk-In Closets Linen Closet Window Coverings Balcony Patio Deck Yard

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Ellwood at Lake Travis Apartments.

Grocery

  • Randalls 4.1
  • Walmart Supercenter 3.9

Pharmacy

  • CVS Pharmacy 4.2
  • H-E-B Pharmacy 4.2
  • CVS Pharmacy 3.4

Hospital

  • Family Hospital at Lake Travis 4.7
  • Texas Children’s Hospital North Austin Emergency Center 4.2

Gym

  • SoLa CrossFit 4.8
  • Orangetheory Fitness 4.7
  • BodyWise Gym 4.8

Gas

  • Shell 3.8
  • Shell 2.6
  • Randalls Fuel Station 3.5

Pet Policy

Bringing a pet? Here's what Ellwood at Lake Travis Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

  • Birds, Cats, Dogs, Fish, and Reptiles Allowed
  • $30 Monthly Pet Rent
  • 2 Pet Limit

About Ellwood at Lake Travis Apartments

Ellwood at Lake Travis features a range of thoughtfully designed one, two, and three-bedroom apartments, including townhome-style layouts with private attached garages. Each residence boasts modern interiors with stainless steel appliances, granite countertops, and spacious living areas. Select homes offer private fenced backyards, oversized windows, and up to 15-foot ceilings, enhancing the sense of space and comfort

Year Built: 2001
Stories: 3
Total Units: 553
Management: S2 Residential
Phone: (737) 204-8587

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Ellwood at Lake Travis Apartments require renters insurance?
We didn't find a public insurance requirement for Ellwood at Lake Travis Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Ellwood at Lake Travis Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). Ellwood at Lake Travis Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Ellwood at Lake Travis Apartments?
Plan for $1,619 to $2,401/month all-in. That's base rent ($965 - $1,747), plus $640/month in required fees (trash, utilities, etc.), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Ellwood at Lake Travis Apartments allow pets?
Yes, Ellwood at Lake Travis Apartments is pet-friendly. Here are the details: Birds, Cats, Dogs, Fish, and Reptiles Allowed. $30 Monthly Pet Rent. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Ellwood at Lake Travis Apartments offer?
There are 50 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $965 - $1,747. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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