Polo Club Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at Polo Club Apartments in Northwest Austin? With rent at $765 - $1,286 and renters insurance running about $15/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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8519 Cahill Dr, Austin, TX 78729

Northwest Austin

Built 1986 3 stories 296 units
4/5 ·15 reviews
$765 - $1,286 /month

Monthly Cost Breakdown at Polo Club Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Polo Club Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $780 – $1,301
Base Rent $765 – $1,286
Required Monthly Fees $0
Est. Renters Insurance $15/mo

What You Need to Know About Insurance at Polo Club Apartments

Accepted Insurance Providers

Polo Club Apartments accepts policies from these carriers — though most standard renters insurance companies will be fine. If you already have a policy, check if your carrier is on the list.

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What Affects Your Premium Here

Every building is different. These factors specific to Polo Club Apartments can push your insurance cost up or down:

Older Building

Built in 1986 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Polo Club Apartments based on the rent level and building features.

Personal Property Coverage

$30,000 recommended
Low: $15,000 High: $50,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Polo Club Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget —
State Farm $12 $144 mid —
Progressive $13 $156 mid Yes
Safeco $13 $156 mid —
Travelers $14 $168 mid —
Allstate $15 $180 mid —
Nationwide $15 $180 mid —
Farmers $16 $192 premium —
Liberty Mutual $18 $216 premium —

Discounts You May Qualify For

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Polo Club Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$55

Administrative Fee

Charged per unit.

$200

Pets Fees

Dog Fee

Charged per pet.

$500

Dog Rent

Charged per pet.

$20 / mo

Cat Fee

Charged per pet.

$500

Cat Rent

Charged per pet.

$20 / mo

Parking Fees

Garage Lot

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Polo Club Apartments.

1%

Austin overall is safer than only 1% of U.S. cities

This is a city-wide stat — your actual neighborhood may differ. The good news: Polo Club Apartments has on-site security features (Property manager on site, Covered parking) that insurers recognize with premium discounts.

On-Site Security

Property manager on site Covered parking

Amenities

Special Features

Multi-Level Fitness Center Shaker Style Cabinets Unique Kitchens with Windows Built In Bookshelves On-Site Laundry Facility Stainless Steel Appliances in Select Homes* Large Walk-in Closets Lighted Bark Park Playscape Air Conditioner Patio/Balcony W/D Hookup Bark Park Resort Style Pool Large Closets Extra Storage Outdoor Activity Space Outdoor Charcoal Grills Vinyl Plank Flooring Carport Fireplace* Pantry* Reserved Covered Parking

Community Features

Laundry Facilities Maintenance on site Pet Play Area Business Center Clubhouse Walk-Up Courtyard Grill Fitness Center Pool Playground

Floor Plan Amenities

Washer/Dryer Washer/Dryer Hookup Air Conditioning Ceiling Fans Tub/Shower Fireplace Dishwasher Disposal Stainless Steel Appliances Pantry Kitchen Hardwood Floors Carpet Built-In Bookshelves Vaulted Ceiling Bay Window Views Walk-In Closets Window Coverings Balcony Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Polo Club Apartments.

Hospital

  • St. David's Emergency Center 4.7
  • Ascension Seton Northwest Emergency 4.3
  • Family Hospital at Lake Travis 4.7

Gym

  • SoLa CrossFit 4.8
  • Gold's Gym Austin Anderson Arbor 4.0
  • Big Tex Gym 4.8

Restaurant

  • Pacific Flame - Island Grill 4.8
  • Halal On Fire 4.8
  • Kavak Grill 4.4

Bank

  • ATM 1.0
  • Wells Fargo Bank 3.0

Gas

  • Exxon 4.3
  • Circle K | Gas Station
  • Valero 3.0

Pet Policy

Bringing a pet? Here's what Polo Club Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

  • $20 Monthly Pet Rent
  • $500 Fee
  • 2 Pet Limit

About Polo Club Apartments

Discover a lifestyle that you can truly enjoy. At Polo Club, we pride ourselves on creating an environment for our residents that provides a level of comfort and luxury. Residents enjoy their time relaxing by the outdoor swimming pool or working up a sweat in the multi-level fitness center with cardio and free weight equipment. We take great pride in providing a beautiful community where you can enjoy all of your favorite outdoor activities at any time of the year. Visit the outdoor amenity space that includes a fire pit with seating, in addition to cornhole, table tennis, grills and more! Please stop by for a tour today!

Year Built: 1986
Stories: 3
Total Units: 296
Phone: (877) 570-5676

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

Artisan Apartments & Shops

Northwest Austin

$923 - $2,612 Ins: ~$14/mo

Aura High Pointe Apartments

Northwest Austin

$1,340 - $3,070 Ins: ~$12/mo

Bexley at Anderson Mill Apartments

Northwest Austin

$1,004 - $1,818 Ins: ~$14/mo

Canyon Resort at Great Hills Apartments

Northwest Austin

$1,414 - $4,189 Ins: ~$15/mo

Capital Hills Apartments

Northwest Austin

$757 - $1,500 Ins: ~$15/mo

Highline Apartments

Northwest Austin

$1,224 - $2,509 Ins: ~$13/mo

Frequently Asked Questions

Does Polo Club Apartments require renters insurance?
We didn't find a public insurance requirement for Polo Club Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Polo Club Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). Polo Club Apartments has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Polo Club Apartments?
Plan for $780 to $1,301/month all-in. That's base rent ($765 - $1,286), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Polo Club Apartments allow pets?
Yes, Polo Club Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $20 Monthly Pet Rent. $500 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Polo Club Apartments offer?
There are 6 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $765 - $1,286. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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